RLI Corp (RLI)
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. The company's Property segment offers commercial property insurance, such as fire, wind, difference in conditions, earthquake, flood, and collapse coverages; insurance for office buildings, apartments, condominiums, and industrial and mercantile structures; and cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment provides commercial surety bonds for medium and large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company offers reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.
- Ticker
- RLI
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Market cap
- $6.27B
- 52-week range
- $47.26 - $71.90
Valuation
- Share price
- $68.35 (close of Nov 6, 2026)
- P/E (TTM)
- 15.90x
- Price to book
- 3.70x
- Price to free cash flow
- 11.80x
- Enterprise value
- $6.52B
- Book value per share
- $18.49
Price performance
| Period | Change |
|---|---|
| 1 day | -1.97% |
| 5 days | +4.78% |
| 1 month | +21.97% |
| 3 months | +6.17% |
| 6 months | +39.46% |
| Year to date | +6.83% |
| 1 year | +12.66% |
| 3 years | +1.95% |
| 5 years | +20.42% |
| 10 years | +149.63% |
| All time | +29,983.63% |
Short interest
- As of
- Oct 15, 2026
- Short % of float
- 11.08%
- Shares short
- 9.02M
- Days to cover
- 9.87
- Change since prior report
- +2.44%
- Source
- FINRA consolidated short interest
Members of Congress who disclosed RLI trades
Byron Donalds · Jefferson Shreve · Lisa McClain
Super investors holding RLI
John Rogers (Ariel Investments LLC) · Ken Griffin (Citadel)
Profitability and growth
- Return on equity
- 22.68%
- Return on assets
- 6.55%
- Net margin
- 21.43%
- Revenue growth
- 6.33%
- Net income growth
- 16.65%
- Free cash flow growth
- 9.57%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 8.48%
- Net debt to EBITDA
- 0.51x
Latest reported year
- Period end
- Dec 31, 2025
- Fiscal year
- 2025
- Revenue
- $1.88B
- Net income
- $403.34M
- Earnings per share
- $4.39
- Shares outstanding
- 91.83M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $1.88B | $403.34M | $4.39 |
| 2024-12-31 | $1.77B | $345.78M | $3.78 |
| 2023-12-31 | $1.51B | $304.61M | $3.34 |
| 2022-12-31 | $1.70B | $583.41M | $6.43 |
| 2021-12-31 | $1.18B | $279.35M | $3.09 |
| 2020-12-31 | $983.63M | $157.09M | $1.75 |
| 2019-12-31 | $1.00B | $191.64M | $2.14 |
| 2018-12-31 | $818.12M | $64.18M | $0.73 |
| 2017-12-31 | $797.22M | $105.03M | $1.20 |
| 2016-12-31 | $816.33M | $114.92M | $1.32 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 21.43% | 22.68% |
| 2024-12-31 | 19.53% | 22.72% |
| 2023-12-31 | 20.15% | 21.55% |
| 2022-12-31 | 34.36% | 49.55% |
| 2021-12-31 | 23.69% | 22.72% |
| 2020-12-31 | 15.97% | 13.83% |
| 2019-12-31 | 19.10% | 19.25% |
| 2018-12-31 | 7.84% | 7.95% |
| 2017-12-31 | 13.17% | 12.30% |
| 2016-12-31 | 14.08% | 13.95% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $51.56M | - |
| 2024-12-31 | $39.79M | - |
| 2023-12-31 | $36.42M | $100.00M |
| 2022-12-31 | $22.82M | $199.86M |
| 2021-12-31 | $88.80M | $199.68M |
| 2020-12-31 | $62.22M | $149.49M |
| 2019-12-31 | $46.20M | - |
| 2018-12-31 | $41.69M | - |
| 2017-12-31 | $34.25M | - |
| 2016-12-31 | $23.28M | - |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $608.70M | - |
| 2024-12-31 | $555.51M | - |
| 2023-12-31 | $458.34M | - |
| 2022-12-31 | $244.56M | - |
| 2021-12-31 | $376.60M | - |
| 2020-12-31 | $257.49M | - |
| 2019-12-31 | $269.96M | $4.50M |
| 2018-12-31 | $211.01M | $4.50M |
| 2017-12-31 | $188.29M | $4.40M |
| 2016-12-31 | $158.31M | $4.10M |
Dividend history
- Most recent payment
- Aug 31, 2026
- Paid in the last twelve months
- $4.68
| Payment date | Dividend per share |
|---|---|
| 2026-08-31 | $0.18 |
| 2026-05-29 | $2.18 |
| 2026-03-02 | $0.16 |
| 2025-11-28 | $2.16 |
| 2025-08-29 | $0.16 |
| 2025-05-30 | $0.16 |
| 2025-02-28 | $0.15 |
| 2024-11-29 | $4.29 |
Investor relations
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-10-19 | Sep 2026 | $0.58 |
| 2026-07-22 | Jun 2026 | $0.71 |
| 2026-04-22 | Mar 2026 | $0.85 |
| 2026-01-21 | Dec 2025 | $0.76 |
| 2025-10-20 | Sep 2025 | $0.62 |
| 2025-07-21 | Jun 2025 | $0.75 |
| 2025-04-23 | Mar 2025 | $0.88 |
| 2025-01-22 | Dec 2024 | $0.48 |
Filings and sources
- Company website
- rlicorp.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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