KB Financial Group Inc. (KB)
KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company offers deposit products, such as demand and time deposits, certificates of deposit, foreign currency deposits, and savings deposits for housing subscription; loan products, including mortgage loans to finance home purchases, construction, improvements, or rentals; and home equity loans, overdraft loans, and other consumer loans. It also provides debit and credit cards; working capital loans and facility loans; mortgage loans to home builders or developers; securities underwriting; financing and financial advisory services for mergers and acquisitions; project finance and financial advisory services for social overhead capital projects such as highway, port, power, water, and sewage projects; financing and financial advisory services for real estate development projects; and structured finance. In addition, the company offers brokerage services for stocks, futures, options, equity, derivative-linked securities, and debt instruments; foreign exchange services and derivatives dealing; import and export-related services; offshore lending, syndicated loans, and foreign currency securities investment; and trust account management services. Further, it provides long-term insurance products, automobile insurance products, and general property and casualty insurance products; life insurance comprising annuities, savings insurance, variable life insurance, whole life insurance, term life insurance, and health insurance; bancassurance; consumer finance services; and mortgage financing and construction loans. Additionally, the company is involved in real estate trust management; capital investment; and software advisory, development, and supply. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.
- Ticker
- KB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- 52-week range
- $81.36 - $133.29
Valuation
- Share price
- $111.20 (close of Nov 6, 2026)
- P/E (TTM)
- 9.79x
- Price to book
- 0.89x
- Price to free cash flow
- 13.89x
Price performance
| Period | Change |
|---|---|
| 1 day | -0.58% |
| 5 days | -1.33% |
| 1 month | -10.87% |
| 3 months | -8.34% |
| 6 months | +0.28% |
| Year to date | +29.24% |
| 1 year | +28.78% |
| 3 years | +168.86% |
| 5 years | +140.07% |
| 10 years | +213.24% |
| All time | +261.13% |
Short interest
- As of
- Oct 15, 2026
- Short % of float
- 0.13%
- Shares short
- 453.89K
- Days to cover
- 2.24
- Change since prior report
- +9.47%
- Source
- FINRA consolidated short interest
Profitability and growth
- Return on equity
- 9.59%
- Return on assets
- 0.73%
- Net income growth
- 14.87%
- Free cash flow growth
- 5.70%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 7.20%
- Net debt to EBITDA
- 10.86x
Latest reported year
- Period end
- Dec 31, 2025
- Fiscal year
- 2025
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | - | 9.59% |
| 2024-12-31 | - | 8.49% |
| 2023-12-31 | 28.31% | 7.84% |
| 2022-12-31 | 29.84% | 7.64% |
| 2021-12-31 | 30.45% | 8.93% |
| 2020-12-31 | 27.76% | 7.99% |
| 2019-12-31 | 28.97% | 8.46% |
| 2018-12-31 | 28.19% | 8.57% |
| 2017-12-31 | 32.49% | 9.73% |
| 2016-12-31 | 28.79% | 6.86% |
Investor relations
Next earnings report
- Next confirmed report
- Nov 13, 2026
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-08-14 | Jun 2026 | - |
| 2026-04-23 | Mar 2026 | - |
| 2026-03-06 | Dec 2025 | - |
| 2025-11-14 | Sep 2025 | - |
| 2025-08-14 | Jun 2025 | - |
| 2025-04-24 | Mar 2025 | - |
| 2025-03-05 | Dec 2024 | - |
| 2024-11-14 | Sep 2024 | - |
Filings and sources
- Company website
- kbfg.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
Similar companies
US Bancorp (USB) · PNC Financial Services Group, Inc. (PNC) · Nu Holdings Ltd. (NU) · Truist Financial Corp (TFC) · Fifth Third Bancorp (FITB) · M&T Bank Corp (MTB) · Huntington Bancshares Inc (HBAN) · Citizens Financial Group Inc (CFG)
All Financial Services companies
Understanding these figures
Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
Explore
Company directory · S&P 500 heatmap · Earnings calendar · Super investor holdings · Congress trades