Home Bancshares Inc (HOMB)

Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also provides loans comprising non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. In addition, the company offers other banking services, such as internet and mobile banking, voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. Further, it provides trust, wealth management, and custodial services, as well as trustee services, escrow, and paying agent services. Additionally, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. It operates its branches in Arkansas, Florida, Texas, South Alabama, and New York City. Home BancShares, Inc. was founded in 1903 and is headquartered in Conway, Arkansas.

Ticker
HOMB
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Regional
Market cap
$5.95B
52-week range
$25.50 - $31.70

Valuation

Share price
$29.86 (close of Nov 6, 2026)
P/E (TTM)
12.24x
Price to book
1.31x
Price to free cash flow
12.45x
Enterprise value
$6.62B
Book value per share
$22.74

Price performance

PeriodChange
1 day-0.70%
5 days+0.30%
1 month+4.59%
3 months-3.15%
6 months+10.47%
Year to date+7.49%
1 year+10.23%
3 years+39.93%
5 years+13.45%
10 years+40.12%
All time+609.47%

Short interest

As of
Oct 15, 2026
Short % of float
6.70%
Shares short
9.54M
Days to cover
5.42
Change since prior report
-3.70%
Source
FINRA consolidated short interest

Members of Congress who disclosed HOMB trades

Lisa McClain · Jefferson Shreve

Super investors holding HOMB

Ken Griffin (Citadel) · Robert Olstein (Olstein Capital Management) · Bruce Berkowitz (Fairholme Capital)

Profitability and growth

Return on equity
11.06%
Return on assets
2.08%
Net margin
43.58%
Revenue growth
7.23%
Net income growth
18.20%
Free cash flow growth
-10.68%

Cash flow and balance sheet

Free cash flow yield (TTM)
8.03%
Net debt to EBITDA
0.65x

Latest reported year

Period end
Dec 31, 2025
Fiscal year
2025
Revenue
$1.09B
Net income
$475.44M
Earnings per share
$2.41
Interest expense
$386.46M
Shares outstanding
197.45M

Income statement by year

Period endRevenueNet incomeEPS
2025-12-31$1.09B$475.44M$2.41
2024-12-31$1.02B$402.24M$2.01
2023-12-31$996.88M$392.93M$1.94
2022-12-31$933.79M$305.26M$1.57
2021-12-31$710.54M$319.02M$1.94
2020-12-31$694.34M$214.45M$1.30
2019-12-31$662.73M$289.54M$1.73
2018-12-31$663.85M$300.40M$1.73
2017-12-31$555.54M$135.08M$0.90
2016-12-31$493.01M$177.15M$1.26

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3143.58%11.06%
2024-12-3139.54%10.15%
2023-12-3139.42%10.36%
2022-12-3132.69%8.66%
2021-12-3144.90%11.53%
2020-12-3130.89%8.23%
2019-12-3143.69%11.53%
2018-12-3145.25%12.78%
2017-12-3124.32%6.13%
2016-12-3135.93%13.34%

Cash and debt by year

Period endCashDebt
2025-12-31$667.34M$1.48B
2024-12-31$910.35M$1.22B
2023-12-31$1.00B$1.33B
2022-12-31$724.79M$1.14B
2021-12-31$3.65B$1.07B
2020-12-31$1.26B$1.11B
2019-12-31$490.60M$1.26B
2018-12-31$657.94M$821.30M
2017-12-31$635.93M$695.30M
2016-12-31$216.65M$1.27B

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$377.02M$10.72M
2024-12-31$422.12M$9.22M
2023-12-31$357.20M$9.27M
2022-12-31$393.59M$9.13M
2021-12-31$379.10M$8.85M
2020-12-31$280.18M$8.61M
2019-12-31$232.52M$10.72M
2018-12-31$295.95M$9.08M
2017-12-31$134.88M$6.71M
2016-12-31$172.62M$6.63M

Dividend history

Most recent payment
Aug 12, 2026
Paid in the last twelve months
$0.86
Payment dateDividend per share
2026-08-12$0.23
2026-05-13$0.21
2026-02-11$0.21
2025-11-12$0.21
2025-08-13$0.20
2025-05-14$0.20
2025-02-12$0.20
2024-11-13$0.20

Investor relations

Past earnings dates

ReportedFiscal periodEPS estimate
2026-10-14Sep 2026$0.64
2026-07-15Jun 2026$0.62
2026-04-15Mar 2026$0.60
2026-01-14Dec 2025$0.60
2025-10-15Sep 2025$0.60
2025-07-16Jun 2025$0.58
2025-04-16Mar 2025$0.54
2025-01-15Dec 2024$0.52

Filings and sources

Company website
homebancshares.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Understanding these figures

Price-to-earnings ratio · Short interest · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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