Itau Unibanco Holding S.A. (ITUB)

Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial banking services; real estate lending and financing services; economic, financial and brokerage advisory; and leasing and foreign exchange services. The company also provides non-life insurance products covering loss, damage, or liability for objects or people, as well as life insurance products covering death and personal accidents. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies, as well as middle-market companies and high net worth institutional clients. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Ticker
ITUB
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
52-week range
$6.82 - $10.20

Valuation

Share price
$7.39 (close of Nov 6, 2026)
P/E (TTM)
10.03x
Price to book
2.08x
Price to free cash flow
12.99x

Price performance

PeriodChange
1 day+1.37%
5 days+3.65%
1 month-27.19%
3 months-9.66%
6 months-12.54%
Year to date+3.21%
1 year+1.65%
3 years+46.34%
5 years+104.14%
10 years+34.61%
All time+500.62%

Short interest

As of
Oct 15, 2026
Short % of float
0.56%
Shares short
30.22M
Days to cover
0.63
Change since prior report
+26.99%
Source
FINRA consolidated short interest

Profitability and growth

Return on equity
20.86%
Return on assets
1.46%
Net margin
26.74%
Revenue growth
-0.16%
Net income growth
9.18%

Cash flow and balance sheet

Free cash flow yield (TTM)
7.70%
Net debt to EBITDA
11.09x

Latest reported year

Period end
Dec 31, 2025
Fiscal year
2025
Shares outstanding
11.08B

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3126.74%20.86%
2024-12-3124.45%18.57%
2023-12-3121.36%16.63%
2022-12-3120.53%16.49%
2021-12-3121.18%16.30%
2020-12-3118.86%12.23%
2019-12-3123.16%18.14%
2018-12-3123.90%16.55%
2017-12-3120.80%16.07%
2016-12-3167.76%16.34%

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-11-03Sep 2026-
2026-08-04Jun 2026-
2026-05-06Mar 2026-
2026-02-04Dec 2025-
2025-11-04Sep 2025-
2025-08-05Jun 2025-
2025-05-08Mar 2025-
2025-02-06Dec 2024-

Filings and sources

Company website
itau.com.br
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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All Financial Services companies

Understanding these figures

Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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