Arbor Realty Trust Inc (ABR)

Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. The company invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. It also offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing products to borrowers looking to develop, acquire or refinance conventional, workforce and affordable single-family rental (SFR) housing; multifamily investors short-term floating-rate financing for new and construction-ready multifamily projects; and mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction. In addition, the company provides financing by making preferred equity investments in entities that directly or indirectly own real property that are subordinate to a first mortgage loan; and invest in structured transactions, which are primarily comprised of joint ventures formed to acquire, develop and/or sell real estate-related assets. Further, it underwrites, originates, sells, and services financing loans underwritten using similar guidelines of existing agency loans sold to the government-sponsored enterprises; and long-term permanent fixed rate loans on SFR properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York.

Symbol
ABR
Exchange
NYSE
Sector
Real Estate
Industry
REIT - Mortgage
Market cap
$791.83M
52 week range
4.18 - 12.58

Valuation

Share price
$4.19 (close of 2026-09-23)
P/E (TTM)
30.64x
Price to book
0.27x
Price to free cash flow
2.54x
Enterprise value
$11.62B
Book value per share
$15.24

Price performance

PeriodChange
1 day-3.46%
5 days-7.30%
1 month-19.27%
3 months-17.84%
6 months-44.72%
Year to date-46.01%
1 year-64.73%
3 years-71.86%
5 years-77.18%
10 years-44.94%
All time-79.56%

Profitability and growth

Return on equity
5.15%
Return on invested capital
1.76%
Return on assets
1.09%
Net income growth
-44.41%
Free cash flow growth
-19.31%

Cash flow and balance sheet

Free cash flow yield (TTM)
39.37%
Net debt to EBITDA
13.19x

Latest reported year

Period end
2025-12-31
Fiscal year
2025
EBITDA
$199.82M
Net income
$157.83M
Earnings per share
$0.56
Interest expense
$701.84M
Shares outstanding
192.96M

Income statement by year

Period endNet incomeEPS
2025-12-31$157.83M$0.56
2024-12-31$283.92M$1.18
2023-12-31$400.56M$1.79
2022-12-31$353.83M$1.72
2021-12-31$377.81M$2.30
2020-12-31$196.16M$1.44
2019-12-31$155.24M$1.30
2018-12-31$148.05M$1.54
2017-12-31$97.51M$1.14
2016-12-31$62.48M$0.83

Margins and returns by year

Period endReturn on equityReturn on capital
2025-12-315.15%1.76%
2024-12-319.01%2.89%
2023-12-3112.31%3.40%
2022-12-3111.52%2.79%
2021-12-3114.82%2.65%
2020-12-3113.23%2.80%
2019-12-3111.69%2.72%
2018-12-3113.89%3.47%
2017-12-3111.28%2.91%
2016-12-318.36%1.60%

Cash and debt by year

Period endCashDebt
2025-12-31$482.88M$11.07B
2024-12-31$503.80M$9.96B
2023-12-31$928.97M$11.99B
2022-12-31$534.36M-
2021-12-31$404.58M$12.13B
2020-12-31$339.53M$5.87B
2019-12-31$299.69M$4.68B
2018-12-31$160.06M$3.37B
2017-12-31$104.37M$2.60B
2016-12-31$138.65M$2.07B

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$372.38M$13.79M
2024-12-31$461.52M$14.23M
2023-12-31$235.86M$14.94M
2022-12-31$1.10B$14.97M
2021-12-31$216.85M$9.93M
2020-12-31$55.16M$9.05M
2019-12-31$-226.54M$9.52M
2018-12-31$-37.73M$6.09M
2017-12-31$459.70M$4.84M
2016-12-31$-198.51M$3.51M

Dividend history

Most recent payment
2026-08-14
Paid in the last twelve months
$0.94
Payment dateDividend per share
2026-08-14$0.17
2026-05-22$0.17
2026-03-10$0.30
2025-11-14$0.30
2025-08-15$0.30
2025-05-16$0.30
2025-03-07$0.43
2024-11-15$0.43

Investor relations

Next earnings report

Next confirmed report
2026-10-30
Consensus EPS estimate
$0.06

Past earnings dates

ReportedFiscal periodEPS estimate
2026-07-31Jun/2026$0.05
2026-05-08--
2026-02-27--
2025-10-31--
2025-08-01--
2025-07-31--
2025-05-02--
2025-05-01--

Filings and sources

Company website
arbor.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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