NatWest Group plc (NWG)

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

Symbol
NWG
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
52 week range
13.56 - 19.42

Valuation

Share price
$17.91 (close of 2026-09-23)
P/E (TTM)
10.26x
Price to book
1.32x
Price to free cash flow
8.77x

Price performance

PeriodChange
1 day-5.49%
5 days-3.81%
1 month-3.81%
3 months+3.65%
6 months+24.81%
Year to date+2.34%
1 year+28.57%
3 years+202.02%
5 years+178.11%
10 years+249.80%
All time-92.11%

Profitability and growth

Return on equity
13.69%
Return on assets
0.82%
Net margin
19.29%
EBITDA margin
29.30%
Revenue growth
3.14%
Net income growth
21.26%
Free cash flow growth
389.83%

Cash flow and balance sheet

Free cash flow yield (TTM)
11.40%
Net debt to EBITDA
-2.66x

Latest reported year

Period end
2025-12-31
Fiscal year
2025
Shares outstanding
4.03B

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3119.29%13.69%
2024-12-3116.41%12.22%
2023-12-3118.25%12.46%
2022-12-3121.69%9.85%
2021-12-3126.07%7.92%
2020-12-31-3.23%-0.99%
2019-12-3120.92%8.72%
2018-12-3112.91%4.63%
2017-12-319.39%3.07%
2016-12-31-32.54%-10.50%

Investor relations

Next earnings report

Next confirmed report
2026-10-23

Past earnings dates

ReportedFiscal periodEPS estimate
2026-07-31Jun/2026-
2026-05-01--
2026-02-13--
2025-10-24--
2025-07-25--
2025-05-02--
2025-02-14--
2024-10-25--

Filings and sources

Company website
natwestgroup.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Understanding these figures

Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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