Investors Title Co (ITIC)

Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of real property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it acts as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.

Symbol
ITIC
Exchange
Nasdaq
Sector
Financial Services
Industry
Insurance - Specialty
Market cap
$552.92M
52 week range
209.75 - 309.55

Valuation

Share price
$290.86 (close of 2026-09-23)
P/E (TTM)
13.68x
Price to book
1.93x
Price to free cash flow
21.01x
Enterprise value
$541.17M
Book value per share
$151.79

Price performance

PeriodChange
1 day+0.87%
5 days-3.49%
1 month+0.55%
3 months+9.92%
6 months+34.96%
Year to date+16.51%
1 year+12.58%
3 years+98.61%
5 years+56.56%
10 years+195.26%
All time+3205.23%

Profitability and growth

Return on equity
13.11%
Return on assets
9.69%
Net margin
85.99%
EBITDA margin
117.75%
Revenue growth
16.40%
Net income growth
13.22%
Free cash flow growth
13.23%

Cash flow and balance sheet

Free cash flow yield (TTM)
4.76%
Net debt to EBITDA
-0.22x

Latest reported year

Period end
2025-12-31
Fiscal year
2025
Revenue
$40.91M
EBITDA
$48.17M
Net income
$35.18M
Earnings per share
$18.64
Shares outstanding
1.89M

Income statement by year

Period endRevenueNet incomeEPS
2025-12-31$40.91M$35.18M$18.64
2024-12-31$35.15M$31.07M$16.48
2023-12-31$36.35M$21.69M$11.45
2022-12-31$36.24M$23.90M$12.60
2021-12-31$23.34M$67.02M$35.38
2020-12-31$17.01M$39.42M$20.84
2019-12-31$17.40M$31.46M$16.66
2018-12-31$14.18M$21.89M$11.60
2017-12-31$13.02M$25.71M$13.63
2016-12-31$8.18M$19.52M$10.23

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3185.99%13.11%
2024-12-3188.41%12.34%
2023-12-3159.67%8.62%
2022-12-3165.95%9.92%
2021-12-31287.09%29.26%
2020-12-31231.69%19.67%
2019-12-31180.83%16.44%
2018-12-31154.41%12.46%
2017-12-31197.44%14.45%
2016-12-31238.58%12.58%

Cash and debt by year

Period endCash
2025-12-31$89.60M
2024-12-31$83.75M
2023-12-31$134.25M
2022-12-31$138.96M
2021-12-31$83.10M
2020-12-31$28.89M
2019-12-31$39.08M
2018-12-31$51.48M
2017-12-31$43.99M
2016-12-31$34.49M

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$25.38M$543.00K
2024-12-31$22.42M$394.00K
2023-12-31$-1.76M$425.00K
2022-12-31$30.52M$362.00K
2021-12-31$45.40M$299.00K
2020-12-31$30.89M$229.00K
2019-12-31$19.43M$264.00K
2018-12-31$22.53M$327.00K
2017-12-31$17.01M$219.00K
2016-12-31$20.11M$132.00K

Dividend history

Most recent payment
2026-09-01
Paid in the last twelve months
$10.56
Payment dateDividend per share
2026-09-01$0.46
2026-06-15$0.46
2026-03-23$0.46
2025-12-01$9.18
2025-09-02$0.46
2025-06-13$0.46
2025-03-24$0.46
2024-12-02$14.46

Investor relations

Next earnings report

Next confirmed report
2026-11-04

Past earnings dates

ReportedFiscal periodEPS estimate
2026-05-07Mar/2026-
2026-02-12--
2025-11-05--
2025-08-06--
2025-05-08--
2025-02-13--
2024-11-05--
2024-08-06--

Filings and sources

Company website
invtitle.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Understanding these figures

Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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