Travelers Companies, Inc. (TRV)
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
- Symbol
- TRV
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Market cap
- $75.18B
- 52 week range
- 252.26 - 398.7
Valuation
- Share price
- $360.38 (close of 2026-10-02)
- P/E (TTM)
- 9.54x
- Price to book
- 2.27x
- Price to free cash flow
- 6.82x
- Enterprise value
- $83.62B
- Book value per share
- $158.78
Price performance
| Period | Change |
|---|---|
| 1 day | -0.35% |
| 5 days | -0.73% |
| 1 month | -1.58% |
| 3 months | +5.28% |
| 6 months | +22.58% |
| Year to date | +24.24% |
| 1 year | +28.69% |
| 3 years | +122.09% |
| 5 years | +136.44% |
| 10 years | +214.60% |
| All time | +4032.80% |
Members of Congress who disclosed TRV trades
Val Hoyle · Alan Armstrong · John Boozman · Julia Letlow · Tommy Tuberville
Super investors holding TRV
Mairs & Power (Mairs & Power Inc) · Ken Griffin (Citadel) · Dodge & Cox (Dodge & Cox Funds) · Ray Dalio (Bridgewater Associates) · Christopher Bloomstran (Semper Augustus Investments Grroup LLC) · Robert Olstein (Olstein Capital Management)
Profitability and growth
- Return on equity
- 19.12%
- Return on assets
- 4.38%
- Net margin
- 12.88%
- EBITDA margin
- 18.23%
- Revenue growth
- 5.18%
- Net income growth
- 25.79%
- Free cash flow growth
- 16.88%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 14.67%
- Net debt to EBITDA
- 0.77x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $48.83B
- EBITDA
- $8.90B
- Net income
- $6.29B
- Earnings per share
- $27.83
- Interest expense
- $425.00M
- Shares outstanding
- 224.20M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $48.83B | $6.29B | $27.83 |
| 2024-12-31 | $46.42B | $5.00B | $21.76 |
| 2023-12-31 | $41.36B | $2.99B | $12.93 |
| 2022-12-31 | $36.88B | $2.84B | $11.91 |
| 2021-12-31 | $34.82B | $3.66B | $14.63 |
| 2020-12-31 | $31.98B | $2.70B | $10.56 |
| 2019-12-31 | $31.58B | $2.62B | $10.01 |
| 2018-12-31 | $30.28B | $2.52B | $9.37 |
| 2017-12-31 | $28.90B | $2.06B | $7.39 |
| 2016-12-31 | $27.63B | $3.01B | $10.39 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 12.88% | 19.12% |
| 2024-12-31 | 10.77% | 17.94% |
| 2023-12-31 | 7.23% | 12.00% |
| 2022-12-31 | 7.71% | 13.18% |
| 2021-12-31 | 10.52% | 12.68% |
| 2020-12-31 | 8.43% | 9.24% |
| 2019-12-31 | 8.30% | 10.11% |
| 2018-12-31 | 8.33% | 11.02% |
| 2017-12-31 | 7.11% | 8.66% |
| 2016-12-31 | 10.91% | 12.98% |
Cash and debt by year
| Period end | Cash |
|---|---|
| 2025-12-31 | $842.00M |
| 2024-12-31 | $699.00M |
| 2023-12-31 | $650.00M |
| 2022-12-31 | $799.00M |
| 2021-12-31 | $761.00M |
| 2020-12-31 | $721.00M |
| 2019-12-31 | $494.00M |
| 2018-12-31 | $373.00M |
| 2017-12-31 | $344.00M |
| 2016-12-31 | $307.00M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $10.61B | $256.00M |
| 2024-12-31 | $9.07B | $260.00M |
| 2023-12-31 | $7.71B | $214.00M |
| 2022-12-31 | $6.46B | $183.00M |
| 2021-12-31 | $7.27B | $162.00M |
| 2020-12-31 | $6.52B | $148.00M |
| 2019-12-31 | $5.21B | $142.00M |
| 2018-12-31 | $4.38B | $140.00M |
| 2017-12-31 | $4.15B | $136.00M |
| 2016-12-31 | $4.47B | $155.00M |
Dividend history
- Most recent payment
- 2026-09-10
- Paid in the last twelve months
- $4.70
| Payment date | Dividend per share |
|---|---|
| 2026-09-10 | $1.25 |
| 2026-06-10 | $1.25 |
| 2026-03-10 | $1.10 |
| 2025-12-10 | $1.10 |
| 2025-09-10 | $1.10 |
| 2025-06-10 | $1.10 |
| 2025-03-10 | $1.05 |
| 2024-12-10 | $1.05 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-16
- Consensus EPS estimate
- $6.80
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-17 | Jun/2026 | $5.31 |
| 2026-04-16 | Mar/2026 | $6.98 |
| 2026-01-21 | Dec/2025 | $8.45 |
| 2025-10-16 | Sep/2025 | $6.01 |
| 2025-07-17 | Jun/2025 | $3.54 |
| 2025-04-16 | Mar/2025 | $0.64 |
| 2025-01-22 | Dec/2024 | $6.57 |
| 2024-10-17 | Sep/2024 | $3.79 |
Filings and sources
- Company website
- travelers.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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