First American Financial Corp (FAF)
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in Santa Ana, California.
- Symbol
- FAF
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Market cap
- $6.95B
- 52 week range
- 56.2 - 79.87
Valuation
- Share price
- $68.09 (close of 2026-09-23)
- P/E (TTM)
- 9.42x
- Price to book
- 1.23x
- Price to free cash flow
- 8.34x
- Enterprise value
- $7.11B
- Book value per share
- $55.33
Price performance
| Period | Change |
|---|
| 1 day | -1.69% |
| 5 days | -6.51% |
| 1 month | -5.11% |
| 3 months | -1.94% |
| 6 months | +17.28% |
| Year to date | +10.82% |
| 1 year | +4.21% |
| 3 years | +16.75% |
| 5 years | +1.85% |
| 10 years | +68.21% |
| All time | +371.21% |
Profitability and growth
- Return on equity
- 11.26%
- Return on assets
- 3.83%
- Net margin
- 8.34%
- EBITDA margin
- 16.05%
- Revenue growth
- 21.61%
- Net income growth
- 374.29%
- Free cash flow growth
- 12.26%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 11.98%
- Net debt to EBITDA
- 0.12x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $7.45B
- EBITDA
- $1.20B
- Net income
- $621.80M
- Earnings per share
- $6.02
- Interest expense
- $157.00M
- Shares outstanding
- 103.30M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $7.45B | $621.80M | $6.02 |
| 2024-12-31 | $6.13B | $131.10M | $1.26 |
| 2023-12-31 | $6.00B | $216.80M | $2.08 |
| 2022-12-31 | $7.61B | $263.00M | $2.46 |
| 2021-12-31 | $9.22B | $1.24B | $11.18 |
| 2020-12-31 | $7.09B | $696.00M | $6.18 |
| 2019-12-31 | $6.20B | $707.00M | $6.26 |
| 2018-12-31 | $5.75B | $474.50M | $4.21 |
| 2017-12-31 | $5.77B | $423.05M | $3.79 |
| 2016-12-31 | $5.58B | $342.99M | $3.10 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 8.34% | 11.26% |
| 2024-12-31 | 2.14% | 2.66% |
| 2023-12-31 | 3.61% | 4.46% |
| 2022-12-31 | 3.46% | 5.62% |
| 2021-12-31 | 13.46% | 21.49% |
| 2020-12-31 | 9.82% | 14.16% |
| 2019-12-31 | 11.40% | 15.98% |
| 2018-12-31 | 8.26% | 12.67% |
| 2017-12-31 | 7.33% | 12.15% |
| 2016-12-31 | 6.15% | 11.38% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $1.39B | - |
| 2024-12-31 | $1.72B | - |
| 2023-12-31 | $3.61B | - |
| 2022-12-31 | $1.22B | - |
| 2021-12-31 | $1.23B | - |
| 2020-12-31 | $1.27B | - |
| 2019-12-31 | $1.49B | $160.00M |
| 2018-12-31 | $1.47B | $160.00M |
| 2017-12-31 | $1.39B | $160.00M |
| 2016-12-31 | $1.01B | $160.00M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $762.50M | $68.40M |
| 2024-12-31 | $679.20M | $52.00M |
| 2023-12-31 | $90.90M | $49.10M |
| 2022-12-31 | $517.80M | $67.30M |
| 2021-12-31 | $1.06B | $53.60M |
| 2020-12-31 | $971.00M | $52.00M |
| 2019-12-31 | $806.00M | $42.00M |
| 2018-12-31 | $675.00M | $41.15M |
| 2017-12-31 | $497.93M | $37.40M |
| 2016-12-31 | $357.15M | $34.13M |
Dividend history
- Most recent payment
- 2026-06-08
- Paid in the last twelve months
- $1.65
| Payment date | Dividend per share |
|---|
| 2026-06-08 | $0.55 |
| 2026-03-09 | $0.55 |
| 2025-12-08 | $0.55 |
| 2025-09-22 | $0.55 |
| 2025-06-09 | $0.54 |
| 2025-03-10 | $0.54 |
| 2024-12-09 | $0.54 |
| 2024-09-20 | $0.54 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-21
- Consensus EPS estimate
- $1.88
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-22 | Jun/2026 | $1.80 |
| 2026-04-22 | - | - |
| 2026-02-11 | - | - |
| 2025-10-22 | - | - |
| 2025-07-23 | - | - |
| 2025-04-23 | - | - |
| 2025-02-12 | - | - |
| 2024-10-23 | - | - |
Filings and sources
- Company website
- firstam.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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