Prosperity Bancshares Inc (PB)

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.

Ticker: PB
Exchange: NYSE
Sector: Financial Services
Industry: Banks - Regional
Market cap: $7.23B
52-week range: $63.20 - $77.20

Valuation

Share price: $71.87 (close of Nov 6, 2026)
P/E (TTM): 12.48x
Price to book: 0.87x
Price to free cash flow: 12.26x
Enterprise value: $9.70B
Book value per share: $82.52

Price performance

Period	Change
1 day	-0.14%
5 days	-0.15%
1 month	+7.11%
3 months	-2.98%
6 months	+2.52%
Year to date	+3.99%
1 year	+8.58%
3 years	+26.18%
5 years	-7.69%
10 years	+34.59%
All time	+1,055.70%

Short interest

As of: Oct 15, 2026
Short % of float: 4.21%
Shares short: 4.44M
Days to cover: 4.83
Change since prior report: -0.81%
Source: FINRA consolidated short interest

Profitability and growth

Return on equity: 7.13%
Return on assets: 1.41%
Net margin: 43.43%
Revenue growth: 4.82%
Net income growth: 13.24%
Free cash flow growth: 14.49%

Cash flow and balance sheet

Free cash flow yield (TTM): 8.16%
Net debt to EBITDA: 1.98x

Latest reported year

Period end: Dec 31, 2025
Fiscal year: 2025
Revenue: $1.25B
Net income: $542.84M
Earnings per share: $5.72
Research and development: $8.07M
Interest expense: $488.83M
Shares outstanding: 94.92M

Income statement by year

Period end	Revenue	Net income	EPS
2025-12-31	$1.25B	$542.84M	$5.72
2024-12-31	$1.19B	$479.39M	$5.05
2023-12-31	$1.11B	$419.32M	$4.51
2022-12-31	$1.15B	$524.52M	$5.73
2021-12-31	$1.13B	$519.30M	$5.60
2020-12-31	$1.16B	$528.90M	$5.68
2019-12-31	$820.05M	$332.55M	$4.52
2018-12-31	$745.61M	$321.81M	$4.61
2017-12-31	$733.50M	$272.17M	$3.92
2016-12-31	$751.04M	$274.47M	$3.94

Margins and returns by year

Period end	Net margin	Return on equity
2025-12-31	43.43%	7.13%
2024-12-31	40.21%	6.44%
2023-12-31	37.79%	5.92%
2022-12-31	45.60%	7.83%
2021-12-31	45.82%	8.08%
2020-12-31	45.51%	8.63%
2019-12-31	40.55%	5.57%
2018-12-31	43.16%	7.94%
2017-12-31	37.11%	7.12%
2016-12-31	36.54%	7.54%

Cash and debt by year

Period end	Cash
2017-12-31	$392.31M
2016-12-31	$437.38M

Free cash flow by year

Period end	Free cash flow	Stock-based compensation
2025-12-31	$516.98M	$12.10M
2024-12-31	$451.55M	$12.84M
2023-12-31	$612.20M	$12.18M
2022-12-31	$464.11M	$11.77M
2021-12-31	$675.71M	$12.57M
2020-12-31	$560.18M	$12.61M
2019-12-31	$384.43M	$10.61M
2018-12-31	$305.03M	$10.49M
2017-12-31	$379.50M	$6.94M
2016-12-31	$329.35M	$9.55M

Dividend history

Most recent payment: Sep 15, 2026
Paid in the last twelve months: $2.40

Payment date	Dividend per share
2026-09-15	$0.60
2026-06-15	$0.60
2026-03-13	$0.60
2025-12-15	$0.60
2025-09-15	$0.58
2025-06-13	$0.58
2025-03-14	$0.58
2024-12-13	$0.58

Investor relations

Past earnings dates

Reported	Fiscal period	EPS estimate
2026-10-28	Sep 2026	$1.63
2026-07-29	Jun 2026	$1.54
2026-04-29	Mar 2026	$1.41
2026-01-28	Dec 2025	$1.45
2025-10-29	Sep 2025	$1.45
2025-07-23	Jun 2025	$1.40
2025-04-23	Mar 2025	$1.35
2025-01-29	Dec 2024	$1.33

Filings and sources

Company website: prosperitybankusa.com
SEC filings: 10-K, 10-Q and 8-K on EDGAR
Earnings calendar: All upcoming reports

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