KeyCorp (KEY)
KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits and investment products; personal finance and financial wellness, lending, student loan refinancing, mortgage and home equity, credit card, treasury, and business advisory; commercial leasing, investment management, consumer finance; and wealth management and investment services for institutional, non-profit, and high-net-worth clients. It also provides lending, cash management, equipment financing, and commercial mortgage loans; and capital market products and services, such as syndicated finance, debt and equity underwriting, fixed income and equity sales and trading, derivatives, foreign exchange, mergers and acquisition, other advisory services, and public finance to large corporate and institutional clients. In addition, the company offers personal and institutional trust custody services, personal financial and planning services, access to mutual funds, treasury services, and international banking services. Further, it provides community development financing, securities underwriting, brokerage, and investment banking services, as well as merchant services. The company was founded in 1849 and is headquartered in Cleveland, Ohio.
- Symbol
- KEY
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Banks - Regional
- Market cap
- $21.51B
- 52 week range
- 16.47 - 24.07
Valuation
- Share price
- $20.08 (close of 2026-10-02)
- P/E (TTM)
- 11.61x
- Price to book
- 1.09x
- Price to free cash flow
- 17.94x
- Enterprise value
- $22.03B
- Book value per share
- $18.48
Price performance
| Period | Change |
|---|---|
| 1 day | +0.15% |
| 5 days | -2.57% |
| 1 month | -7.89% |
| 3 months | -12.77% |
| 6 months | -1.91% |
| Year to date | -2.71% |
| 1 year | +8.83% |
| 3 years | +92.15% |
| 5 years | -10.12% |
| 10 years | +65.00% |
| All time | +228.10% |
Members of Congress who disclosed KEY trades
Julie Johnson · Gilbert Ray Cisneros · Alan Armstrong · Tommy Tuberville
Super investors holding KEY
Ken Griffin (Citadel) · Richard Pzena (Pzena Investment Management) · Ray Dalio (Bridgewater Associates)
Profitability and growth
- Return on equity
- 8.97%
- Return on assets
- 0.99%
- Net margin
- 104.57%
- EBITDA margin
- 351.17%
- Revenue growth
- 6.45%
- Net income growth
- 1236.02%
- Free cash flow growth
- 250.75%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 5.57%
- Net debt to EBITDA
- 0.09x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $1.75B
- EBITDA
- $6.14B
- Net income
- $1.83B
- Earnings per share
- $1.53
- Interest expense
- $3.75B
- Shares outstanding
- 1.10B
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $1.75B | $1.83B | $1.53 |
| 2024-12-31 | $1.64B | -$161.00M | $-0.32 |
| 2023-12-31 | $1.44B | $967.00M | $0.89 |
| 2022-12-31 | $1.59B | $1.92B | $1.94 |
| 2021-12-31 | $1.82B | $2.63B | $2.65 |
| 2020-12-31 | $1.43B | $1.34B | $1.28 |
| 2019-12-31 | $1.30B | $1.72B | $1.63 |
| 2018-12-31 | $1.32B | $1.87B | $1.73 |
| 2017-12-31 | $6.31B | $1.30B | $1.14 |
| 2016-12-31 | $5.02B | $791.00M | $0.81 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 104.57% | 8.97% |
| 2024-12-31 | -9.80% | -0.89% |
| 2023-12-31 | 67.39% | 6.61% |
| 2022-12-31 | 120.26% | 14.25% |
| 2021-12-31 | 143.99% | 15.07% |
| 2020-12-31 | 94.05% | 7.47% |
| 2019-12-31 | 131.87% | 10.08% |
| 2018-12-31 | 141.79% | 11.96% |
| 2017-12-31 | 20.55% | 8.63% |
| 2016-12-31 | 15.74% | 5.19% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $11.45B | $9.92B |
| 2024-12-31 | $19.25B | $12.11B |
| 2023-12-31 | $11.76B | $19.55B |
| 2022-12-31 | $3.32B | $19.31B |
| 2021-12-31 | $11.92B | $12.04B |
| 2020-12-31 | $17.29B | $13.71B |
| 2019-12-31 | $2.00B | $12.45B |
| 2018-12-31 | $3.24B | $13.73B |
| 2017-12-31 | $5.12B | $14.33B |
| 2016-12-31 | $3.45B | $12.38B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $2.10B | $132.00M |
| 2024-12-31 | $599.00M | $104.00M |
| 2023-12-31 | $2.76B | $121.00M |
| 2022-12-31 | $4.37B | $120.00M |
| 2021-12-31 | $1.09B | $104.00M |
| 2020-12-31 | $1.61B | $101.00M |
| 2019-12-31 | $2.82B | $96.00M |
| 2018-12-31 | $2.41B | $99.00M |
| 2017-12-31 | $1.70B | $100.00M |
| 2016-12-31 | $1.54B | $99.00M |
Dividend history
- Most recent payment
- 2026-09-01
- Paid in the last twelve months
- $0.82
| Payment date | Dividend per share |
|---|---|
| 2026-09-01 | $0.20 |
| 2026-06-02 | $0.20 |
| 2026-03-03 | $0.20 |
| 2025-12-02 | $0.20 |
| 2025-09-02 | $0.20 |
| 2025-05-27 | $0.20 |
| 2025-03-04 | $0.20 |
| 2024-12-03 | $0.20 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-10-20
- Consensus EPS estimate
- $0.46
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-07-21 | Jun/2026 | $0.42 |
| 2026-04-16 | Mar/2026 | $0.41 |
| 2026-01-20 | Dec/2025 | $0.38 |
| 2025-10-16 | Sep/2025 | $0.38 |
| 2025-07-22 | Jun/2025 | $0.34 |
| 2025-04-17 | Mar/2025 | $0.32 |
| 2025-01-21 | Dec/2024 | $0.33 |
| 2024-10-17 | Sep/2024 | $0.27 |
Filings and sources
- Company website
- key.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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