Itau Unibanco Holding S.A. (ITUB)
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.
- Symbol
- ITUB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- 52 week range
- 6.54 - 9.6
Valuation
- Share price
- $8.18 (close of 2026-09-23)
- P/E (TTM)
- 5.79x
- Price to book
- 1.07x
- Price to free cash flow
- 45.38x
Price performance
| Period | Change |
|---|---|
| 1 day | -3.20% |
| 5 days | -0.97% |
| 1 month | +9.36% |
| 3 months | +3.02% |
| 6 months | +0.49% |
| Year to date | +14.25% |
| 1 year | +13.77% |
| 3 years | +70.06% |
| 5 years | +108.67% |
| 10 years | +67.28% |
| All time | +565.04% |
Profitability and growth
- Return on equity
- 18.57%
- Return on assets
- 1.44%
- Net margin
- 24.45%
- EBITDA margin
- 21.22%
- Revenue growth
- 8.44%
- Net income growth
- 24.11%
- Free cash flow growth
- -92.89%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 2.20%
- Net debt to EBITDA
- 11.21x
Latest reported year
- Period end
- 2024-12-31
- Fiscal year
- 2024
- Shares outstanding
- 5.55B
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2024-12-31 | 24.45% | 18.57% |
| 2023-12-31 | 21.36% | 16.63% |
| 2022-12-31 | 20.53% | 16.49% |
| 2021-12-31 | 21.18% | 16.30% |
| 2020-12-31 | 18.86% | 12.23% |
| 2019-12-31 | 23.16% | 18.14% |
| 2018-12-31 | 23.90% | 16.55% |
| 2017-12-31 | 20.80% | 16.07% |
| 2016-12-31 | 67.76% | 16.34% |
| 2015-12-31 | 87.40% | 22.66% |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-03
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-08-04 | Jun/2026 | - |
| 2026-05-06 | - | - |
| 2026-02-04 | - | - |
| 2025-11-04 | - | - |
| 2025-08-05 | - | - |
| 2025-05-08 | - | - |
| 2025-02-06 | - | - |
| 2024-11-05 | - | - |
Filings and sources
- Company website
- itau.com.br
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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