Seacoast Banking Corp of Florida (SBCF)
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.
- Symbol
- SBCF
- Exchange
- Nasdaq
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $3.18B
- 52 week range
- 28.58 - 36.27
Valuation
- Share price
- $32.83 (close of 2026-09-22)
- P/E (TTM)
- 20.91x
- Price to book
- 1.16x
- Price to free cash flow
- 14.56x
- Enterprise value
- $3.70B
- Book value per share
- $28.20
Price performance
| Period | Change |
|---|
| 1 day | -1.38% |
| 5 days | -4.26% |
| 1 month | -5.17% |
| 3 months | +5.33% |
| 6 months | +11.93% |
| Year to date | +4.49% |
| 1 year | +7.18% |
| 3 years | +50.18% |
| 5 years | +5.73% |
| 10 years | +99.09% |
| All time | +220.92% |
Profitability and growth
- Return on equity
- 5.34%
- Return on assets
- 0.70%
- Net margin
- 17.32%
- EBITDA margin
- 57.29%
- Revenue growth
- 15.27%
- Net income growth
- 19.75%
- Free cash flow growth
- 4.54%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 6.87%
- Net debt to EBITDA
- 1.01x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $836.37M
- EBITDA
- $479.14M
- Net income
- $144.88M
- Earnings per share
- $1.59
- Interest expense
- $282.90M
- Shares outstanding
- 88.28M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $836.37M | $144.88M | $1.59 |
| 2024-12-31 | $725.56M | $120.99M | $1.43 |
| 2023-12-31 | $688.98M | $104.03M | $1.24 |
| 2022-12-31 | $380.49M | $106.51M | $1.67 |
| 2021-12-31 | $284.24M | $124.40M | $2.20 |
| 2020-12-31 | $287.04M | $77.76M | $1.45 |
| 2019-12-31 | $289.82M | $98.74M | $1.92 |
| 2018-12-31 | $241.40M | $67.28M | $1.40 |
| 2017-12-31 | $191.60M | $42.87M | $1.01 |
| 2016-12-31 | $148.06M | $29.20M | $0.79 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 17.32% | 5.34% |
| 2024-12-31 | 16.67% | 5.54% |
| 2023-12-31 | 15.10% | 4.93% |
| 2022-12-31 | 27.99% | 6.62% |
| 2021-12-31 | 43.77% | 9.49% |
| 2020-12-31 | 27.09% | 6.88% |
| 2019-12-31 | 34.07% | 10.02% |
| 2018-12-31 | 27.87% | 7.78% |
| 2017-12-31 | 22.37% | 6.22% |
| 2016-12-31 | 19.72% | 6.71% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $388.55M | $112.76M |
| 2024-12-31 | $476.61M | $106.97M |
| 2023-12-31 | $447.18M | $106.30M |
| 2022-12-31 | $201.94M | $84.53M |
| 2021-12-31 | $737.73M | - |
| 2020-12-31 | $404.09M | - |
| 2019-12-31 | $124.53M | - |
| 2018-12-31 | $115.95M | - |
| 2017-12-31 | $109.50M | - |
| 2016-12-31 | $109.64M | - |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $188.06M | $15.74M |
| 2024-12-31 | $179.90M | $13.74M |
| 2023-12-31 | $150.61M | $13.44M |
| 2022-12-31 | $195.86M | $11.15M |
| 2021-12-31 | $154.57M | $8.69M |
| 2020-12-31 | $60.65M | $7.30M |
| 2019-12-31 | $117.75M | $7.24M |
| 2018-12-31 | $129.61M | $7.82M |
| 2017-12-31 | $48.91M | $5.27M |
| 2016-12-31 | $62.01M | $4.15M |
Dividend history
- Most recent payment
- 2026-09-15
- Paid in the last twelve months
- $0.76
| Payment date | Dividend per share |
|---|
| 2026-09-15 | $0.19 |
| 2026-06-15 | $0.19 |
| 2026-03-13 | $0.19 |
| 2025-12-15 | $0.19 |
| 2025-09-15 | $0.18 |
| 2025-06-13 | $0.18 |
| 2025-03-14 | $0.18 |
| 2024-12-13 | $0.18 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-26
- Consensus EPS estimate
- $0.65
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-28 | Jun/2026 | $0.60 |
| 2026-04-28 | - | - |
| 2026-01-29 | - | - |
| 2025-10-27 | - | - |
| 2025-07-24 | - | - |
| 2025-04-24 | - | - |
| 2025-01-27 | - | - |
| 2024-10-24 | - | - |
Filings and sources
- Company website
- seacoastbanking.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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