Truist Financial Corp (TFC)
Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
- Symbol
- TFC
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $58.72B
- 52 week range
- 40.78 - 56.2
Valuation
- Share price
- $47.01 (close of 2026-09-23)
- P/E (TTM)
- 10.88x
- Price to book
- 0.92x
- Price to free cash flow
- 10.13x
- Enterprise value
- $90.50B
- Book value per share
- $52.47
Price performance
| Period | Change |
|---|
| 1 day | -4.06% |
| 5 days | -6.84% |
| 1 month | -6.76% |
| 3 months | -5.36% |
| 6 months | +4.79% |
| Year to date | -4.47% |
| 1 year | +2.87% |
| 3 years | +67.47% |
| 5 years | -17.66% |
| 10 years | +24.14% |
| All time | +2387.31% |
Profitability and growth
- Return on equity
- 8.14%
- Return on assets
- 0.97%
- Net margin
- 21.62%
- EBITDA margin
- 67.10%
- Revenue growth
- -2.09%
- Net income growth
- 9.65%
- Free cash flow growth
- 165.20%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 9.87%
- Net debt to EBITDA
- 1.93x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $24.54B
- EBITDA
- $16.47B
- Net income
- $5.31B
- Earnings per share
- $3.87
- Interest expense
- $10.12B
- Shares outstanding
- 1.29B
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $24.54B | $5.31B | $3.87 |
| 2024-12-31 | $25.07B | $4.84B | $3.36 |
| 2023-12-31 | $24.45B | $-1.05B | $-1.09 |
| 2022-12-31 | $16.63B | $6.27B | $4.46 |
| 2021-12-31 | $13.77B | $6.44B | $4.51 |
| 2020-12-31 | $15.55B | $4.49B | $3.11 |
| 2019-12-31 | $9.41B | $3.24B | $3.76 |
| 2018-12-31 | $8.12B | $3.26B | $3.96 |
| 2017-12-31 | $7.37B | $2.42B | $2.78 |
| 2016-12-31 | $7.07B | $2.44B | $2.81 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 21.62% | 8.14% |
| 2024-12-31 | 19.31% | 7.60% |
| 2023-12-31 | -4.28% | -1.77% |
| 2022-12-31 | 37.68% | 10.35% |
| 2021-12-31 | 46.73% | 9.29% |
| 2020-12-31 | 28.89% | 6.33% |
| 2019-12-31 | 34.40% | 4.86% |
| 2018-12-31 | 40.11% | 10.79% |
| 2017-12-31 | 32.75% | 8.13% |
| 2016-12-31 | 34.56% | 8.16% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $36.38B | $41.96B |
| 2024-12-31 | $39.77B | $34.96B |
| 2023-12-31 | $30.64B | $38.92B |
| 2022-12-31 | $21.42B | $43.20B |
| 2021-12-31 | $20.30B | $35.91B |
| 2020-12-31 | $18.87B | $39.60B |
| 2019-12-31 | $19.07B | $41.34B |
| 2018-12-31 | $3.84B | $23.71B |
| 2017-12-31 | $2.96B | $23.65B |
| 2016-12-31 | $4.28B | $21.96B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $5.74B | $317.00M |
| 2024-12-31 | $2.16B | $292.00M |
| 2023-12-31 | $8.63B | $298.00M |
| 2022-12-31 | $10.52B | $261.00M |
| 2021-12-31 | $7.45B | $320.00M |
| 2020-12-31 | $6.62B | $353.00M |
| 2019-12-31 | $1.30B | $165.00M |
| 2018-12-31 | $3.99B | $141.00M |
| 2017-12-31 | $4.63B | $132.00M |
| 2016-12-31 | $3.12B | $115.00M |
Dividend history
- Most recent payment
- 2026-08-14
- Paid in the last twelve months
- $2.08
| Payment date | Dividend per share |
|---|
| 2026-08-14 | $0.52 |
| 2026-05-08 | $0.52 |
| 2026-02-13 | $0.52 |
| 2025-11-14 | $0.52 |
| 2025-08-08 | $0.52 |
| 2025-05-09 | $0.52 |
| 2025-02-14 | $0.52 |
| 2024-11-08 | $0.52 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-16
- Consensus EPS estimate
- $1.11
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-17 | Jun/2026 | $1.08 |
| 2026-04-17 | - | - |
| 2026-01-21 | - | - |
| 2025-10-17 | - | - |
| 2025-07-18 | - | - |
| 2025-04-17 | - | - |
| 2025-01-17 | - | - |
| 2024-10-17 | - | - |
Filings and sources
- Company website
- truist.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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