Companies / PRG PROG Holdings, Inc. (PRG)
PROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. The company operates through two segments: Progressive Leasing and Four. It owns Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Four, which enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free instalment buy-now-pay-later BNPL plans. The company offers Purchasing Power, that provides these underserved customers with alternatives to traditional financing options. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.
Ticker PRG Exchange NYSE Sector Industrials Industry Rental & Leasing Services Market cap $1.49B 52-week range $25.18 - $47.73 Valuation Share price $37.71 (close of Nov 6, 2026) P/E (TTM) 9.95x Price to book 1.85x Price to free cash flow 4.73x Enterprise value $2.25B Book value per share $20.39 Price performance Period Change 1 day -2.96% 5 days +8.52% 1 month +20.56% 3 months -13.19% 6 months +3.77% Year to date +27.87% 1 year +35.89% 3 years +31.81% 5 years -19.27% 10 years +76.05% All time +4,291.79%
Short interest As of Oct 15, 2026 Short % of float 12.07% Shares short 3.26M Days to cover 4.65 Change since prior report -3.63% Source FINRA consolidated short interest Profitability and growth Return on equity 19.67% Return on invested capital 11.61% Return on assets 9.11% Gross margin 24.30% Net margin 6.09% EBITDA margin 9.58% Revenue growth 0.42% Net income growth -25.58% Free cash flow growth 149.54% Cash flow and balance sheet Free cash flow yield (TTM) 21.12% Net debt to EBITDA 0.42x Latest reported year Period end Dec 31, 2025 Fiscal year 2025 Revenue $2.41B Cost of revenue $1.82B Gross profit $585.35M EBITDA $230.81M Net income $146.79M Earnings per share $3.66 Interest expense $49.27M Shares outstanding 40.09M Income statement by year Period end Revenue Gross profit Net income EPS 2025-12-31 $2.41B $585.35M $146.79M $3.66 2024-12-31 $2.40B $533.83M $197.25M $4.63 2023-12-31 $2.34B $559.32M $138.84M $3.02 2022-12-31 $2.60B $551.93M $98.71M $1.90 2021-12-31 $2.68B - $243.56M $3.69 2020-12-31 $2.48B - -$61.47M -$0.91 2019-12-31 $2.16B - $31.47M $0.47 2018-12-31 $2.04B - $196.21M $2.84
Margins and returns by year Period end Gross margin Net margin Return on equity Return on capital 2025-12-31 24.30% 6.09% 19.67% 11.61% 2024-12-31 22.25% 8.22% 30.33% 14.92% 2023-12-31 23.91% 5.93% 23.48% 13.61% 2022-12-31 21.25% 3.80% 17.30% 11.51% 2021-12-31 - 9.10% 35.85% 19.23% 2020-12-31 - -2.47% -6.23% 21.94% 2019-12-31 - 1.45% 1.81% 0.78% 2018-12-31 - 9.64% 11.14% 5.73%
Cash and debt by year Period end Cash Debt 2025-12-31 $308.77M $594.86M 2024-12-31 $90.92M $643.56M 2023-12-31 $155.42M $592.26M 2022-12-31 $131.88M $590.97M 2021-12-31 $170.16M $589.65M 2020-12-31 $36.65M $50.00M 2019-12-31 $57.76M - 2018-12-31 $15.28M - 2017-12-31 $51.04M - 2016-12-31 $308.56M -
Free cash flow by year Period end Free cash flow Stock-based compensation 2025-12-31 $324.92M $28.81M 2024-12-31 $130.21M $29.18M 2023-12-31 $194.62M $24.92M 2022-12-31 $232.81M $17.52M 2021-12-31 $236.41M $21.35M 2020-12-31 $391.62M -$2.60M 2019-12-31 $224.22M $26.55M 2018-12-31 $277.65M $28.18M 2017-12-31 $100.11M - 2016-12-31 $407.99M -
Dividend history Most recent payment Aug 18, 2026 Paid in the last twelve months $0.55 Payment date Dividend per share 2026-08-18 $0.14 2026-05-19 $0.14 2026-03-12 $0.14 2025-11-18 $0.13 2025-08-19 $0.13 2025-05-20 $0.13 2025-03-13 $0.13 2024-11-19 $0.12
Investor relations Past earnings dates Reported Fiscal period EPS estimate 2026-10-28 Sep 2026 $1.06 2026-07-29 Jun 2026 $0.96 2026-04-29 Mar 2026 $0.78 2026-02-18 Dec 2025 $0.60 2025-10-22 Sep 2025 $0.73 2025-07-23 Jun 2025 $0.79 2025-04-23 Mar 2025 $0.82 2025-02-19 Dec 2024 $0.75
Filings and sources Company website progholdings.com SEC filings 10-K, 10-Q and 8-K on EDGAR Earnings calendar All upcoming reports Similar companies United Rentals, Inc. (URI) · Sunbelt Rentals Holdings, Inc. (SUNB) · U-Haul Holding Co (UHAL-B) · Union Pacific Corp (UNP) · CSX Corp (CSX) · Norfolk Southern Corp (NSC) · Westinghouse Air Brake Technologies Corp (WAB) · Canadian National Railway Co (CNI)
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