WSFS Financial Corp (WSFS)

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.

Ticker: WSFS
Exchange: Nasdaq
Sector: Financial Services
Industry: Banks - Regional
Market cap: $4.02B
52-week range: $51.40 - $83.30

Valuation

Share price: $78.94 (close of Nov 6, 2026)
P/E (TTM): 12.43x
Price to book: 1.55x
Price to free cash flow: 14.05x
Enterprise value: $2.40B
Book value per share: $51.08

Price performance

Period	Change
1 day	-0.24%
5 days	+0.60%
1 month	+3.98%
3 months	-3.34%
6 months	+9.47%
Year to date	+42.90%
1 year	+46.73%
3 years	+102.83%
5 years	+44.58%
10 years	+124.58%
All time	+2,182.60%

Short interest

As of: Oct 15, 2026
Short % of float: 7.54%
Shares short: 2.60M
Days to cover: 8.86
Change since prior report: +0.87%
Source: FINRA consolidated short interest

Profitability and growth

Return on equity: 10.53%
Return on assets: 1.35%
Net margin: 26.96%
Revenue growth: 1.88%
Net income growth: 8.98%
Free cash flow growth: 3.88%

Cash flow and balance sheet

Free cash flow yield (TTM): 7.12%
Net debt to EBITDA: -2.30x

Latest reported year

Period end: Dec 31, 2025
Fiscal year: 2025
Revenue: $1.07B
Net income: $287.35M
Earnings per share: $5.11
Interest expense: $293.60M
Shares outstanding: 56.28M

Income statement by year

Period end	Revenue	Net income	EPS
2025-12-31	$1.07B	$287.35M	$5.11
2024-12-31	$1.05B	$263.67M	$4.43
2023-12-31	$1.01B	$269.16M	$4.40
2022-12-31	$963.95M	$222.38M	$3.50
2021-12-31	$641.85M	$271.44M	$5.71
2020-12-31	$715.43M	$114.77M	$2.27
2019-12-31	$709.20M	$148.81M	$3.02
2018-12-31	$455.51M	$134.74M	$4.27
2017-12-31	$379.37M	$50.24M	$1.60
2016-12-31	$321.64M	$64.08M	$2.12

Margins and returns by year

Period end	Net margin	Return on equity
2025-12-31	26.96%	10.53%
2024-12-31	25.20%	10.22%
2023-12-31	26.52%	10.90%
2022-12-31	23.07%	10.10%
2021-12-31	42.29%	14.01%
2020-12-31	16.04%	6.41%
2019-12-31	20.98%	8.05%
2018-12-31	29.58%	16.41%
2017-12-31	13.24%	6.94%
2016-12-31	19.92%	9.32%

Cash and debt by year

Period end	Cash
2025-12-31	$1.70B
2024-12-31	$1.15B
2023-12-31	$1.09B
2022-12-31	$837.26M
2021-12-31	$1.53B
2020-12-31	$1.65B
2019-12-31	$571.75M
2018-12-31	$620.76M
2017-12-31	$723.87M
2016-12-31	$821.92M

Free cash flow by year

Period end	Free cash flow	Stock-based compensation
2025-12-31	$213.61M	$12.79M
2024-12-31	$205.64M	$11.90M
2023-12-31	$230.60M	$9.61M
2022-12-31	$472.05M	$6.35M
2021-12-31	$119.07M	$5.69M
2020-12-31	$7.98M	$2.68M
2019-12-31	$75.67M	$3.61M
2018-12-31	$130.07M	$2.29M
2017-12-31	$122.44M	$3.40M
2016-12-31	$70.31M	$3.05M

Dividend history

Most recent payment: Nov 6, 2026
Paid in the last twelve months: $0.94

Payment date	Dividend per share
2026-11-06	$0.20
2026-08-07	$0.20
2026-05-08	$0.20
2026-02-13	$0.17
2025-11-07	$0.17
2025-08-08	$0.17
2025-05-09	$0.17
2025-02-07	$0.15

Investor relations

Past earnings dates

Reported	Fiscal period	EPS estimate
2026-10-22	Sep 2026	$1.61
2026-07-23	Jun 2026	$1.51
2026-04-23	Mar 2026	$1.48
2026-01-26	Dec 2025	$1.26
2025-10-23	Sep 2025	$1.27
2025-07-24	Jun 2025	$1.13
2025-04-24	Mar 2025	$1.04
2025-01-27	Dec 2024	$0.98

Filings and sources

Company website: wsfsbank.com
SEC filings: 10-K, 10-Q and 8-K on EDGAR
Earnings calendar: All upcoming reports

Similar companies

US Bancorp (USB) · PNC Financial Services Group, Inc. (PNC) · Nu Holdings Ltd. (NU) · Truist Financial Corp (TFC) · Fifth Third Bancorp (FITB) · M&T Bank Corp (MTB) · Huntington Bancshares Inc (HBAN) · Citizens Financial Group Inc (CFG)

All Financial Services companies

Understanding these figures

Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

Explore

Company directory · S&P 500 heatmap · Earnings calendar · Super investor holdings · Congress trades