Home Bancshares Inc (HOMB)
Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also provides loans comprising non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. In addition, the company offers other banking services, such as internet and mobile banking, voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. Further, it provides trust, wealth management, and custodial services, as well as trustee services, escrow, and paying agent services. Additionally, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. It operates its branches in Arkansas, Florida, Texas, South Alabama, and New York City. Home BancShares, Inc. was founded in 1903 and is headquartered in Conway, Arkansas.
- Symbol
- HOMB
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $5.78B
- 52 week range
- 25.5 - 31.7
Valuation
- Share price
- $28.84 (close of 2026-09-23)
- P/E (TTM)
- 11.92x
- Price to book
- 1.27x
- Price to free cash flow
- 13.45x
- Enterprise value
- $5.46B
- Book value per share
- $22.68
Price performance
| Period | Change |
|---|
| 1 day | -2.60% |
| 5 days | -4.53% |
| 1 month | -4.72% |
| 3 months | +2.34% |
| 6 months | +8.79% |
| Year to date | +3.82% |
| 1 year | +0.38% |
| 3 years | +37.66% |
| 5 years | +29.56% |
| 10 years | +33.21% |
| All time | +585.04% |
Profitability and growth
- Return on equity
- 11.06%
- Return on assets
- 2.08%
- Net margin
- 37.18%
- EBITDA margin
- 80.34%
- Revenue growth
- -1.61%
- Net income growth
- 18.20%
- Free cash flow growth
- -10.68%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 7.44%
- Net debt to EBITDA
- -0.32x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $1.28B
- EBITDA
- $1.03B
- Net income
- $475.44M
- Earnings per share
- $2.41
- Interest expense
- $386.46M
- Shares outstanding
- 197.45M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|
| 2025-12-31 | $1.28B | $475.44M | $2.41 |
| 2024-12-31 | $1.30B | $402.24M | $2.01 |
| 2023-12-31 | $1.18B | $392.93M | $1.94 |
| 2022-12-31 | $877.77M | - | $1.57 |
| 2021-12-31 | $625.17M | - | $1.94 |
| 2020-12-31 | $675.96M | - | $1.30 |
| 2019-12-31 | $717.99M | - | $1.73 |
| 2018-12-31 | $685.37M | - | $1.73 |
| 2017-12-31 | $520.25M | - | $0.90 |
| 2016-12-31 | $436.54M | - | $1.26 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|
| 2025-12-31 | 37.18% | 11.06% |
| 2024-12-31 | 30.95% | 10.15% |
| 2023-12-31 | 33.44% | 10.36% |
| 2022-12-31 | 0.00% | 0.00% |
| 2021-12-31 | 0.00% | 0.00% |
| 2020-12-31 | 0.00% | 0.00% |
| 2019-12-31 | 0.00% | 0.00% |
| 2018-12-31 | 0.00% | 0.00% |
| 2017-12-31 | 0.00% | 0.00% |
| 2016-12-31 | 0.00% | 0.00% |
Cash and debt by year
| Period end | Cash | Debt |
|---|
| 2025-12-31 | $667.34M | $1.48B |
| 2024-12-31 | $910.35M | $1.22B |
| 2023-12-31 | $1.00B | $1.33B |
| 2022-12-31 | $724.79M | $1.14B |
| 2021-12-31 | $3.65B | $1.07B |
| 2020-12-31 | $1.26B | $1.11B |
| 2019-12-31 | $490.60M | $1.26B |
| 2018-12-31 | $657.94M | $821.30M |
| 2017-12-31 | $635.93M | $695.30M |
| 2016-12-31 | $216.65M | $1.27B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|
| 2025-12-31 | $377.02M | $10.72M |
| 2024-12-31 | $422.12M | $9.22M |
| 2023-12-31 | $357.20M | $9.27M |
| 2022-12-31 | $393.59M | $9.13M |
| 2021-12-31 | $379.10M | $8.85M |
| 2020-12-31 | $280.18M | $8.61M |
| 2019-12-31 | $232.52M | $10.72M |
| 2018-12-31 | $295.95M | $9.08M |
| 2017-12-31 | $134.88M | $6.71M |
| 2016-12-31 | $172.62M | $6.63M |
Dividend history
- Most recent payment
- 2026-08-12
- Paid in the last twelve months
- $0.86
| Payment date | Dividend per share |
|---|
| 2026-08-12 | $0.23 |
| 2026-05-13 | $0.21 |
| 2026-02-11 | $0.21 |
| 2025-11-12 | $0.21 |
| 2025-08-13 | $0.20 |
| 2025-05-14 | $0.20 |
| 2025-02-12 | $0.20 |
| 2024-11-13 | $0.20 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-14
- Consensus EPS estimate
- $0.63
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|
| 2026-07-15 | Jun/2026 | $0.62 |
| 2026-04-15 | - | - |
| 2026-01-14 | - | - |
| 2025-10-15 | - | - |
| 2025-07-16 | - | - |
| 2025-04-16 | - | - |
| 2025-01-15 | - | - |
| 2024-10-16 | - | - |
Filings and sources
- Company website
- homebancshares.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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