Sumitomo Mitsui Financial Group, Inc. (SMFG)

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit segments. The Wholesale Business Unit segment offers bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans; deposits and investment trusts; risk hedging services, including forward exchange contracts and derivatives; stand-by credit, and performance bond and credit guarantee services; remittance, cash management, trade finance, and supply chain finance services; merger and acquisition, and other advisory services; digital services; and equipment, operating and leveraged leasing services. The Retail Business Unit segment provides wealth management services, such as time deposits and foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services; credit card, installment, and transaction services; and consumer finance and housing loans. The Global Business Unit segment offers loans, deposits, clearing, trade finance, project finance, loan syndication, derivatives, and global cash management services; equity and fixed income sales and trading, and underwriting services; and construction machinery, transportation equipment, industrial machinery, medical equipment, and other leasing services. The Global Markets Business Unit segment provides asset liability management and portfolio management, foreign currency funding, and sales and trading services. The company offers system development, data processing, management consulting, economic research, and asset management services. Sumitomo Mitsui Financial Group, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan.

Symbol
SMFG
Exchange
NYSE
Sector
Financial Services
Industry
Banks - Diversified
52 week range
15.18 - 27.62

Valuation

Share price
$25.85 (close of 2026-09-23)
P/E (TTM)
33.70x
Price to book
0.97x
Price to free cash flow
5.40x

Price performance

PeriodChange
1 day-3.07%
5 days-3.47%
1 month+3.19%
3 months+7.93%
6 months+32.36%
Year to date+33.73%
1 year+52.42%
3 years+151.71%
5 years+261.54%
10 years+260.03%
All time+15.40%

Profitability and growth

Return on equity
2.90%
Return on assets
0.16%
Net income growth
-45.25%
Free cash flow growth
223.65%

Cash flow and balance sheet

Free cash flow yield (TTM)
18.52%
Net debt to EBITDA
-47.07x

Latest reported year

Period end
2025-03-31
Fiscal year
2025

Margins and returns by year

Period endReturn on equity
2025-03-312.90%
2024-03-315.36%
2023-03-316.74%
2022-03-313.91%
2021-03-315.60%
2020-03-311.83%
2019-03-314.60%
2018-03-316.08%
2017-03-315.28%
2016-03-317.64%

Investor relations

Next earnings report

Next confirmed report
2026-11-13

Past earnings dates

ReportedFiscal periodEPS estimate
2026-07-31Jun/2026-
2026-05-13--
2025-11-14--
2025-07-31--
2025-05-14--
2025-01-29--
2024-11-14--
2024-08-02--

Filings and sources

Company website
smfg.co.jp
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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