Bank of America Corp (BAC)
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.
- Symbol
- BAC
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Diversified
- Market cap
- $372.86B
- 52 week range
- 46.12 - 65.23
Valuation
- Share price
- $53.73 (close of 2026-10-01)
- P/E (TTM)
- 12.13x
- Price to book
- 1.24x
- Price to free cash flow
- 3.94x
- Enterprise value
- $494.91B
- Book value per share
- $42.90
Price performance
| Period | Change |
|---|---|
| 1 day | -1.29% |
| 5 days | -4.10% |
| 1 month | -13.32% |
| 3 months | -7.93% |
| 6 months | +9.05% |
| Year to date | -2.31% |
| 1 year | +6.02% |
| 3 years | +96.24% |
| 5 years | +24.72% |
| 10 years | +243.32% |
| All time | +1060.48% |
Members of Congress who disclosed BAC trades
Lisa McClain · Jefferson Shreve · Julie Johnson · Val Hoyle · Bruce Westerman · John Boozman · Alan Armstrong · Angus King · George Whitesides · Jim Himes · Laurel Lee · Marjorie Taylor Greene
Super investors holding BAC
Warren Buffett (Berkshire Hathaway) · Bill Nygren (Harris Associates LP) · Harry Burn (Sound Shore Management) · Tweedy Browne (Tweedy Browne Company LLC) · Glenn Greenberg (Brave Warrior Advisors, LLC)
Profitability and growth
- Return on equity
- 10.06%
- Return on assets
- 0.89%
- Net margin
- 26.98%
- EBITDA margin
- 104.76%
- Revenue growth
- 6.84%
- Net income growth
- 13.11%
- Free cash flow growth
- 243.25%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 25.41%
- Net debt to EBITDA
- 1.05x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $113.10B
- EBITDA
- $118.48B
- Net income
- $30.51B
- Earnings per share
- $3.86
- Interest expense
- $78.47B
- Shares outstanding
- 7.52B
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $113.10B | $30.51B | $3.86 |
| 2024-12-31 | $105.86B | $26.97B | $3.23 |
| 2023-12-31 | $102.77B | $26.30B | $3.07 |
| 2022-12-31 | $94.95B | $27.53B | $3.21 |
| 2021-12-31 | $89.11B | $31.98B | $3.60 |
| 2020-12-31 | $85.53B | $17.89B | $1.88 |
| 2019-12-31 | $91.24B | $27.43B | $2.77 |
| 2018-12-31 | $91.02B | $28.15B | $2.64 |
| 2017-12-31 | $87.13B | $18.23B | $1.63 |
| 2016-12-31 | $83.70B | $17.82B | $1.57 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 26.98% | 10.06% |
| 2024-12-31 | 25.48% | 9.18% |
| 2023-12-31 | 25.60% | 9.06% |
| 2022-12-31 | 28.99% | 10.08% |
| 2021-12-31 | 35.88% | 11.84% |
| 2020-12-31 | 20.92% | 6.56% |
| 2019-12-31 | 30.06% | 10.36% |
| 2018-12-31 | 30.92% | 10.61% |
| 2017-12-31 | 20.93% | 6.82% |
| 2016-12-31 | 21.29% | 6.70% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $231.84B | $317.82B |
| 2024-12-31 | $290.11B | $283.28B |
| 2023-12-31 | $333.07B | $302.20B |
| 2022-12-31 | $230.20B | $275.98B |
| 2021-12-31 | $348.22B | $280.12B |
| 2020-12-31 | $380.46B | $262.93B |
| 2019-12-31 | $161.56B | $240.86B |
| 2018-12-31 | $177.40B | $229.39B |
| 2017-12-31 | $157.43B | $227.40B |
| 2016-12-31 | $147.74B | $216.82B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $12.61B | $4.00B |
| 2024-12-31 | -$8.80B | $3.43B |
| 2023-12-31 | $44.98B | $2.94B |
| 2022-12-31 | -$6.33B | $2.86B |
| 2021-12-31 | -$7.19B | $2.77B |
| 2020-12-31 | $37.99B | $2.03B |
| 2019-12-31 | $61.78B | $1.97B |
| 2018-12-31 | $39.52B | $1.73B |
| 2017-12-31 | $9.86B | $1.65B |
| 2016-12-31 | $17.28B | $1.37B |
Dividend history
- Most recent payment
- 2026-09-04
- Paid in the last twelve months
- $1.16
| Payment date | Dividend per share |
|---|---|
| 2026-09-04 | $0.32 |
| 2026-06-05 | $0.28 |
| 2026-03-06 | $0.28 |
| 2025-12-05 | $0.28 |
| 2025-09-05 | $0.28 |
| 2025-06-06 | $0.26 |
| 2025-03-07 | $0.26 |
| 2024-12-06 | $0.26 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-14
- Consensus EPS estimate
- $1.16
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-14 | Jun/2026 | $1.13 |
| 2026-04-15 | - | - |
| 2026-01-14 | - | - |
| 2025-10-15 | - | - |
| 2025-07-16 | - | - |
| 2025-04-15 | - | - |
| 2025-01-16 | - | - |
| 2024-10-15 | - | - |
Filings and sources
- Company website
- bankofamerica.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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