Shinhan Financial Group Co Ltd (SHG)

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards, short-term and long-term card loan services, installment financing, and leases; securities trading, consignment trading, and underwriting; life and non-life insurance business; facility rental and new technology business financing; and real estate trust, investment advisory services, venture business investment, and other businesses. Shinhan Financial Group Co., Ltd. was founded in 1982 and is based in Seoul, South Korea.

Symbol
SHG
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
52 week range
47.05 - 85.57

Valuation

Share price
$79.83 (close of 2026-09-23)
P/E (TTM)
13.38x
Price to book
0.97x
Price to free cash flow
13.03x

Price performance

PeriodChange
1 day-2.99%
5 days-3.39%
1 month+6.97%
3 months+22.25%
6 months+28.45%
Year to date+48.85%
1 year+60.49%
3 years+186.44%
5 years+140.89%
10 years+122.62%
All time+421.77%

Profitability and growth

Return on equity
7.57%
Return on invested capital
3.07%
Return on assets
0.60%
Gross margin
8.75%
Net margin
6.01%
EBITDA margin
9.44%
Revenue growth
20.76%
Net income growth
1.88%
Free cash flow growth
1525.35%

Cash flow and balance sheet

Free cash flow yield (TTM)
7.67%
Net debt to EBITDA
14.79x

Latest reported year

Period end
2024-12-31
Fiscal year
2024

Margins and returns by year

Period endGross marginNet marginReturn on equityReturn on capital
2024-12-318.75%6.01%7.57%3.07%
2023-12-319.98%7.12%7.76%3.03%
2022-12-3110.08%7.93%8.73%2.90%
2021-12-31--8.11%17.96%
2020-12-31--7.37%18.84%
2019-12-31--8.12%19.42%
2018-12-31--8.61%11.11%
2017-12-31--8.66%10.86%
2016-12-31--8.74%10.58%
2015-12-31--7.44%8.38%

Investor relations

Next earnings report

Next confirmed report
2026-11-13

Past earnings dates

ReportedFiscal periodEPS estimate
2026-07-23Jun/2026-
2026-05-15--
2026-02-05--
2025-11-14--
2025-07-25--
2025-05-15--
2025-03-04--
2024-10-25--

Filings and sources

Company website
shinhangroup.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Understanding these figures

Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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