Bank of Nova Scotia (BNS)

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.

Symbol
BNS
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Diversified
52 week range
62.98 - 95.58

Valuation

Share price
$92.28 (close of 2026-09-23)
P/E (TTM)
19.17x
Price to book
1.80x
Price to free cash flow
11.83x

Price performance

PeriodChange
1 day-3.22%
5 days-1.07%
1 month+5.38%
3 months+6.82%
6 months+33.24%
Year to date+25.23%
1 year+43.36%
3 years+96.46%
5 years+49.60%
10 years+72.52%
All time+430.34%

Profitability and growth

Return on equity
8.79%
Return on assets
0.53%
Net margin
20.64%
EBITDA margin
32.18%
Revenue growth
12.09%
Net income growth
0.40%
Free cash flow growth
-65.45%

Cash flow and balance sheet

Free cash flow yield (TTM)
8.45%
Net debt to EBITDA
26.31x

Latest reported year

Period end
2025-10-31
Fiscal year
2025
Shares outstanding
1.24B

Margins and returns by year

Period endNet marginReturn on equity
2025-10-3120.64%8.79%
2024-10-3123.04%9.23%
2023-10-3122.78%9.34%
2022-10-3131.56%13.27%
2021-10-3130.79%13.20%
2020-10-3121.63%9.61%
2019-10-3127.03%11.95%
2018-10-3129.71%12.63%
2017-10-3129.48%12.99%
2016-10-3127.01%12.31%

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-08-25Jul/2026-
2026-05-27--
2026-02-24--
2025-12-02--
2025-08-26--
2025-05-27--
2025-05-26--
2025-02-25--

Filings and sources

Company website
scotiabank.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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All Financial Services companies

Understanding these figures

Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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