Chubb Ltd (CB)
Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
- Symbol
- CB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Market cap
- $128.41B
- 52 week range
- 265.3 - 365.91
Valuation
- Share price
- $331.30 (close of 2026-10-01)
- P/E (TTM)
- 11.58x
- Price to book
- 1.61x
- Price to free cash flow
- 8.45x
- Enterprise value
- $143.25B
- Book value per share
- $205.70
Price performance
| Period | Change |
|---|---|
| 1 day | +1.86% |
| 5 days | -1.06% |
| 1 month | -2.20% |
| 3 months | -5.81% |
| 6 months | +1.27% |
| Year to date | +6.15% |
| 1 year | +17.73% |
| 3 years | +59.14% |
| 5 years | +88.87% |
| 10 years | +163.67% |
| All time | +3372.75% |
Members of Congress who disclosed CB trades
Julie Johnson · Maria Elvira Salazar · Gilbert Ray Cisneros · Shelley Moore Capito · Alan Armstrong · George Whitesides · Jared Moskowitz · Jefferson Shreve · Josh Gottheimer · Kevin Hern · Robert Bresnahan · Scott Franklin
Super investors holding CB
Warren Buffett (Berkshire Hathaway) · Christopher Davis (Davis Selected Advisers) · David Rolfe (Wedgewood Partners Inc)
Profitability and growth
- Return on equity
- 12.92%
- Return on assets
- 3.79%
- Net margin
- 17.36%
- EBITDA margin
- 22.72%
- Revenue growth
- 6.54%
- Net income growth
- 11.19%
- Free cash flow growth
- -20.80%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 11.83%
- Net debt to EBITDA
- 1.00x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $59.40B
- EBITDA
- $13.50B
- Net income
- $10.31B
- Earnings per share
- $25.93
- Interest expense
- $764.00M
- Shares outstanding
- 397.61M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $59.40B | $10.31B | $25.93 |
| 2024-12-31 | $55.75B | $9.27B | $22.94 |
| 2023-12-31 | $49.73B | $9.03B | $21.97 |
| 2022-12-31 | $43.10B | $5.25B | $12.50 |
| 2021-12-31 | $40.87B | $8.53B | $19.38 |
| 2020-12-31 | $35.99B | $3.53B | $7.82 |
| 2019-12-31 | $34.19B | $4.45B | $9.77 |
| 2018-12-31 | $32.72B | $3.96B | $8.55 |
| 2017-12-31 | $32.24B | $3.86B | $8.26 |
| 2016-12-31 | $31.47B | $4.13B | $8.94 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 17.36% | 12.92% |
| 2024-12-31 | 16.63% | 13.56% |
| 2023-12-31 | 18.15% | 14.17% |
| 2022-12-31 | 12.17% | 10.38% |
| 2021-12-31 | 20.86% | 14.62% |
| 2020-12-31 | 9.82% | 5.94% |
| 2019-12-31 | 13.03% | 8.05% |
| 2018-12-31 | 12.11% | 7.87% |
| 2017-12-31 | 11.97% | 7.55% |
| 2016-12-31 | 13.14% | 8.57% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $2.47B | $15.73B |
| 2024-12-31 | $2.55B | $14.38B |
| 2023-12-31 | $2.62B | $13.04B |
| 2022-12-31 | $2.01B | $14.40B |
| 2021-12-31 | $1.66B | $15.17B |
| 2020-12-31 | $1.75B | $14.95B |
| 2019-12-31 | $1.54B | $13.56B |
| 2018-12-31 | $1.25B | $12.09B |
| 2017-12-31 | $728.00M | $11.56B |
| 2016-12-31 | $985.00M | $12.61B |
Free cash flow by year
| Period end | Free cash flow |
|---|---|
| 2025-12-31 | $12.82B |
| 2024-12-31 | $16.18B |
| 2023-12-31 | $12.63B |
| 2022-12-31 | $11.26B |
| 2021-12-31 | $11.15B |
| 2020-12-31 | $9.79B |
| 2019-12-31 | $6.34B |
| 2018-12-31 | $5.48B |
| 2017-12-31 | $4.50B |
| 2016-12-31 | $5.29B |
Dividend history
- Most recent payment
- 2026-09-11
- Paid in the last twelve months
- $3.01
| Payment date | Dividend per share |
|---|---|
| 2026-09-11 | $1.02 |
| 2026-06-12 | $1.02 |
| 2026-03-13 | $0.97 |
| 2025-06-13 | $0.97 |
| 2025-03-14 | $0.91 |
| 2024-12-13 | $0.91 |
| 2024-09-13 | $0.91 |
| 2024-06-14 | $0.91 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-20
- Consensus EPS estimate
- $6.22
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-21 | Jun/2026 | $6.63 |
| 2026-04-21 | - | - |
| 2026-02-03 | - | - |
| 2025-10-21 | - | - |
| 2025-07-22 | - | - |
| 2025-07-21 | - | - |
| 2025-04-22 | - | - |
| 2025-04-21 | - | - |
Filings and sources
- Company website
- chubb.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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