Fulton Financial Corp (FULT)
Fulton Financial Corporation operates as the bank holding company for Fulton Bank that provides banking and financial products and services in the United States. It provides various checking accounts and savings deposit products, and certificates of deposit. The company also offers consumer loans products, including home equity loans and lines of credit; construction and jumbo residential mortgage loans; automobile, student, and personal loans; account overdraft protection; commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center locations, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company was founded in 1882 and is headquartered in Lancaster, Pennsylvania.
- Symbol
- FULT
- Exchange
- Nasdaq
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $4.35B
- 52 week range
- 16.6 - 25.23
Valuation
- Share price
- $22.75 (close of 2026-09-23)
- P/E (TTM)
- 10.83x
- Price to book
- 1.14x
- Price to free cash flow
- 10.21x
- Enterprise value
- $4.80B
- Book value per share
- $19.94
Price performance
| Period | Change |
|---|
| 1 day | -2.28% |
| 5 days | -4.21% |
| 1 month | -3.76% |
| 3 months | -3.85% |
| 6 months | +14.55% |
| Year to date | +17.69% |
| 1 year | +20.31% |
| 3 years | +87.09% |
| 5 years | +53.41% |
| 10 years | +54.76% |
| All time | +331.69% |
Profitability and growth
- Return on equity
- 11.22%
- Return on assets
- 1.22%
- Net margin
- 141.49%
- EBITDA margin
- 395.42%
- Revenue growth
- -6.50%
- Net income growth
- 35.63%
- Free cash flow growth
- -26.91%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 9.79%
- Net debt to EBITDA
- 0.43x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $276.77M
- EBITDA
- $1.09B
- Net income
- $391.61M
- Earnings per share
- $2.10
- Interest expense
- $580.53M
- Shares outstanding
- 181.62M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $276.77M | $391.61M | $2.10 |
| 2024-12-31 | $296.01M | $288.74M | $1.59 |
| 2023-12-31 | $228.41M | $284.28M | $1.66 |
| 2022-12-31 | $227.16M | $286.98M | $1.69 |
| 2021-12-31 | $240.23M | $275.50M | $1.63 |
| 2020-12-31 | $226.34M | $178.04M | $1.08 |
| 2019-12-31 | $211.43M | $226.34M | $1.36 |
| 2018-12-31 | $195.49M | $208.39M | $1.19 |
| 2017-12-31 | $198.90M | $171.75M | $0.98 |
| 2016-12-31 | $187.63M | $161.63M | $0.93 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 141.49% | 11.22% |
| 2024-12-31 | 97.54% | 9.03% |
| 2023-12-31 | 124.46% | 10.30% |
| 2022-12-31 | 126.34% | 11.12% |
| 2021-12-31 | 114.68% | 10.16% |
| 2020-12-31 | 78.66% | 6.80% |
| 2019-12-31 | 107.05% | 9.66% |
| 2018-12-31 | 106.60% | 9.27% |
| 2017-12-31 | 86.35% | 7.70% |
| 2016-12-31 | 86.14% | 7.62% |
Cash and debt by year
| Period end | Cash |
|---|
| 2025-12-31 | $1.06B |
| 2024-12-31 | $1.06B |
| 2023-12-31 | $549.71M |
| 2022-12-31 | $681.92M |
| 2021-12-31 | $1.64B |
| 2020-12-31 | $1.85B |
| 2019-12-31 | $517.79M |
| 2018-12-31 | $445.69M |
| 2017-12-31 | $402.10M |
| 2016-12-31 | $352.53M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $304.48M | $13.33M |
| 2024-12-31 | $416.56M | $10.52M |
| 2023-12-31 | $362.98M | $12.54M |
| 2022-12-31 | $594.79M | $14.00M |
| 2021-12-31 | $338.39M | $8.40M |
| 2020-12-31 | $157.37M | $7.53M |
| 2019-12-31 | $127.71M | $7.41M |
| 2018-12-31 | $296.82M | $7.96M |
| 2017-12-31 | $287.76M | $5.21M |
| 2016-12-31 | $226.07M | $6.56M |
Dividend history
- Most recent payment
- 2026-07-01
- Paid in the last twelve months
- $0.75
| Payment date | Dividend per share |
|---|
| 2026-07-01 | $0.19 |
| 2026-04-01 | $0.19 |
| 2025-12-31 | $0.19 |
| 2025-10-01 | $0.18 |
| 2025-07-01 | $0.18 |
| 2025-04-01 | $0.18 |
| 2024-12-31 | $0.18 |
| 2024-10-01 | $0.17 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-20
- Consensus EPS estimate
- $0.55
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-22 | Jun/2026 | $0.53 |
| 2026-04-22 | - | - |
| 2026-01-21 | - | - |
| 2025-10-21 | - | - |
| 2025-07-15 | - | - |
| 2025-04-15 | - | - |
| 2025-01-21 | - | - |
| 2024-10-15 | - | - |
Filings and sources
- Company website
- fultonbank.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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