HDFC Bank Ltd (HDB)
HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car and pre owned car, marriage, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, and car; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital, term loans, supply chain management, project finance, export finance, commercial vehicle / equipment finance, tractor finance, infrastructure, and agriculture finance. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.
- Ticker
- HDB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- 52-week range
- $21.36 - $37.35
Valuation
- Share price
- $25.14 (close of Nov 6, 2026)
- P/E (TTM)
- 17.15x
- Price to book
- 1.32x
- Price to free cash flow
- 11.37x
Price performance
| Period | Change |
|---|---|
| 1 day | +1.78% |
| 5 days | +13.35% |
| 1 month | +12.13% |
| 3 months | +5.76% |
| 6 months | -1.91% |
| Year to date | -31.20% |
| 1 year | -29.56% |
| 3 years | -12.22% |
| 5 years | -29.20% |
| 10 years | +45.23% |
| All time | +3,329.74% |
Short interest
- As of
- Oct 15, 2026
- Short % of float
- 0.75%
- Shares short
- 38.70M
- Days to cover
- 4.19
- Change since prior report
- +4.04%
- Source
- FINRA consolidated short interest
Profitability and growth
- Return on equity
- 7.69%
- Return on assets
- 1.34%
- Net margin
- 30.28%
- Revenue growth
- 6.27%
- Net income growth
- 4.65%
- Free cash flow growth
- -5.62%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 8.80%
- Net debt to EBITDA
- 1.47x
Latest reported year
- Period end
- Mar 31, 2026
- Fiscal year
- 2026
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2026-03-31 | 30.28% | 7.69% |
| 2025-03-31 | 30.75% | 7.81% |
| 2024-03-31 | 33.59% | 7.90% |
| 2023-03-31 | 43.80% | 16.98% |
| 2022-03-31 | 43.25% | 15.38% |
| 2021-03-31 | 41.66% | 15.07% |
| 2020-03-31 | 38.61% | 13.72% |
| 2019-03-31 | 36.97% | 13.46% |
| 2018-03-31 | 35.12% | 15.17% |
| 2017-03-31 | 33.13% | 13.67% |
Investor relations
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-18 | Jun 2026 | - |
| 2026-04-18 | Mar 2026 | - |
| 2026-01-19 | Dec 2025 | - |
| 2025-10-18 | Sep 2025 | - |
| 2025-07-19 | Jun 2025 | - |
| 2025-04-19 | Mar 2025 | - |
| 2025-01-22 | Dec 2024 | - |
| 2024-10-19 | Sep 2024 | - |
Filings and sources
- Company website
- hdfc.bank.in
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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