KB Financial Group Inc. (KB)
KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company offers deposit products, such as demand and time deposits, certificates of deposit, foreign currency deposits, and savings deposits for housing subscription; loan products, including mortgage loans to finance home purchases, construction, improvements, or rentals; and home equity loans, overdraft loans, and other consumer loans. It also provides debit and credit cards; working capital loans and facility loans; mortgage loans to home builders or developers; securities underwriting; financing and financial advisory services for mergers and acquisitions; project finance and financial advisory services for social overhead capital projects such as highway, port, power, water, and sewage projects; financing and financial advisory services for real estate development projects; and structured finance. In addition, the company offers brokerage services for stocks, futures, options, equity, derivative-linked securities, and debt instruments; foreign exchange services and derivatives dealing; import and export-related services; offshore lending, syndicated loans, and foreign currency securities investment; and trust account management services. Further, it provides long-term insurance products, automobile insurance products, and general property and casualty insurance products; life insurance comprising annuities, savings insurance, variable life insurance, whole life insurance, term life insurance, and health insurance; bancassurance; consumer finance services; and mortgage financing and construction loans. Additionally, the company is involved in real estate trust management; capital investment; and software advisory, development, and supply. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.
- Symbol
- KB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- 52 week range
- 77.44 - 133.29
Valuation
- Share price
- $125.39 (close of 2026-09-23)
- P/E (TTM)
- 13.68x
- Price to book
- 1.10x
- Price to free cash flow
- 17.88x
Price performance
| Period | Change |
|---|---|
| 1 day | -2.95% |
| 5 days | -3.24% |
| 1 month | +6.30% |
| 3 months | +22.24% |
| 6 months | +22.24% |
| Year to date | +45.73% |
| 1 year | +51.93% |
| 3 years | +197.06% |
| 5 years | +183.82% |
| 10 years | +260.83% |
| All time | +307.24% |
Profitability and growth
- Return on equity
- 8.49%
- Return on invested capital
- 3.73%
- Return on assets
- 0.67%
- Net income growth
- 10.52%
- Free cash flow growth
- -2.01%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 5.59%
- Net debt to EBITDA
- 11.53x
Latest reported year
- Period end
- 2024-12-31
- Fiscal year
- 2024
Margins and returns by year
| Period end | Gross margin | Net margin | Return on equity | Return on capital |
|---|---|---|---|---|
| 2024-12-31 | - | - | 8.49% | 3.73% |
| 2023-12-31 | 39.34% | 28.31% | 7.84% | 3.11% |
| 2022-12-31 | 37.98% | 29.84% | 7.64% | 2.22% |
| 2021-12-31 | 42.10% | 30.45% | 8.93% | 13.22% |
| 2020-12-31 | 37.10% | 27.76% | 7.99% | 9.95% |
| 2019-12-31 | 39.28% | 28.97% | 8.46% | 13.26% |
| 2018-12-31 | 39.30% | 28.19% | 8.57% | 10.42% |
| 2017-12-31 | 39.40% | 32.49% | 9.73% | 12.56% |
| 2016-12-31 | 22.52% | 28.79% | 6.86% | 5.19% |
| 2015-12-31 | - | - | 5.88% | 6.45% |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-13
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-08-13 | Jun/2026 | - |
| 2026-04-23 | - | - |
| 2026-03-06 | - | - |
| 2025-11-14 | - | - |
| 2025-08-14 | - | - |
| 2025-04-24 | - | - |
| 2025-03-05 | - | - |
| 2024-11-14 | - | - |
Filings and sources
- Company website
- kbfg.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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