Fidelity National Financial, Inc. (FNF)
Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.
- Symbol
- FNF
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Market cap
- $11.22B
- 52 week range
- 41.82 - 58.57
Valuation
- Share price
- $41.85 (close of 2026-09-23)
- P/E (TTM)
- 14.53x
- Price to book
- 1.27x
- Price to free cash flow
- 2.02x
- Enterprise value
- $12.38B
- Book value per share
- $32.87
Price performance
| Period | Change |
|---|
| 1 day | -1.44% |
| 5 days | -4.06% |
| 1 month | -11.52% |
| 3 months | -12.74% |
| 6 months | -5.89% |
| Year to date | -23.34% |
| 1 year | -26.76% |
| 3 years | +4.52% |
| 5 years | -1.85% |
| 10 years | +69.02% |
| All time | +192.45% |
Profitability and growth
- Return on equity
- 6.71%
- Return on assets
- 0.55%
- Net margin
- 28.68%
- EBITDA margin
- 116.29%
- Revenue growth
- 9.10%
- Net income growth
- -52.60%
- Free cash flow growth
- -14.48%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 49.60%
- Net debt to EBITDA
- 0.42x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $2.10B
- EBITDA
- $2.44B
- Net income
- $602.00M
- Earnings per share
- $2.22
- Interest expense
- $242.00M
- Shares outstanding
- 271.00M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $2.10B | $602.00M | $2.22 |
| 2024-12-31 | $1.92B | $1.27B | $4.69 |
| 2023-12-31 | $1.86B | $517.00M | $1.91 |
| 2022-12-31 | $2.23B | $1.29B | $4.54 |
| 2021-12-31 | $2.82B | $2.80B | $9.46 |
| 2020-12-31 | $2.40B | $1.43B | $4.84 |
| 2019-12-31 | $2.12B | $1.06B | $3.61 |
| 2018-12-31 | $2.22B | $628.00M | $2.13 |
| 2017-12-31 | $7.66B | $771.00M | $0.00 |
| 2016-12-31 | $7.26B | $650.00M | $0.00 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 28.68% | 6.71% |
| 2024-12-31 | 66.01% | 14.89% |
| 2023-12-31 | 27.75% | 6.93% |
| 2022-12-31 | 57.97% | 19.70% |
| 2021-12-31 | 99.15% | 27.96% |
| 2020-12-31 | 59.48% | 16.80% |
| 2019-12-31 | 50.05% | 19.79% |
| 2018-12-31 | 28.34% | 13.57% |
| 2017-12-31 | 10.06% | 17.26% |
| 2016-12-31 | 8.96% | 9.42% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $2.64B | $4.40B |
| 2024-12-31 | $3.48B | $4.32B |
| 2023-12-31 | $2.77B | $3.89B |
| 2022-12-31 | $2.29B | $3.24B |
| 2021-12-31 | $4.36B | $3.10B |
| 2020-12-31 | $2.72B | $2.66B |
| 2019-12-31 | $1.38B | $838.00M |
| 2018-12-31 | $1.26B | $836.00M |
| 2017-12-31 | $1.11B | $759.00M |
| 2016-12-31 | $1.05B | $987.00M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $5.83B | $88.00M |
| 2024-12-31 | $6.82B | $82.00M |
| 2023-12-31 | $6.48B | $60.00M |
| 2022-12-31 | $4.36B | $49.00M |
| 2021-12-31 | $4.09B | $42.00M |
| 2020-12-31 | $1.58B | $39.00M |
| 2019-12-31 | $1.12B | $38.00M |
| 2018-12-31 | $943.00M | $31.00M |
| 2017-12-31 | $737.00M | $44.00M |
| 2016-12-31 | $1.16B | $58.00M |
Dividend history
- Most recent payment
- 2026-09-16
- Paid in the last twelve months
- $2.08
| Payment date | Dividend per share |
|---|
| 2026-09-16 | $0.52 |
| 2026-06-16 | $0.52 |
| 2026-03-17 | $0.52 |
| 2025-12-17 | $0.52 |
| 2025-09-16 | $0.48 |
| 2025-06-16 | $0.48 |
| 2025-03-17 | $0.48 |
| 2024-12-17 | $0.48 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-05
- Consensus EPS estimate
- $1.39
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-08-05 | Jun/2026 | $1.26 |
| 2026-05-06 | - | - |
| 2026-02-19 | - | - |
| 2025-11-06 | - | - |
| 2025-08-06 | - | - |
| 2025-05-07 | - | - |
| 2025-02-20 | - | - |
| 2024-11-06 | - | - |
Filings and sources
- Company website
- fnf.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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