MBIA Inc (MBI)
MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, Corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utilities, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures non-U.S. public finance and global structured finance, including asset-backed obligations; sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing for toll roads, bridges, public transportation facilities, and other types of infrastructure projects; and structured finance and asset-backed obligations comprising residential and commercial mortgages, consumer loans, and structured settlements. as well as offers third-party reinsurance agreements. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.
- Symbol
- MBI
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Market cap
- $227.39M
- 52 week range
- 4.33 - 8.17
Valuation
- Share price
- $4.51 (close of 2026-09-23)
- P/E (TTM)
- -1.57x
- Price to book
- -0.10x
- Price to free cash flow
- 5.29x
- Enterprise value
- $3.50B
- Book value per share
- $-46.18
Price performance
| Period | Change |
|---|
| 1 day | -0.66% |
| 5 days | +0.22% |
| 1 month | -7.96% |
| 3 months | -28.18% |
| 6 months | -23.56% |
| Year to date | -37.01% |
| 1 year | -42.11% |
| 3 years | -40.42% |
| 5 years | -59.73% |
| 10 years | -42.91% |
| All time | -38.47% |
Profitability and growth
- Return on equity
- 7.94%
- Return on assets
- -8.79%
- Net margin
- -221.25%
- EBITDA margin
- 23.75%
- Revenue growth
- 90.48%
- Net income growth
- -140.69%
- Free cash flow growth
- 121.59%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 18.91%
- Net debt to EBITDA
- 64.18x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $80.00M
- EBITDA
- $19.00M
- Net income
- $-177.00M
- Earnings per share
- $-3.58
- Interest expense
- $196.00M
- Shares outstanding
- 49.28M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $80.00M | $-177.00M | $-3.58 |
| 2024-12-31 | $42.00M | $435.00M | $-9.43 |
| 2023-12-31 | $7.00M | $477.00M | $-10.18 |
| 2022-12-31 | $154.00M | $-195.00M | $-3.92 |
| 2021-12-31 | $189.00M | $-445.00M | $-8.99 |
| 2020-12-31 | $282.00M | $-578.00M | $-9.78 |
| 2019-12-31 | $280.00M | $-359.00M | $-4.43 |
| 2018-12-31 | $162.00M | $-296.00M | $-3.33 |
| 2017-12-31 | $433.00M | $-1.60B | $-13.50 |
| 2016-12-31 | $294.00M | $-338.00M | $-2.54 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | -221.25% | 7.94% |
| 2024-12-31 | 1035.71% | -20.95% |
| 2023-12-31 | 6814.29% | -28.96% |
| 2022-12-31 | -126.62% | 22.26% |
| 2021-12-31 | -235.45% | 148.33% |
| 2020-12-31 | -204.96% | -387.92% |
| 2019-12-31 | -128.21% | -42.79% |
| 2018-12-31 | -182.72% | -26.15% |
| 2017-12-31 | -370.67% | -112.63% |
| 2016-12-31 | -114.97% | -10.44% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $71.00M | - |
| 2024-12-31 | $87.00M | - |
| 2023-12-31 | $108.00M | - |
| 2022-12-31 | $78.00M | - |
| 2021-12-31 | $160.00M | - |
| 2020-12-31 | $167.00M | - |
| 2019-12-31 | $83.00M | $2.23B |
| 2018-12-31 | $280.00M | $2.25B |
| 2017-12-31 | $146.00M | $2.12B |
| 2016-12-31 | $187.00M | $1.99B |
Free cash flow by year
| Period end | Free cash flow |
|---|
| 2025-12-31 | $38.00M |
| 2024-12-31 | $-176.00M |
| 2023-12-31 | $-195.00M |
| 2022-12-31 | $-418.00M |
| 2021-12-31 | $510.00M |
| 2020-12-31 | $-390.00M |
| 2019-12-31 | $-368.00M |
| 2018-12-31 | $-320.00M |
| 2017-12-31 | $-653.00M |
| 2016-12-31 | $-150.00M |
Dividend history
- Most recent payment
- 2023-12-26
| Payment date | Dividend per share |
|---|
| 2023-12-26 | $8.00 |
| 2007-12-19 | $0.34 |
| 2007-09-19 | $0.34 |
| 2007-06-20 | $0.34 |
| 2007-03-21 | $0.34 |
| 2006-12-20 | $0.31 |
| 2006-09-20 | $0.31 |
| 2006-06-21 | $0.31 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-03
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-08-06 | Jun/2026 | - |
| 2026-05-07 | - | - |
| 2026-02-26 | - | - |
| 2025-11-04 | - | - |
| 2025-08-06 | - | - |
| 2025-05-08 | - | - |
| 2025-02-27 | - | - |
| 2024-11-07 | - | - |
Filings and sources
- Company website
- mbia.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
Similar companies
BlackRock, Inc. (BLK) · Blackstone Inc. (BX) · KKR & Co. Inc. (KKR) · Ameriprise Financial Inc (AMP) · Northern Trust Corp (NTRS) · Raymond James Financial Inc (RJF) · Principal Financial Group Inc (PFG) · T. Rowe Price Group Inc (TROW)
All Financial Services companies
Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
Explore
Company directory · S&P 500 heatmap · Earnings calendar · Super investor holdings · Congress trades