American Express Co (AXP)
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
- Symbol
- AXP
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Credit Services
- Market cap
- $202.16B
- 52 week range
- 290.97 - 387.49
Valuation
- Share price
- $302.09 (close of 2026-10-01)
- P/E (TTM)
- 18.13x
- Price to book
- 5.90x
- Price to free cash flow
- 13.43x
- Enterprise value
- $215.65B
- Book value per share
- $50.79
Price performance
| Period | Change |
|---|---|
| 1 day | -0.66% |
| 5 days | -1.17% |
| 1 month | -6.82% |
| 3 months | -13.19% |
| 6 months | +0.21% |
| Year to date | -18.34% |
| 1 year | -8.06% |
| 3 years | +102.49% |
| 5 years | +73.67% |
| 10 years | +371.72% |
| All time | +8086.72% |
Members of Congress who disclosed AXP trades
Jared Moskowitz · Jefferson Shreve · Lisa McClain · Julie Johnson · Bruce Westerman · John Boozman · Rick Larsen · Shelley Moore Capito · Alan Armstrong · Marjorie Taylor Greene · Markwayne Mullin · Rick Allen
Super investors holding AXP
Warren Buffett (Berkshire Hathaway) · Guy Spier (Aquamarine Capital) · Tweedy Browne (Tweedy Browne Company LLC)
Profitability and growth
- Return on equity
- 32.36%
- Return on assets
- 3.61%
- Net margin
- 26.23%
- EBITDA margin
- 57.64%
- Revenue growth
- 6.39%
- Net income growth
- 6.95%
- Free cash flow growth
- 31.83%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 7.45%
- Net debt to EBITDA
- 0.58x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $41.30B
- EBITDA
- $23.81B
- Net income
- $10.83B
- Earnings per share
- $15.41
- Interest expense
- $8.23B
- Shares outstanding
- 695.00M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $41.30B | $10.83B | $15.41 |
| 2024-12-31 | $38.83B | $10.13B | $14.04 |
| 2023-12-31 | $37.22B | $8.37B | $11.23 |
| 2022-12-31 | $34.22B | $7.51B | $9.86 |
| 2021-12-31 | $27.72B | $8.06B | $10.04 |
| 2020-12-31 | $21.97B | $3.13B | $3.77 |
| 2019-12-31 | $28.16B | $6.76B | $8.00 |
| 2018-12-31 | $26.61B | $6.92B | $8.09 |
| 2017-12-31 | $24.78B | $2.75B | $3.11 |
| 2016-12-31 | $24.23B | $5.38B | $5.76 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 26.23% | 32.36% |
| 2024-12-31 | 26.09% | 33.47% |
| 2023-12-31 | 22.50% | 29.85% |
| 2022-12-31 | 21.96% | 30.41% |
| 2021-12-31 | 29.08% | 36.34% |
| 2020-12-31 | 14.27% | 13.64% |
| 2019-12-31 | 24.00% | 29.30% |
| 2018-12-31 | 26.01% | 31.05% |
| 2017-12-31 | 11.09% | 15.05% |
| 2016-12-31 | 22.18% | 26.19% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $48.53B | $56.39B |
| 2024-12-31 | $40.86B | $49.72B |
| 2023-12-31 | $46.76B | $47.87B |
| 2022-12-31 | $34.22B | $42.57B |
| 2021-12-31 | $22.22B | $38.67B |
| 2020-12-31 | $33.12B | $42.95B |
| 2019-12-31 | $24.67B | $57.84B |
| 2018-12-31 | $27.97B | $58.42B |
| 2017-12-31 | $33.33B | $55.80B |
| 2016-12-31 | $25.49B | $46.99B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $16.00B | $551.00M |
| 2024-12-31 | $12.14B | $504.00M |
| 2023-12-31 | $17.00B | $450.00M |
| 2022-12-31 | $19.22B | $375.00M |
| 2021-12-31 | $13.10B | $330.00M |
| 2020-12-31 | $4.11B | $249.00M |
| 2019-12-31 | $11.99B | $283.00M |
| 2018-12-31 | $7.62B | $283.00M |
| 2017-12-31 | $12.48B | $282.00M |
| 2016-12-31 | $6.92B | $254.00M |
Dividend history
- Most recent payment
- 2026-07-02
- Paid in the last twelve months
- $3.54
| Payment date | Dividend per share |
|---|---|
| 2026-07-02 | $0.95 |
| 2026-04-02 | $0.95 |
| 2026-01-02 | $0.82 |
| 2025-10-10 | $0.82 |
| 2025-07-03 | $0.82 |
| 2025-04-04 | $0.82 |
| 2025-01-03 | $0.70 |
| 2024-10-04 | $0.70 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-23
- Consensus EPS estimate
- $4.52
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-24 | Jun/2026 | $4.41 |
| 2026-04-23 | - | - |
| 2026-01-30 | - | - |
| 2025-10-17 | - | - |
| 2025-07-18 | - | - |
| 2025-04-17 | - | - |
| 2025-01-24 | - | - |
| 2024-10-18 | - | - |
Filings and sources
- Company website
- americanexpress.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
Similar companies
Capital One Financial Corp (COF) · Mastercard Inc (MA) · PayPal Holdings, Inc. (PYPL) · Visa Inc. (V) · Synchrony Financial (SYF) · Ally Financial Inc. (ALLY) · Lazard, Inc. (LAZ) · MarketAxess Holdings Inc (MKTX)
All Financial Services companies
Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
Explore
Company directory · S&P 500 heatmap · Earnings calendar · Super investor holdings · Congress trades