Figure Technology Solutions, Inc. (FIGR)
Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace; Figure Connect that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. The company was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. Figure Technology Solutions, Inc. was founded in 2018 and is based in Reno, Nevada.
- Symbol
- FIGR
- Exchange
- Nasdaq
- Sector
- Financial Services
- Industry
- Capital Markets
- Market cap
- $7.80B
- 52 week range
- 24.11 - 78
Valuation
- Share price
- $34.66 (close of 2026-09-23)
- P/E (TTM)
- 33.84x
- Price to book
- 5.52x
- Price to free cash flow
- -90.13x
- Enterprise value
- $7.83B
- Book value per share
- $6.38
Price performance
| Period | Change |
|---|
| 1 day | -1.79% |
| 5 days | +4.15% |
| 1 month | -11.36% |
| 3 months | +23.87% |
| 6 months | +4.37% |
| Year to date | -15.13% |
| 1 year | -12.47% |
| All time | +11.41% |
Profitability and growth
- Return on equity
- 10.82%
- Return on invested capital
- 11.94%
- Return on assets
- 5.78%
- Return on capital employed
- 7.99%
- Gross margin
- 77.04%
- Net margin
- 26.41%
- EBITDA margin
- 23.19%
- Revenue growth
- 48.69%
- Net income growth
- 677.61%
- Free cash flow growth
- 149.26%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- -1.11%
- Current ratio
- 1.86x
- Net debt to EBITDA
- 0.13x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $506.87M
- Cost of revenue
- $116.35M
- Gross profit
- $390.51M
- EBITDA
- $117.53M
- Net income
- $133.86M
- Earnings per share
- $0.54
- Research and development
- $64.92M
- Interest expense
- $48.87M
- Shares outstanding
- 114.44M
Income statement by year
| Period end | Revenue | Gross profit | Net income | EPS |
|---|
| 2025-12-31 | $506.87M | $390.51M | $133.86M | $0.54 |
| 2024-12-31 | $340.88M | $231.80M | $17.21M | $0.26 |
| 2023-12-31 | $209.55M | $111.27M | $-47.94M | $-0.93 |
Margins and returns by year
| Period end | Gross margin | Net margin | Return on equity | Return on capital |
|---|
| 2025-12-31 | 77.04% | 26.41% | 10.82% | 11.94% |
| 2024-12-31 | 68.00% | 5.05% | 4.74% | 0.93% |
| 2023-12-31 | 53.10% | -22.88% | -21.55% | -10.71% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $1.20B | $230.14M |
| 2024-12-31 | $289.67M | $167.88M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $62.57M | $62.36M |
| 2024-12-31 | $-127.01M | $38.73M |
| 2023-12-31 | $-33.35M | $13.45M |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-12
- Consensus EPS estimate
- $0.33
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-05-11 | Mar/2026 | $0.18 |
| 2026-02-26 | - | - |
| 2025-11-13 | - | - |
Filings and sources
- Company website
- figure.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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