WesBanco Inc (WSBC)

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts. It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities. In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

Ticker
WSBC
Exchange
Nasdaq
Sector
Financial Services
Industry
Banks - Regional
Market cap
$3.70B
52-week range
$29.75 - $43.02

Valuation

Share price
$38.59 (close of Nov 6, 2026)
P/E (TTM)
10.54x
Price to book
0.91x
Price to free cash flow
9.37x
Enterprise value
$5.10B
Book value per share
$42.54

Price performance

PeriodChange
1 day-0.21%
5 days+0.26%
1 month+3.96%
3 months-7.52%
6 months+12.05%
Year to date+16.10%
1 year+27.23%
3 years+47.12%
5 years+7.43%
10 years+19.03%
All time+221.58%

Short interest

As of
Oct 15, 2026
Short % of float
7.78%
Shares short
7.20M
Days to cover
8.35
Change since prior report
+11.21%
Source
FINRA consolidated short interest

Profitability and growth

Return on equity
5.53%
Return on assets
0.81%
Net margin
22.74%
Revenue growth
61.84%
Net income growth
47.25%
Free cash flow growth
39.52%

Cash flow and balance sheet

Free cash flow yield (TTM)
10.67%
Net debt to EBITDA
1.53x

Latest reported year

Period end
Dec 31, 2025
Fiscal year
2025
Revenue
$981.05M
Net income
$223.10M
Earnings per share
$2.23
Interest expense
$457.64M
Shares outstanding
90.90M

Income statement by year

Period endRevenueNet incomeEPS
2025-12-31$981.05M$223.10M$2.23
2024-12-31$606.19M$151.51M$2.26
2023-12-31$601.78M$159.03M$2.51
2022-12-31$591.70M$192.11M$3.03
2021-12-31$590.72M$242.26M$3.54
2020-12-31$607.66M$122.04M$1.78
2019-12-31$516.62M$158.87M$2.83
2018-12-31$447.51M$143.11M$2.93
2017-12-31$379.13M$94.48M$2.15
2016-12-31$334.83M$86.64M$2.16

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3122.74%5.53%
2024-12-3124.99%5.43%
2023-12-3126.43%6.28%
2022-12-3132.47%7.92%
2021-12-3141.01%9.00%
2020-12-3120.08%4.43%
2019-12-3130.75%6.12%
2018-12-3131.98%7.23%
2017-12-3124.92%6.77%
2016-12-3125.87%6.46%

Cash and debt by year

Period endCash
2025-12-31$956.11M
2024-12-31$568.14M
2023-12-31$595.38M
2022-12-31$408.41M
2021-12-31$1.25B
2020-12-31$905.45M
2019-12-31$234.80M
2018-12-31$169.19M
2017-12-31$117.57M
2016-12-31$128.17M

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$279.99M$8.74M
2024-12-31$200.67M$7.52M
2023-12-31$146.82M$8.32M
2022-12-31$196.15M$6.25M
2021-12-31$327.76M$6.47M
2020-12-31$52.05M$5.65M
2019-12-31$151.16M$5.32M
2018-12-31$187.22M$4.36M
2017-12-31$136.04M$2.96M
2016-12-31$121.02M$2.02M

Dividend history

Most recent payment
Sep 4, 2026
Paid in the last twelve months
$1.52
Payment dateDividend per share
2026-09-04$0.38
2026-06-05$0.38
2026-03-06$0.38
2025-12-05$0.38
2025-09-05$0.37
2025-06-06$0.37
2025-03-10$0.37
2024-12-06$0.37

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-10-21Sep 2026$0.87
2026-07-21Jun 2026$0.86
2026-04-21Mar 2026$0.86
2026-01-27Dec 2025$0.84
2025-10-22Sep 2025$0.89
2025-07-29Jun 2025$0.87
2025-04-29Mar 2025$0.60
2025-01-22Dec 2024$0.54

Filings and sources

Company website
wesbanco.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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