Wells Fargo & Company (WFC)
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.
- Symbol
- WFC
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Diversified
- Market cap
- $243.04B
- 52 week range
- 72.78 - 97.76
Valuation
- Share price
- $80.28 (close of 2026-10-01)
- P/E (TTM)
- 11.53x
- Price to book
- 1.33x
- Price to free cash flow
- 12.68x
- Enterprise value
- $248.88B
- Book value per share
- $60.20
Price performance
| Period | Change |
|---|---|
| 1 day | +0.29% |
| 5 days | -2.31% |
| 1 month | -7.77% |
| 3 months | -6.59% |
| 6 months | -0.36% |
| Year to date | -13.86% |
| 1 year | -0.73% |
| 3 years | +96.47% |
| 5 years | +70.73% |
| 10 years | +81.31% |
| All time | +9022.74% |
Members of Congress who disclosed WFC trades
Mitch McConnell · Julie Johnson · Val Hoyle · Gilbert Ray Cisneros · Jefferson Shreve · Alan Armstrong · Emily Randall · French Hill · John Boozman · Julia Letlow · Lloyd Smucker · Shelley Moore Capito
Super investors holding WFC
Richard Pzena (Pzena Investment Management) · Christopher Davis (Davis Selected Advisers) · Tweedy Browne (Tweedy Browne Company LLC)
Profitability and growth
- Return on equity
- 11.66%
- Return on assets
- 0.99%
- Net margin
- 25.49%
- EBITDA margin
- 86.89%
- Revenue growth
- 1.70%
- Net income growth
- 8.19%
- Free cash flow growth
- -726.06%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 7.89%
- Net debt to EBITDA
- 0.08x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $83.70B
- EBITDA
- $72.72B
- Net income
- $21.34B
- Earnings per share
- $6.34
- Interest expense
- $39.83B
- Shares outstanding
- 3.20B
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $83.70B | $21.34B | $6.34 |
| 2024-12-31 | $82.30B | $19.72B | $5.43 |
| 2023-12-31 | $82.60B | $19.14B | $4.88 |
| 2022-12-31 | $74.37B | $13.68B | $3.30 |
| 2021-12-31 | $79.17B | $22.11B | $5.13 |
| 2020-12-31 | $74.26B | $3.38B | $0.43 |
| 2019-12-31 | $85.06B | $19.71B | $4.12 |
| 2018-12-31 | $86.41B | $22.39B | $4.31 |
| 2017-12-31 | $88.39B | $22.18B | $4.14 |
| 2016-12-31 | $88.27B | $21.94B | $4.03 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 25.49% | 11.66% |
| 2024-12-31 | 23.96% | 10.89% |
| 2023-12-31 | 23.18% | 10.21% |
| 2022-12-31 | 18.39% | 7.51% |
| 2021-12-31 | 27.93% | 11.64% |
| 2020-12-31 | 4.55% | 1.83% |
| 2019-12-31 | 23.18% | 10.50% |
| 2018-12-31 | 25.92% | 11.36% |
| 2017-12-31 | 25.10% | 10.66% |
| 2016-12-31 | 24.85% | 10.94% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $172.59B | $174.71B |
| 2024-12-31 | $201.90B | $173.08B |
| 2023-12-31 | $236.05B | $207.59B |
| 2022-12-31 | $159.16B | $174.87B |
| 2021-12-31 | $234.23B | $160.69B |
| 2020-12-31 | $264.61B | $212.95B |
| 2019-12-31 | $141.25B | $228.19B |
| 2018-12-31 | $173.29B | $229.04B |
| 2017-12-31 | $215.95B | $225.02B |
| 2016-12-31 | $221.40B | $255.08B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | -$19.00B | $1.48B |
| 2024-12-31 | $3.04B | $1.28B |
| 2023-12-31 | $40.36B | $1.12B |
| 2022-12-31 | $27.05B | $978.00M |
| 2021-12-31 | -$11.53B | $1.00B |
| 2020-12-31 | $2.05B | $622.00M |
| 2019-12-31 | $6.73B | $1.22B |
| 2018-12-31 | $36.07B | $1.02B |
| 2017-12-31 | $18.62B | $849.00M |
| 2016-12-31 | $1.01B | $779.00M |
Dividend history
- Most recent payment
- 2026-08-07
- Paid in the last twelve months
- $1.85
| Payment date | Dividend per share |
|---|---|
| 2026-08-07 | $0.50 |
| 2026-05-08 | $0.45 |
| 2026-02-06 | $0.45 |
| 2025-11-07 | $0.45 |
| 2025-08-08 | $0.45 |
| 2025-05-09 | $0.40 |
| 2025-02-07 | $0.40 |
| 2024-11-08 | $0.40 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-14
- Consensus EPS estimate
- $1.84
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-14 | Jun/2026 | $1.73 |
| 2026-04-14 | - | - |
| 2026-01-14 | - | - |
| 2025-10-14 | - | - |
| 2025-07-15 | - | - |
| 2025-04-11 | - | - |
| 2025-01-15 | - | - |
| 2024-10-11 | - | - |
Filings and sources
- Company website
- wellsfargo.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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