Kinsale Capital Group, Inc. (KNSL)
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
- Symbol
- KNSL
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Market cap
- $8.01B
- 52 week range
- 287.2 - 485
Valuation
- Share price
- $339.38 (close of 2026-09-23)
- P/E (TTM)
- 14.22x
- Price to book
- 3.94x
- Price to free cash flow
- 8.01x
- Enterprise value
- $8.03B
- Book value per share
- $89.34
Price performance
| Period | Change |
|---|
| 1 day | -5.25% |
| 5 days | -8.08% |
| 1 month | -11.52% |
| 3 months | +11.46% |
| 6 months | +3.45% |
| Year to date | -13.23% |
| 1 year | -20.70% |
| 3 years | -20.36% |
| 5 years | +104.54% |
| 10 years | +1477.04% |
| All time | +1749.48% |
Profitability and growth
- Return on equity
- 25.70%
- Return on assets
- 8.33%
- Net margin
- 26.87%
- EBITDA margin
- 34.16%
- Revenue growth
- 18.04%
- Net income growth
- 21.40%
- Free cash flow growth
- 3.96%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 12.49%
- Net debt to EBITDA
- 0.02x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $1.87B
- EBITDA
- $640.14M
- Net income
- $503.61M
- Earnings per share
- $21.76
- Shares outstanding
- 23.14M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $1.87B | $503.61M | $21.76 |
| 2024-12-31 | $1.59B | $414.84M | $17.92 |
| 2023-12-31 | $1.22B | $308.09M | $13.37 |
| 2022-12-31 | $838.80M | $159.11M | $6.97 |
| 2021-12-31 | $653.47M | $152.66M | $6.73 |
| 2020-12-31 | $459.89M | $88.42M | $3.96 |
| 2019-12-31 | $315.89M | $63.32M | $2.94 |
| 2018-12-31 | $222.11M | $33.79M | $1.60 |
| 2017-12-31 | $186.78M | $24.90M | $1.19 |
| 2016-12-31 | $141.62M | $26.17M | $0.98 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 26.87% | 25.70% |
| 2024-12-31 | 26.13% | 27.96% |
| 2023-12-31 | 25.16% | 28.35% |
| 2022-12-31 | 18.97% | 21.34% |
| 2021-12-31 | 23.36% | 21.83% |
| 2020-12-31 | 19.23% | 15.34% |
| 2019-12-31 | 20.04% | 15.60% |
| 2018-12-31 | 15.21% | 12.80% |
| 2017-12-31 | 13.33% | 10.45% |
| 2016-12-31 | 18.48% | 12.45% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $163.36M | $224.40M |
| 2024-12-31 | $113.21M | $184.12M |
| 2023-12-31 | $126.69M | $183.85M |
| 2022-12-31 | $156.27M | $195.75M |
| 2021-12-31 | $121.04M | $42.70M |
| 2020-12-31 | $77.09M | $42.57M |
| 2019-12-31 | $100.41M | $16.74M |
| 2018-12-31 | $75.09M | - |
| 2017-12-31 | $81.75M | - |
| 2016-12-31 | $50.75M | - |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $990.05M | $17.88M |
| 2024-12-31 | $952.36M | $14.15M |
| 2023-12-31 | $853.23M | $9.36M |
| 2022-12-31 | $550.91M | $6.68M |
| 2021-12-31 | $401.12M | $4.84M |
| 2020-12-31 | $247.10M | $3.58M |
| 2019-12-31 | $158.74M | $2.74M |
| 2018-12-31 | $102.71M | $1.60M |
| 2017-12-31 | $77.22M | $652.00K |
| 2016-12-31 | $73.18M | $492.00K |
Dividend history
- Most recent payment
- 2026-08-28
- Paid in the last twelve months
- $0.92
| Payment date | Dividend per share |
|---|
| 2026-08-28 | $0.25 |
| 2026-05-28 | $0.25 |
| 2026-02-26 | $0.25 |
| 2025-11-28 | $0.17 |
| 2025-08-29 | $0.17 |
| 2025-05-29 | $0.17 |
| 2025-02-27 | $0.17 |
| 2024-11-29 | $0.15 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-22
- Consensus EPS estimate
- $4.87
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-23 | Jun/2026 | $5.10 |
| 2026-04-23 | - | - |
| 2026-02-12 | - | - |
| 2025-10-23 | - | - |
| 2025-07-24 | - | - |
| 2025-04-24 | - | - |
| 2025-02-13 | - | - |
| 2024-10-24 | - | - |
Filings and sources
- Company website
- kinsalecapitalgroup.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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