WSFS Financial Corp (WSFS)
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.
- Symbol
- WSFS
- Exchange
- Nasdaq
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $3.98B
- 52 week range
- 49.92 - 82.94
Valuation
- Share price
- $76.99 (close of 2026-09-23)
- P/E (TTM)
- 12.88x
- Price to book
- 1.47x
- Price to free cash flow
- 16.38x
- Enterprise value
- $1.72B
- Book value per share
- $52.34
Price performance
| Period | Change |
|---|
| 1 day | -1.03% |
| 5 days | -4.55% |
| 1 month | -3.62% |
| 3 months | +1.30% |
| 6 months | +20.13% |
| Year to date | +39.37% |
| 1 year | +40.08% |
| 3 years | +115.36% |
| 5 years | +66.25% |
| 10 years | +112.80% |
| All time | +2125.14% |
Profitability and growth
- Return on equity
- 10.53%
- Return on assets
- 1.35%
- Net margin
- 28.18%
- EBITDA margin
- 66.13%
- Revenue growth
- -4.13%
- Net income growth
- 8.98%
- Free cash flow growth
- 3.88%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 6.10%
- Net debt to EBITDA
- -3.25x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $1.02B
- EBITDA
- $674.31M
- Net income
- $287.35M
- Earnings per share
- $5.11
- Interest expense
- $293.60M
- Shares outstanding
- 56.28M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $1.02B | $287.35M | $5.11 |
| 2024-12-31 | $1.06B | $263.67M | $4.43 |
| 2023-12-31 | $976.52M | $269.16M | $4.40 |
| 2022-12-31 | $963.95M | $222.38M | $3.50 |
| 2021-12-31 | $641.85M | $271.44M | $5.71 |
| 2020-12-31 | $715.43M | $114.77M | $2.27 |
| 2019-12-31 | $709.20M | $148.81M | $3.02 |
| 2018-12-31 | $455.51M | $134.74M | $4.27 |
| 2017-12-31 | $379.37M | $50.24M | $1.60 |
| 2016-12-31 | $321.64M | $64.08M | $2.12 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 28.18% | 10.53% |
| 2024-12-31 | 24.79% | 10.22% |
| 2023-12-31 | 27.56% | 10.90% |
| 2022-12-31 | 23.07% | 10.10% |
| 2021-12-31 | 42.29% | 14.01% |
| 2020-12-31 | 16.04% | 6.41% |
| 2019-12-31 | 20.98% | 8.05% |
| 2018-12-31 | 29.58% | 16.41% |
| 2017-12-31 | 13.24% | 6.94% |
| 2016-12-31 | 19.92% | 9.32% |
Cash and debt by year
| Period end | Cash |
|---|
| 2025-12-31 | $1.70B |
| 2024-12-31 | $1.15B |
| 2023-12-31 | $1.09B |
| 2022-12-31 | $837.26M |
| 2021-12-31 | $1.53B |
| 2020-12-31 | $1.65B |
| 2019-12-31 | $571.75M |
| 2018-12-31 | $620.76M |
| 2017-12-31 | $723.87M |
| 2016-12-31 | $821.92M |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $213.61M | $12.79M |
| 2024-12-31 | $205.64M | $11.90M |
| 2023-12-31 | $230.60M | $9.61M |
| 2022-12-31 | $472.05M | $6.35M |
| 2021-12-31 | $119.07M | $5.69M |
| 2020-12-31 | $7.98M | $2.68M |
| 2019-12-31 | $75.67M | $3.61M |
| 2018-12-31 | $130.07M | $2.29M |
| 2017-12-31 | $122.44M | $3.40M |
| 2016-12-31 | $70.31M | $3.05M |
Dividend history
- Most recent payment
- 2026-08-07
- Paid in the last twelve months
- $0.74
| Payment date | Dividend per share |
|---|
| 2026-08-07 | $0.20 |
| 2026-05-08 | $0.20 |
| 2026-02-13 | $0.17 |
| 2025-11-07 | $0.17 |
| 2025-08-08 | $0.17 |
| 2025-05-09 | $0.17 |
| 2025-02-07 | $0.15 |
| 2024-11-08 | $0.15 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-22
- Consensus EPS estimate
- $1.67
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-23 | Jun/2026 | $1.51 |
| 2026-04-23 | - | - |
| 2026-01-26 | - | - |
| 2025-10-23 | - | - |
| 2025-07-24 | - | - |
| 2025-04-24 | - | - |
| 2025-01-27 | - | - |
| 2024-10-24 | - | - |
Filings and sources
- Company website
- wsfsbank.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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