Evertec, Inc. (EVTC)

EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.

Ticker
EVTC
Exchange
NYSE
Sector
Technology
Industry
Software - Infrastructure
Market cap
$1.99B
52-week range
$21.81 - $35.29

Valuation

Share price
$33.55 (close of Nov 6, 2026)
P/E (TTM)
21.79x
Price to book
3.05x
Price to free cash flow
8.94x
Enterprise value
$3.02B
Book value per share
$11.00

Price performance

PeriodChange
1 day-1.41%
5 days+6.37%
1 month+15.49%
3 months+8.44%
6 months+19.14%
Year to date+15.33%
1 year+19.44%
3 years-0.06%
5 years-22.62%
10 years+133.80%
All time+64.14%

Short interest

As of
Oct 15, 2026
Short % of float
6.71%
Shares short
2.69M
Days to cover
6.09
Change since prior report
+5.15%
Source
FINRA consolidated short interest

Profitability and growth

Return on equity
22.66%
Return on invested capital
10.06%
Return on assets
6.31%
Return on capital employed
9.52%
Gross margin
36.55%
Net margin
15.20%
EBITDA margin
33.11%
Revenue growth
10.21%
Net income growth
25.72%
Free cash flow growth
-13.21%

Cash flow and balance sheet

Free cash flow yield (TTM)
11.19%
Current ratio
1.66x
Net debt to EBITDA
2.80x

Latest reported year

Period end
Dec 31, 2025
Fiscal year
2025
Revenue
$931.82M
Cost of revenue
$591.21M
Gross profit
$340.60M
EBITDA
$308.53M
Net income
$141.59M
Earnings per share
$2.22
Interest expense
$68.28M
Shares outstanding
63.70M

Income statement by year

Period endRevenueGross profitNet incomeEPS
2025-12-31$931.82M$340.60M$141.59M$2.22
2024-12-31$845.49M$311.22M$112.62M$1.75
2023-12-31$694.71M$264.33M$79.72M$1.23
2022-12-31$618.41M$247.17M$239.01M$3.48
2021-12-31$589.80M$264.56M$161.13M$2.24
2020-12-31$510.59M$212.20M$104.44M$1.45
2019-12-31$487.37M$205.91M$103.47M$1.44
2018-12-31$453.87M$193.84M$86.27M$1.19
2017-12-31$407.14M$142.24M$55.05M$0.76
2016-12-31$389.51M$154.13M$75.04M$1.01

Margins and returns by year

Period endGross marginNet marginReturn on equityReturn on capital
2025-12-3136.55%15.20%22.66%10.06%
2024-12-3136.81%13.32%23.67%11.15%
2023-12-3138.05%11.48%13.32%8.25%
2022-12-3139.97%38.65%50.34%13.93%
2021-12-3144.86%27.32%34.26%18.39%
2020-12-3141.56%20.45%30.50%14.13%
2019-12-3142.25%21.23%38.09%15.89%
2018-12-3142.71%19.01%40.01%14.93%
2017-12-3134.94%13.52%37.20%10.65%
2016-12-3139.57%19.26%69.37%13.08%

Cash and debt by year

Period endCashDebt
2025-12-31$305.99M$1.05B
2024-12-31$273.64M$925.06M
2023-12-31$295.60M$946.82M
2022-12-31$185.27M$389.50M
2021-12-31$257.86M$444.79M
2020-12-31$202.65M$481.04M
2019-12-31$111.03M$510.95M
2018-12-31$69.97M$524.06M
2017-12-31$50.42M$557.25M
2016-12-31$51.92M$599.67M

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$203.67M$29.58M
2024-12-31$234.68M$30.27M
2023-12-31$189.77M$25.73M
2022-12-31$192.83M$19.96M
2021-12-31$203.32M$14.80M
2020-12-31$182.01M$14.25M
2019-12-31$156.95M$13.57M
2018-12-31$158.80M$12.59M
2017-12-31$134.50M$9.64M
2016-12-31$149.60M$6.41M

Dividend history

Most recent payment
Aug 3, 2026
Paid in the last twelve months
$0.15
Payment dateDividend per share
2026-08-03$0.05
2026-05-11$0.05
2026-03-02$0.05
2025-08-04$0.05
2025-05-13$0.05
2025-03-03$0.05
2024-10-28$0.05
2024-07-29$0.05

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-11-03Sep 2026$0.85
2026-08-04Jun 2026$0.82
2026-05-06Mar 2026$0.78
2026-02-26Dec 2025$0.81
2025-11-06Sep 2025$0.75
2025-07-30Jun 2025$0.70
2025-05-07Mar 2025$0.67
2025-02-26Dec 2024$0.58

Filings and sources

Company website
evertecinc.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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