Companies / UPBD Upbound Group, Inc. (UPBD)
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.
Ticker UPBD Exchange Nasdaq Sector Technology Industry Software - Application Market cap $1.41B 52-week range $14.98 - $25.29 Valuation Share price $24.24 (close of Nov 6, 2026) P/E (TTM) 12.49x Price to book 1.88x Price to free cash flow 3.26x Enterprise value $2.92B Book value per share $12.87 Price performance Period Change 1 day -2.57% 5 days +17.10% 1 month +57.81% 3 months +24.24% 6 months +27.51% Year to date +38.04% 1 year +30.53% 3 years -16.15% 5 years -44.22% 10 years +133.75% All time +1,480.87%
Short interest As of Oct 15, 2026 Short % of float 18.47% Shares short 9.18M Days to cover 8.15 Change since prior report +1.61% Source FINRA consolidated short interest Profitability and growth Return on equity 10.53% Return on invested capital 7.39% Return on assets 2.24% Gross margin 48.39% Net margin 1.56% EBITDA margin 6.36% Revenue growth 8.67% Net income growth -40.68% Cash flow and balance sheet Free cash flow yield (TTM) 30.69% Net debt to EBITDA 0.85x Latest reported year Period end Dec 31, 2025 Fiscal year 2025 Revenue $4.70B Cost of revenue $2.42B Gross profit $2.27B EBITDA $298.65M Net income $73.24M Earnings per share $1.30 Interest expense $112.98M Shares outstanding 56.48M Income statement by year Period end Revenue Gross profit Net income EPS 2025-12-31 $4.70B $2.27B $73.24M $1.30 2024-12-31 $4.32B $2.08B $123.48M $2.26 2023-12-31 $3.99B $2.02B -$5.18M -$0.09 2022-12-31 $4.25B $2.08B $12.36M $0.23 2021-12-31 $4.58B $2.24B $134.94M $2.37 2020-12-31 $2.81B $1.67B $208.12M $3.84 2019-12-31 $2.67B $1.64B $173.55M $3.19 2018-12-31 $2.66B $1.69B $8.49M $0.16 2017-12-31 $2.70B $1.72B $6.65M $0.12 2016-12-31 $2.96B $1.94B -$105.19M -$1.98
Margins and returns by year Period end Gross margin Net margin Return on equity Return on capital 2025-12-31 48.39% 1.56% 10.53% 7.39% 2024-12-31 48.15% 2.86% 19.63% 10.74% 2023-12-31 50.65% -0.13% -0.92% 4.85% 2022-12-31 48.98% 0.29% 2.35% 4.52% 2021-12-31 48.76% 2.94% 26.29% 27.31% 2020-12-31 59.42% 7.40% 35.15% 25.38% 2019-12-31 61.58% 6.50% 37.81% 27.37% 2018-12-31 63.45% 0.32% 2.96% 17.73% 2017-12-31 63.59% 0.25% 2.44% -11.57% 2016-12-31 65.30% -3.55% -39.71% -12.81%
Cash and debt by year Period end Cash Debt 2025-12-31 $120.53M - 2024-12-31 $60.86M - 2023-12-31 $93.70M - 2022-12-31 $144.14M - 2021-12-31 $108.33M - 2020-12-31 $159.45M - 2019-12-31 $70.49M - 2018-12-31 $155.39M - 2017-12-31 $72.97M - 2016-12-31 $95.40M $191.81M
Free cash flow by year Period end Free cash flow Stock-based compensation 2025-12-31 $238.71M $45.37M 2024-12-31 $48.45M $36.07M 2023-12-31 $146.89M $162.12M 2022-12-31 $407.07M $159.36M 2021-12-31 $329.85M $147.55M 2020-12-31 $201.96M $12.28M 2019-12-31 $194.26M $6.96M 2018-12-31 $199.54M $5.96M 2017-12-31 $45.07M $3.90M 2016-12-31 $292.93M $9.21M
Dividend history Most recent payment Oct 6, 2026 Paid in the last twelve months $1.56 Payment date Dividend per share 2026-10-06 $0.39 2026-06-16 $0.39 2026-04-07 $0.39 2025-12-17 $0.39 2025-09-30 $0.39 2025-06-17 $0.39 2025-04-02 $0.39 2024-12-18 $0.39
Investor relations Past earnings dates Reported Fiscal period EPS estimate 2026-10-29 Sep 2026 $0.89 2026-07-30 Jun 2026 $1.07 2026-04-30 Mar 2026 $1.06 2026-02-19 Dec 2025 $0.97 2025-10-30 Sep 2025 $0.98 2025-07-31 Jun 2025 $1.05 2025-05-01 Mar 2025 $0.94 2025-02-20 Dec 2024 $1.01
Filings and sources Company website upbound.com SEC filings 10-K, 10-Q and 8-K on EDGAR Earnings calendar All upcoming reports Similar companies Shopify Inc. (SHOP) · Salesforce, Inc. (CRM) · ServiceNow, Inc. (NOW) · Uber Technologies, Inc (UBER) · Automatic Data Processing Inc (ADP) · Snowflake Inc. (SNOW) · Adobe Inc. (ADBE) · Datadog, Inc. (DDOG)
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