Assurant, Inc. (AIZ)

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

Symbol: AIZ
Exchange: NYSE
Sector: Financial Services
Industry: Insurance - Property & Casualty
Market cap: $13.20B
52 week range: 206.03 - 303.94

Valuation

Share price: $267.32 (close of 2026-10-02)
P/E (TTM): 12.65x
Price to book: 2.16x
Price to free cash flow: 7.97x
Enterprise value: $13.71B
Book value per share: $123.48

Price performance

Period	Change
1 day	+0.41%
5 days	+0.88%
1 month	-5.90%
3 months	-4.35%
6 months	+22.48%
Year to date	+10.99%
1 year	+22.42%
3 years	+85.11%
5 years	+68.13%
10 years	+189.78%
All time	+982.27%

Members of Congress who disclosed AIZ trades

Julia Letlow

Super investors holding AIZ

Ray Dalio (Bridgewater Associates) · Ken Griffin (Citadel)

Profitability and growth

Return on equity: 14.86%
Return on assets: 2.40%
Net margin: 6.81%
EBITDA margin: 10.44%
Revenue growth: 7.89%
Net income growth: 14.80%
Free cash flow growth: 43.82%

Cash flow and balance sheet

Free cash flow yield (TTM): 12.54%
Net debt to EBITDA: 0.37x

Latest reported year

Period end: 2025-12-31
Fiscal year: 2025
Revenue: $12.81B
EBITDA: $1.34B
Net income: $872.70M
Earnings per share: $17.14
Shares outstanding: 50.47M

Income statement by year

Period end	Revenue	Net income	EPS
2025-12-31	$12.81B	$872.70M	$17.14
2024-12-31	$11.88B	$760.20M	$14.55
2023-12-31	$11.13B	$642.50M	$12.02
2022-12-31	$10.19B	$276.60M	$5.09
2021-12-31	$10.19B	$1.36B	$22.95
2020-12-31	$9.60B	$440.80M	$7.02
2019-12-31	$9.57B	$382.60M	$5.87
2018-12-31	$8.06B	$251.00M	$4.00
2017-12-31	$6.42B	$519.60M	$9.45
2016-12-31	$7.53B	$565.40M	$9.23

Margins and returns by year

Period end	Net margin	Return on equity
2025-12-31	6.81%	14.86%
2024-12-31	6.40%	14.89%
2023-12-31	5.77%	13.36%
2022-12-31	2.71%	6.54%
2021-12-31	13.37%	24.92%
2020-12-31	4.59%	7.42%
2019-12-31	4.00%	6.75%
2018-12-31	3.12%	4.89%
2017-12-31	8.10%	12.14%
2016-12-31	7.51%	13.80%

Cash and debt by year

Period end	Cash	Debt
2025-12-31	$1.83B	-
2024-12-31	$1.81B	-
2023-12-31	$1.63B	-
2022-12-31	$1.54B	-
2021-12-31	$2.04B	-
2020-12-31	$2.21B	-
2019-12-31	$2.27B	$2.01B
2018-12-31	$1.63B	$2.01B
2017-12-31	$996.80M	$1.07B
2016-12-31	$1.03B	-

Free cash flow by year

Period end	Free cash flow	Stock-based compensation
2025-12-31	$1.60B	$85.70M
2024-12-31	$1.11B	$81.10M
2023-12-31	$935.60M	$75.10M
2022-12-31	$410.60M	$62.60M
2021-12-31	$594.30M	$66.70M
2020-12-31	$1.22B	$57.90M
2019-12-31	$1.30B	$55.90M
2018-12-31	$573.90M	$57.10M
2017-12-31	$468.30M	$35.50M
2016-12-31	$23.40M	$41.60M

Dividend history

Most recent payment: 2026-08-31
Paid in the last twelve months: $3.52

Payment date	Dividend per share
2026-08-31	$0.88
2026-06-08	$0.88
2026-02-17	$0.88
2025-12-01	$0.88
2025-09-02	$0.80
2025-06-09	$0.80
2025-02-03	$0.80
2024-12-09	$0.80

Investor relations

Next earnings report

Next confirmed report: 2026-11-03
Consensus EPS estimate: $4.57

Past earnings dates

Reported	Fiscal period	EPS estimate
2026-08-04	Jun/2026	$5.16
2026-05-05	Mar/2026	$5.40
2026-02-10	Dec/2025	$5.55
2025-11-04	Sep/2025	$4.23
2025-08-05	Jun/2025	$4.43
2025-08-04	-	-
2025-05-06	Mar/2025	$2.84
2025-05-05	-	-

Filings and sources

Company website: assurant.com
SEC filings: 10-K, 10-Q and 8-K on EDGAR
Earnings calendar: All upcoming reports

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