FirstCash Holdings, Inc. (FCFS)
FirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures and over-the-counter purchases from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc. was incorporated in 1988 and is headquartered in Fort Worth, Texas.
- Symbol
- FCFS
- Exchange
- Nasdaq
- Sector
- Financial Services
- Industry
- Credit Services
- Market cap
- $9.48B
- 52 week range
- 146.08 - 238.93
Valuation
- Share price
- $216.60 (close of 2026-09-23)
- P/E (TTM)
- 24.57x
- Price to book
- 4.08x
- Price to free cash flow
- 15.34x
- Enterprise value
- $12.01B
- Book value per share
- $53.01
Price performance
| Period | Change |
|---|
| 1 day | +0.22% |
| 5 days | +0.49% |
| 1 month | -3.85% |
| 3 months | -3.09% |
| 6 months | +11.87% |
| Year to date | +35.90% |
| 1 year | +45.54% |
| 3 years | +122.89% |
| 5 years | +145.94% |
| 10 years | +356.58% |
| All time | +18412.82% |
Profitability and growth
- Return on equity
- 14.51%
- Return on assets
- 6.23%
- Gross margin
- 110.32%
- Net margin
- 19.80%
- EBITDA margin
- 34.10%
- Revenue growth
- 10.70%
- Net income growth
- 27.65%
- Free cash flow growth
- 12.58%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 6.52%
- Current ratio
- 4.89x
- Net debt to EBITDA
- 2.56x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $1.67B
- Cost of revenue
- $1.82B
- Gross profit
- $1.84B
- EBITDA
- $568.86M
- Net income
- $330.38M
- Earnings per share
- $7.46
- Interest expense
- $121.29M
- Shares outstanding
- 44.31M
Income statement by year
| Period end | Revenue | Gross profit | Net income | EPS |
|---|
| 2025-12-31 | $1.67B | $1.84B | $330.38M | $7.46 |
| 2024-12-31 | $1.51B | $1.63B | $258.81M | $5.76 |
| 2023-12-31 | $1.38B | $1.51B | $219.30M | $4.82 |
| 2022-12-31 | $1.26B | $1.26B | $253.50M | $5.37 |
| 2021-12-31 | $1.13B | $919.15M | $124.91M | $3.05 |
| 2020-12-31 | $1.08B | $911.14M | $106.58M | $2.57 |
| 2019-12-31 | $1.18B | $1.02B | $164.62M | $3.83 |
| 2018-12-31 | $1.09B | $966.77M | $153.21M | $3.42 |
| 2017-12-31 | $1.05B | $947.51M | $143.89M | $3.01 |
| 2016-12-31 | $669.13M | $604.80M | $60.13M | $1.72 |
Margins and returns by year
| Period end | Gross margin | Net margin | Return on equity |
|---|
| 2025-12-31 | 110.32% | 19.80% | 14.51% |
| 2024-12-31 | 108.12% | 17.17% | 12.60% |
| 2023-12-31 | 109.12% | 15.88% | 10.98% |
| 2022-12-31 | 100.27% | 20.10% | 13.49% |
| 2021-12-31 | 81.04% | 11.01% | 6.91% |
| 2020-12-31 | 84.72% | 9.91% | 8.30% |
| 2019-12-31 | 86.63% | 14.00% | 12.19% |
| 2018-12-31 | 88.56% | 14.03% | 11.62% |
| 2017-12-31 | 90.14% | 13.69% | 9.75% |
| 2016-12-31 | 90.39% | 8.99% | 4.15% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $125.20M | $2.21B |
| 2024-12-31 | $175.09M | $1.73B |
| 2023-12-31 | $127.02M | $1.61B |
| 2022-12-31 | $117.33M | $1.37B |
| 2021-12-31 | $120.05M | $1.29B |
| 2020-12-31 | $65.85M | $615.92M |
| 2019-12-31 | $46.53M | $631.57M |
| 2018-12-31 | $71.79M | $590.89M |
| 2017-12-31 | $114.42M | $402.24M |
| 2016-12-31 | $89.95M | $460.00M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $531.04M | $20.25M |
| 2024-12-31 | $471.71M | $14.79M |
| 2023-12-31 | $355.99M | $13.67M |
| 2022-12-31 | $433.72M | $10.85M |
| 2021-12-31 | $181.28M | $5.15M |
| 2020-12-31 | $184.72M | $2.91M |
| 2019-12-31 | $187.28M | $8.68M |
| 2018-12-31 | $207.75M | $5.79M |
| 2017-12-31 | $194.39M | $3.07M |
| 2016-12-31 | $76.40M | $4.17M |
Dividend history
- Most recent payment
- 2026-08-14
- Paid in the last twelve months
- $1.68
| Payment date | Dividend per share |
|---|
| 2026-08-14 | $0.42 |
| 2026-05-15 | $0.42 |
| 2026-02-18 | $0.42 |
| 2025-11-14 | $0.42 |
| 2025-08-15 | $0.42 |
| 2025-05-15 | $0.38 |
| 2025-02-14 | $0.38 |
| 2024-11-15 | $0.38 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-29
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-23 | Jun/2026 | - |
| 2026-04-23 | - | - |
| 2026-02-05 | - | - |
| 2025-10-30 | - | - |
| 2025-07-24 | - | - |
| 2025-04-24 | - | - |
| 2025-01-30 | - | - |
| 2024-10-24 | - | - |
Filings and sources
- Company website
- firstcash.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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