Euronet Worldwide, Inc. (EEFT)

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

Ticker
EEFT
Exchange
Nasdaq
Sector
Technology
Industry
Software - Infrastructure
Market cap
$2.64B
52-week range
$57.48 - $83.97

Valuation

Share price
$70.87 (close of Nov 6, 2026)
P/E (TTM)
9.70x
Price to book
2.03x
Price to free cash flow
8.61x
Enterprise value
$4.01B
Book value per share
$34.87

Price performance

PeriodChange
1 day-0.39%
5 days+12.22%
1 month+11.54%
3 months-3.01%
6 months+1.72%
Year to date-6.88%
1 year-1.80%
3 years-12.08%
5 years-40.32%
10 years-9.29%
All time+372.47%

Short interest

As of
Oct 15, 2026
Short % of float
16.25%
Shares short
5.64M
Days to cover
7.45
Change since prior report
+4.32%
Source
FINRA consolidated short interest

Profitability and growth

Return on equity
23.40%
Return on assets
4.77%
Net margin
7.29%
Revenue growth
6.38%
Net income growth
1.14%
Free cash flow growth
-29.45%

Cash flow and balance sheet

Free cash flow yield (TTM)
11.62%
Current ratio
1.42x
Net debt to EBITDA
2.04x

Latest reported year

Period end
Dec 31, 2025
Fiscal year
2025
Revenue
$4.24B
Net income
$309.50M
Earnings per share
$7.40
Interest expense
$84.50M
Shares outstanding
41.81M

Income statement by year

Period endRevenueNet incomeEPS
2025-12-31$4.24B$309.50M$7.40
2024-12-31$3.99B$306.00M$6.82
2023-12-31$3.69B$279.70M$5.77
2022-12-31$3.36B$231.00M$4.60
2021-12-31$3.00B$70.70M$1.34
2020-12-31$2.48B-$3.40M-$0.06
2019-12-31$2.75B$346.75M$6.49
2018-12-31$2.54B$232.85M$4.52
2017-12-31$2.25B$156.84M$2.99
2016-12-31$1.96B$174.41M$3.34

Margins and returns by year

Period endNet marginReturn on equity
2025-12-317.29%23.40%
2024-12-317.67%24.89%
2023-12-317.58%22.38%
2022-12-316.88%18.56%
2021-12-312.36%5.63%
2020-12-31-0.14%-0.24%
2019-12-3112.61%21.96%
2018-12-319.18%18.89%
2017-12-316.96%13.08%
2016-12-318.91%19.37%

Cash and debt by year

Period endCashDebt
2025-12-31$1.04B$1.04B
2024-12-31$1.28B$1.13B
2023-12-31$1.25B$1.72B
2022-12-31$1.13B$1.61B
2021-12-31$1.26B$1.42B
2020-12-31$1.42B$1.44B
2019-12-31$786.08M$1.09B
2018-12-31$385.03M$589.78M
2017-12-31$280.13M$404.01M
2016-12-31$734.41M$561.66M

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$434.30M$55.10M
2024-12-31$615.60M$43.90M
2023-12-31$548.70M$53.70M
2022-12-31$644.00M$44.10M
2021-12-31$314.10M$36.50M
2020-12-31$155.88M$21.95M
2019-12-31$373.20M$21.44M
2018-12-31$284.75M$16.76M
2017-12-31$189.04M$15.62M
2016-12-31$304.11M$14.98M

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-10-27Sep 2026$3.34
2026-07-30Jun 2026$2.69
2026-04-29Mar 2026$1.18
2025-10-22Sep 2025$3.34
2025-07-30Jun 2025$2.45
2025-04-23Mar 2025$0.96
2025-02-12Dec 2024$1.85
2024-10-23Sep 2024$2.92

Filings and sources

Company website
euronet.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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