Evertec, Inc. (EVTC)
EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
- Symbol
- EVTC
- Exchange
- NYSE
- Sector
- Technology
- Industry
- Software - Infrastructure
- Market cap
- $1.65B
- 52 week range
- 21.81 - 34.77
Valuation
- Share price
- $27.57 (close of 2026-09-23)
- P/E (TTM)
- 17.79x
- Price to book
- 2.55x
- Price to free cash flow
- 7.91x
- Enterprise value
- $2.71B
- Book value per share
- $10.79
Price performance
| Period | Change |
|---|
| 1 day | -0.90% |
| 5 days | -2.61% |
| 1 month | -7.76% |
| 3 months | +8.16% |
| 6 months | -4.57% |
| Year to date | -5.23% |
| 1 year | -17.73% |
| 3 years | -26.46% |
| 5 years | -41.04% |
| 10 years | +64.20% |
| All time | +34.88% |
Profitability and growth
- Return on equity
- 22.66%
- Return on invested capital
- 12.19%
- Return on assets
- 6.31%
- Return on capital employed
- 9.52%
- Gross margin
- 36.55%
- Net margin
- 15.20%
- EBITDA margin
- 33.11%
- Revenue growth
- 10.21%
- Net income growth
- 25.72%
- Free cash flow growth
- -13.21%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 12.65%
- Current ratio
- 1.70x
- Net debt to EBITDA
- 3.07x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $931.82M
- Cost of revenue
- $591.21M
- Gross profit
- $340.60M
- EBITDA
- $308.53M
- Net income
- $141.59M
- Earnings per share
- $2.22
- Shares outstanding
- 63.70M
Income statement by year
| Period end | Revenue | Gross profit | Net income | EPS |
|---|
| 2025-12-31 | $931.82M | $340.60M | $141.59M | $2.22 |
| 2024-12-31 | $845.49M | $311.22M | $112.62M | $1.75 |
| 2023-12-31 | $694.71M | $264.33M | $79.72M | $1.23 |
| 2022-12-31 | $618.41M | $247.17M | $239.01M | $3.48 |
| 2021-12-31 | $589.80M | $264.56M | $161.13M | $2.24 |
| 2020-12-31 | $510.59M | $212.20M | $104.44M | $1.45 |
| 2019-12-31 | $487.37M | $205.91M | $103.47M | $1.44 |
| 2018-12-31 | $453.87M | $193.84M | $86.27M | $1.19 |
| 2017-12-31 | $407.14M | $404.21M | $55.05M | $0.76 |
| 2016-12-31 | $389.51M | $387.33M | $75.04M | $1.01 |
Margins and returns by year
| Period end | Gross margin | Net margin | Return on equity | Return on capital |
|---|
| 2025-12-31 | 36.55% | 15.20% | 22.66% | 12.19% |
| 2024-12-31 | 36.81% | 13.32% | 23.67% | 13.76% |
| 2023-12-31 | 38.05% | 11.48% | 13.32% | 10.14% |
| 2022-12-31 | 39.97% | 38.65% | 50.34% | 17.44% |
| 2021-12-31 | 44.86% | 27.32% | 34.26% | 25.17% |
| 2020-12-31 | 41.56% | 20.45% | 30.50% | 18.45% |
| 2019-12-31 | 42.25% | 21.23% | 38.09% | 18.36% |
| 2018-12-31 | 42.71% | 19.01% | 40.01% | 16.45% |
| 2017-12-31 | 99.28% | 13.52% | 37.20% | 11.59% |
| 2016-12-31 | 99.44% | 19.26% | 69.37% | 14.63% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $305.99M | $1.05B |
| 2024-12-31 | $273.64M | $925.06M |
| 2023-12-31 | $295.60M | $946.82M |
| 2022-12-31 | $185.27M | $389.50M |
| 2021-12-31 | $257.86M | $444.79M |
| 2020-12-31 | $202.65M | $481.04M |
| 2019-12-31 | $111.03M | $510.95M |
| 2018-12-31 | $69.97M | $524.06M |
| 2017-12-31 | $50.42M | $557.25M |
| 2016-12-31 | $51.92M | $599.67M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $203.67M | $29.58M |
| 2024-12-31 | $234.68M | $30.27M |
| 2023-12-31 | $189.77M | $25.73M |
| 2022-12-31 | $192.83M | $19.96M |
| 2021-12-31 | $203.32M | $14.80M |
| 2020-12-31 | $182.01M | $14.25M |
| 2019-12-31 | $156.95M | $13.57M |
| 2018-12-31 | $158.80M | $12.59M |
| 2017-12-31 | $134.50M | $9.64M |
| 2016-12-31 | $149.60M | $6.41M |
Dividend history
- Most recent payment
- 2026-08-03
- Paid in the last twelve months
- $0.15
| Payment date | Dividend per share |
|---|
| 2026-08-03 | $0.05 |
| 2026-05-11 | $0.05 |
| 2026-03-02 | $0.05 |
| 2025-08-04 | $0.05 |
| 2025-05-13 | $0.05 |
| 2025-03-03 | $0.05 |
| 2024-10-28 | $0.05 |
| 2024-07-29 | $0.05 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-05
- Consensus EPS estimate
- $0.85
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-08-04 | Jun/2026 | $0.82 |
| 2026-05-06 | - | - |
| 2026-02-26 | - | - |
| 2025-11-06 | - | - |
| 2025-07-30 | - | - |
| 2025-05-07 | - | - |
| 2025-02-26 | - | - |
| 2024-11-06 | - | - |
Filings and sources
- Company website
- evertecinc.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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