Prosperity Bancshares Inc (PB)
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.
- Symbol
- PB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $6.93B
- 52 week range
- 61.07 - 77.2
Valuation
- Share price
- $67.27 (close of 2026-09-23)
- P/E (TTM)
- 11.95x
- Price to book
- 0.83x
- Price to free cash flow
- 11.74x
- Enterprise value
- $9.40B
- Book value per share
- $82.52
Price performance
| Period | Change |
|---|
| 1 day | -3.78% |
| 5 days | -5.20% |
| 1 month | -7.56% |
| 3 months | -6.98% |
| 6 months | +1.96% |
| Year to date | -2.66% |
| 1 year | +3.30% |
| 3 years | +25.08% |
| 5 years | -0.58% |
| 10 years | +24.09% |
| All time | +981.51% |
Profitability and growth
- Return on equity
- 7.13%
- Return on assets
- 1.41%
- Net margin
- 34.57%
- EBITDA margin
- 77.47%
- Revenue growth
- -3.29%
- Net income growth
- 13.24%
- Free cash flow growth
- 14.49%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 8.51%
- Net debt to EBITDA
- 2.03x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $1.57B
- EBITDA
- $1.22B
- Net income
- $542.84M
- Earnings per share
- $5.72
- Research and development
- $8.07M
- Interest expense
- $488.83M
- Shares outstanding
- 94.92M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $1.57B | $542.84M | $5.72 |
| 2024-12-31 | $1.62B | $479.39M | $5.05 |
| 2023-12-31 | $1.44B | $419.32M | $4.51 |
| 2022-12-31 | $1.09B | $524.52M | $5.73 |
| 2021-12-31 | $1.05B | $519.30M | $5.60 |
| 2020-12-31 | $1.14B | $528.90M | $5.68 |
| 2019-12-31 | $832.94M | $332.55M | $4.52 |
| 2018-12-31 | $727.21M | $321.81M | $4.61 |
| 2017-12-31 | $677.36M | $272.17M | $3.92 |
| 2016-12-31 | $675.78M | $274.47M | $3.94 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 34.57% | 7.13% |
| 2024-12-31 | 29.52% | 6.44% |
| 2023-12-31 | 29.03% | 5.92% |
| 2022-12-31 | 47.91% | 7.83% |
| 2021-12-31 | 49.60% | 8.08% |
| 2020-12-31 | 46.24% | 8.63% |
| 2019-12-31 | 39.93% | 5.57% |
| 2018-12-31 | 44.25% | 7.94% |
| 2017-12-31 | 40.18% | 7.12% |
| 2016-12-31 | 40.61% | 7.54% |
Cash and debt by year
| Period end | Cash |
|---|
| 2017-12-31 | $392.31M |
| 2016-12-31 | $437.38M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $516.98M | $12.10M |
| 2024-12-31 | $451.55M | $12.84M |
| 2023-12-31 | $612.20M | $12.18M |
| 2022-12-31 | $464.11M | $11.77M |
| 2021-12-31 | $675.71M | $12.57M |
| 2020-12-31 | $560.18M | $12.61M |
| 2019-12-31 | $384.43M | $10.61M |
| 2018-12-31 | $305.03M | $10.49M |
| 2017-12-31 | $379.50M | $6.94M |
| 2016-12-31 | $329.35M | $9.55M |
Dividend history
- Most recent payment
- 2026-09-15
- Paid in the last twelve months
- $2.40
| Payment date | Dividend per share |
|---|
| 2026-09-15 | $0.60 |
| 2026-06-15 | $0.60 |
| 2026-03-13 | $0.60 |
| 2025-12-15 | $0.60 |
| 2025-09-15 | $0.58 |
| 2025-06-13 | $0.58 |
| 2025-03-14 | $0.58 |
| 2024-12-13 | $0.58 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-04
- Consensus EPS estimate
- $1.64
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-29 | Jun/2026 | $1.54 |
| 2026-04-29 | - | - |
| 2026-01-28 | - | - |
| 2025-10-29 | - | - |
| 2025-07-23 | - | - |
| 2025-04-23 | - | - |
| 2025-01-29 | - | - |
| 2024-10-23 | - | - |
Filings and sources
- Company website
- prosperitybankusa.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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