U-Haul Holding Co (UHAL)

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail stores and independent U-Haul dealers, and rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products to senior market through direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO and changed its name to U-Haul Holding Company in December 2022. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.

Ticker
UHAL
Exchange
NYSE
Sector
Industrials
Industry
Rental & Leasing Services
Market cap
$11.01B
52-week range
$41.95 - $76.45

Valuation

Share price
$56.74 (close of Nov 6, 2026)
P/E (TTM)
115.70x
Price to book
1.43x
Price to free cash flow
-9.74x
Enterprise value
$18.28B
Book value per share
$39.78

Price performance

PeriodChange
1 day-3.63%
5 days-1.32%
1 month-6.48%
3 months-24.45%
6 months+8.91%
Year to date+12.56%
1 year+6.85%
3 years+7.52%
5 years-25.27%
10 years+79.84%
All time+3,189.28%

Short interest

As of
Oct 15, 2026
Short % of float
18.50%
Shares short
1.73M
Days to cover
11.50
Change since prior report
+4.65%
Source
FINRA consolidated short interest

Profitability and growth

Return on equity
1.09%
Return on invested capital
2.56%
Return on assets
0.39%
Gross margin
95.91%
Net margin
1.38%
EBITDA margin
26.76%
Revenue growth
3.59%
Net income growth
-77.35%

Cash flow and balance sheet

Free cash flow yield (TTM)
-10.27%
Net debt to EBITDA
3.99x

Latest reported year

Period end
Mar 31, 2026
Fiscal year
2026
Revenue
$6.04B
Cost of revenue
$246.86M
Gross profit
$5.79B
EBITDA
$1.62B
Net income
$83.13M
Earnings per share
$0.42
Interest expense
$364.76M
Shares outstanding
196.08M

Income statement by year

Period endRevenueGross profitNet incomeEPS
2026-03-31$6.04B$5.79B$83.13M$0.42
2025-03-31$5.83B$5.59B$367.09M$1.87
2024-03-31$5.63B$5.38B$628.71M$3.21
2023-03-31$5.86B$5.60B$924.47M$4.71
2022-03-31$5.74B$5.48B$1.12B$5.73
2021-03-31$4.54B$4.33B$610.86M$3.12
2020-03-31$3.98B$3.81B$442.05M$2.25
2019-03-31$3.77B$3.61B$370.86M$1.89
2018-03-31$3.60B$3.44B$790.58M$4.04
2017-03-31$3.42B$3.27B$398.42M$2.03

Margins and returns by year

Period endGross marginNet marginReturn on equityReturn on capital
2026-03-3195.91%1.38%1.09%2.56%
2025-03-3195.98%6.30%4.90%4.11%
2024-03-3195.71%11.18%8.77%5.68%
2023-03-3195.52%15.76%14.21%9.08%
2022-03-3195.48%19.59%19.07%10.45%
2021-03-3195.29%13.45%12.42%7.58%
2020-03-3195.88%11.11%10.31%5.52%
2019-03-3195.70%9.84%10.04%6.52%
2018-03-3195.54%21.95%23.19%11.01%
2017-03-3195.54%11.64%15.21%19.59%

Cash and debt by year

Period endCashDebt
2026-03-31$1.12B$8.12B
2025-03-31$988.83M$7.23B
2024-03-31$1.53B$6.30B
2023-03-31$2.08B$6.14B
2022-03-31$2.74B$6.06B
2021-03-31$1.20B$4.70B
2020-03-31$501.35M$4.65B
2019-03-31$679.25M$4.19B
2018-03-31$769.74M$3.54B
2017-03-31$712.96M-

Free cash flow by year

Period endFree cash flow
2026-03-31-$1.36B
2025-03-31-$2.00B
2024-03-31-$1.54B
2023-03-31-$994.29M
2022-03-31-$190.30M
2021-03-31$93.92M
2020-03-31-$1.23B
2019-03-31-$894.38M
2018-03-31-$426.06M
2017-03-31-$360.05M

Dividend history

Most recent payment
Sep 2, 2022
Payment dateDividend per share
2022-09-02$0.50
2022-04-14$0.50
2021-10-15$0.50
2021-09-03$0.50
2021-06-23$0.50
2020-12-18$2.00
2020-09-03$0.50
2019-12-18$0.50

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-11-04Sep 2026$0.84
2026-08-05Jun 2026$0.85
2026-05-27Mar 2026-$0.72
2026-02-04Dec 2025-$0.24
2025-11-05Sep 2025$0.65
2025-08-06Jun 2025$0.70
2025-05-28Mar 2025-$0.27
2025-02-05Dec 2024$0.48

Filings and sources

Company website
uhaul.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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