Peoples Bancorp Inc (PEBO)

Peoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier's checks; and online, telephone, and mobile banking services. In addition, it provides various life, health, and property and casualty insurance products; third-party insurance administration; interactive teller machines; insurance premium financing; commercial and technology equipment leasing; fiduciary and trust; equipment financing agreements; and asset management and administration services, as well as employee benefit, retirement, and healthcare plan administration services. Further, the company offers brokerage services through an unaffiliated registered broker-dealer; and credit cards to individuals and businesses, as well as merchant credit card transaction processing, and person-to-person and business-to-business payment processing services. Peoples Bancorp Inc. was founded in 1902 and is based in Marietta, Ohio.

Ticker
PEBO
Exchange
Nasdaq
Sector
Financial Services
Industry
Banks - Regional
Market cap
$1.36B
52-week range
$28.23 - $42.29

Valuation

Share price
$38.60 (close of Nov 6, 2026)
P/E (TTM)
11.22x
Price to book
1.11x
Price to free cash flow
7.95x
Enterprise value
$1.90B
Book value per share
$34.89

Price performance

PeriodChange
1 day-0.41%
5 days+0.08%
1 month+5.09%
3 months-6.22%
6 months+12.50%
Year to date+28.54%
1 year+35.44%
3 years+34.97%
5 years+17.75%
10 years+59.31%
All time+523.54%

Short interest

As of
Oct 15, 2026
Short % of float
7.19%
Shares short
2.49M
Days to cover
4.79
Change since prior report
+36.94%
Source
FINRA consolidated short interest

Profitability and growth

Return on equity
8.85%
Return on assets
1.11%
Net margin
23.25%
Revenue growth
2.51%
Net income growth
-8.90%
Free cash flow growth
-5.62%

Cash flow and balance sheet

Free cash flow yield (TTM)
12.57%
Net debt to EBITDA
3.57x

Latest reported year

Period end
Dec 31, 2025
Fiscal year
2025
Revenue
$459.31M
Net income
$106.78M
Earnings per share
$3.03
Interest expense
$159.08M
Shares outstanding
34.97M

Income statement by year

Period endRevenueNet incomeEPS
2025-12-31$459.31M$106.78M$3.03
2024-12-31$448.07M$117.20M$3.34
2023-12-31$426.79M$113.36M$3.46
2022-12-31$332.28M$101.29M$3.61
2021-12-31$241.44M$47.55M$2.17
2020-12-31$202.59M$34.77M$1.74
2019-12-31$143.40M$53.70M$2.65
2018-12-31$50.25M$46.26M$2.42
2017-12-31$115.24M$38.47M$2.12
2016-12-31$106.69M$31.16M$1.72

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3123.25%8.85%
2024-12-3126.16%10.54%
2023-12-3126.56%10.76%
2022-12-3130.48%12.90%
2021-12-3119.70%5.63%
2020-12-3117.16%6.04%
2019-12-3137.44%9.03%
2018-12-3192.05%8.89%
2017-12-3133.38%8.39%
2016-12-3129.20%7.16%

Cash and debt by year

Period endCashDebt
2025-12-31$188.95M$204.14M
2024-12-31$217.66M$238.07M
2023-12-31$426.72M$216.24M
2022-12-31$154.02M$101.09M
2021-12-31$415.73M$99.47M
2020-12-31$152.10M$110.57M
2019-12-31$115.19M$83.12M
2018-12-31$77.61M$109.64M
2017-12-31$72.19M$144.02M
2016-12-31$66.15M$145.16M

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$128.70M$6.91M
2024-12-31$136.37M$7.32M
2023-12-31$130.19M$6.03M
2022-12-31$113.09M$4.33M
2021-12-31$149.74M$3.89M
2020-12-31$81.18M-$377.00K
2019-12-31$64.35M$313.00K
2018-12-31$70.71M$298.00K
2017-12-31$56.16M$295.00K
2016-12-31$55.22M$245.00K

Dividend history

Most recent payment
Nov 2, 2026
Paid in the last twelve months
$1.67
Payment dateDividend per share
2026-11-02$0.42
2026-08-03$0.42
2026-05-04$0.42
2026-02-02$0.41
2025-11-04$0.41
2025-08-04$0.41
2025-05-05$0.41
2025-02-03$0.40

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-10-20Sep 2026$0.92
2026-07-21Jun 2026$0.84
2026-04-21Mar 2026$0.80
2026-01-20Dec 2025$0.88
2025-10-21Sep 2025$0.83
2025-07-22Jun 2025$0.78
2025-04-22Mar 2025$0.73
2025-01-21Dec 2024$0.75

Filings and sources

Company website
peoplesbancorp.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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