Euronet Worldwide, Inc. (EEFT)
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.
- Symbol
- EEFT
- Exchange
- Nasdaq
- Sector
- Technology
- Industry
- Software - Infrastructure
- Market cap
- $2.45B
- 52 week range
- 62.5 - 90.56
Valuation
- Share price
- $64.64 (close of 2026-09-23)
- P/E (TTM)
- 8.97x
- Price to book
- 1.97x
- Price to free cash flow
- 9.10x
- Enterprise value
- $4.06B
- Book value per share
- $32.88
Price performance
| Period | Change |
|---|
| 1 day | -2.21% |
| 5 days | -7.80% |
| 1 month | -7.75% |
| 3 months | +0.36% |
| 6 months | -4.49% |
| Year to date | -15.07% |
| 1 year | -26.02% |
| 3 years | -20.44% |
| 5 years | -48.74% |
| 10 years | -20.17% |
| All time | +330.93% |
Profitability and growth
- Return on equity
- 23.40%
- Return on invested capital
- 16.04%
- Return on assets
- 4.77%
- Return on capital employed
- 20.11%
- Gross margin
- 21.25%
- Net margin
- 7.29%
- EBITDA margin
- 15.75%
- Revenue growth
- 6.38%
- Net income growth
- 1.14%
- Free cash flow growth
- -29.45%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 10.98%
- Current ratio
- 1.37x
- Net debt to EBITDA
- 2.35x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $4.24B
- Cost of revenue
- $3.34B
- Gross profit
- $902.00M
- EBITDA
- $668.30M
- Net income
- $309.50M
- Earnings per share
- $7.40
- Shares outstanding
- 41.81M
Income statement by year
| Period end | Revenue | Gross profit | Net income | EPS |
|---|
| 2025-12-31 | $4.24B | $902.00M | $309.50M | $7.40 |
| 2024-12-31 | $3.99B | $818.50M | $306.00M | $6.82 |
| 2023-12-31 | $3.69B | $729.40M | $279.70M | $5.77 |
| 2022-12-31 | $3.36B | $670.50M | $231.00M | $4.60 |
| 2021-12-31 | $3.00B | $436.00M | $70.70M | $1.34 |
| 2020-12-31 | $2.48B | $906.00M | $-3.40M | $-0.06 |
| 2019-12-31 | $2.75B | $1.19B | $346.75M | $6.49 |
| 2018-12-31 | $2.54B | $1.05B | $232.85M | $4.52 |
| 2017-12-31 | $2.25B | $896.17M | $156.84M | $2.99 |
| 2016-12-31 | $1.96B | $784.07M | $174.41M | $3.34 |
Margins and returns by year
| Period end | Gross margin | Net margin | Return on equity | Return on capital |
|---|
| 2025-12-31 | 21.25% | 7.29% | 23.40% | 16.04% |
| 2024-12-31 | 20.51% | 7.67% | 24.89% | 17.72% |
| 2023-12-31 | 19.78% | 7.58% | 22.38% | 15.52% |
| 2022-12-31 | 19.96% | 6.88% | 18.56% | 15.63% |
| 2021-12-31 | 14.56% | 2.36% | 5.63% | 7.53% |
| 2020-12-31 | 36.49% | -0.14% | -0.24% | 2.17% |
| 2019-12-31 | 43.40% | 12.61% | 21.96% | 17.17% |
| 2018-12-31 | 41.32% | 9.18% | 18.89% | 20.00% |
| 2017-12-31 | 39.79% | 6.96% | 13.08% | 12.21% |
| 2016-12-31 | 40.03% | 8.91% | 19.37% | 25.13% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $1.04B | $1.04B |
| 2024-12-31 | $1.28B | $1.13B |
| 2023-12-31 | $1.25B | $1.72B |
| 2022-12-31 | $1.13B | $1.61B |
| 2021-12-31 | $1.26B | $1.42B |
| 2020-12-31 | $1.42B | $1.44B |
| 2019-12-31 | $786.08M | $1.09B |
| 2018-12-31 | $385.03M | $589.78M |
| 2017-12-31 | $280.13M | $404.01M |
| 2016-12-31 | $734.41M | $561.66M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $434.30M | $55.10M |
| 2024-12-31 | $615.60M | $43.90M |
| 2023-12-31 | $548.70M | $53.70M |
| 2022-12-31 | $644.00M | $44.10M |
| 2021-12-31 | $314.10M | $36.50M |
| 2020-12-31 | $155.88M | $21.95M |
| 2019-12-31 | $373.20M | $21.44M |
| 2018-12-31 | $284.75M | $16.76M |
| 2017-12-31 | $189.04M | $15.62M |
| 2016-12-31 | $304.11M | $14.98M |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-28
- Consensus EPS estimate
- $3.39
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-30 | Jun/2026 | $2.69 |
| 2026-04-29 | - | - |
| 2025-10-22 | - | - |
| 2025-07-30 | - | - |
| 2025-04-23 | - | - |
| 2025-02-12 | - | - |
| 2025-02-05 | - | - |
| 2024-10-23 | - | - |
Filings and sources
- Company website
- euronet.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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