Equifax Inc (EFX)

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

Symbol
EFX
Exchange
NYSE
Sector
Industrials
Industry
Consulting Services
Market cap
$16.46B
52 week range
137.01 - 244.37

Valuation

Share price
$140.00 (close of 2026-10-02)
P/E (TTM)
24.43x
Price to book
3.74x
Price to free cash flow
14.90x
Enterprise value
$21.76B
Book value per share
$37.40

Price performance

PeriodChange
1 day+0.19%
5 days-5.48%
1 month-24.52%
3 months-18.64%
6 months-23.24%
Year to date-35.48%
1 year-39.75%
3 years-21.76%
5 years-45.38%
10 years+4.03%
All time+18081.82%

Members of Congress who disclosed EFX trades

Byron Donalds · Gilbert Ray Cisneros · Robert Bresnahan

Super investors holding EFX

Bill Nygren (Harris Associates LP) · John Armitage (Egerton Capital (UK) LLP) · Ken Griffin (Citadel) · Wallace Weitz (Weitz Investment Management) · AKO Capital (AKO Capital LLP) · Vulcan Value Partners (Vulcan Value Partners, LLC) · Robert Olstein (Olstein Capital Management) · Hillman Capital (Hillman Capital Management, Inc)

Profitability and growth

Return on equity
14.28%
Return on invested capital
9.07%
Return on assets
5.57%
Return on capital employed
11.49%
Gross margin
44.60%
Net margin
10.87%
EBITDA margin
30.00%
Revenue growth
6.92%
Net income growth
9.30%
Free cash flow growth
39.52%

Cash flow and balance sheet

Free cash flow yield (TTM)
6.71%
Current ratio
0.60x
Net debt to EBITDA
2.77x

Latest reported year

Period end
2025-12-31
Fiscal year
2025
Revenue
$6.07B
Cost of revenue
$3.37B
Gross profit
$2.71B
EBITDA
$1.82B
Net income
$660.30M
Earnings per share
$5.36
Shares outstanding
123.20M

Income statement by year

Period endRevenueGross profitNet incomeEPS
2025-12-31$6.07B$2.71B$660.30M$5.36
2024-12-31$5.68B$2.49B$604.10M$4.88
2023-12-31$5.27B$2.32B$545.30M$4.44
2022-12-31$5.12B$2.38B$696.20M$5.69
2021-12-31$4.92B$2.46B$744.20M$6.11
2020-12-31$4.13B$2.00B$520.10M$4.28
2019-12-31$3.51B$1.65B-$384.10M$-3.18
2018-12-31$3.41B$1.66B$310.50M$2.58
2017-12-31$3.36B$2.15B$587.30M$4.89
2016-12-31$3.14B$2.03B$488.80M$4.10

Margins and returns by year

Period endGross marginNet marginReturn on equityReturn on capital
2025-12-3144.60%10.87%14.28%9.07%
2024-12-3143.88%10.63%12.55%8.69%
2023-12-3144.05%10.36%11.98%7.64%
2022-12-3146.56%13.59%17.52%8.72%
2021-12-3150.01%15.11%20.67%10.81%
2020-12-3148.43%12.60%16.20%8.77%
2019-12-3147.18%-10.95%-14.64%-5.35%
2018-12-3148.69%9.10%9.84%7.09%
2017-12-3163.99%17.47%18.13%12.18%
2016-12-3164.60%15.54%17.96%11.25%

Cash and debt by year

Period endCashDebt
2025-12-31$180.80M$4.06B
2024-12-31$169.90M$4.32B
2023-12-31$216.80M$4.75B
2022-12-31$285.20M$4.82B
2021-12-31$224.70M$4.47B
2020-12-31$1.68B$3.28B
2019-12-31$401.30M$3.38B
2018-12-31$223.60M$2.63B
2017-12-31$336.40M$1.74B
2016-12-31$129.30M$2.09B

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$1.13B$78.40M
2024-12-31$813.00M$81.60M
2023-12-31$515.50M$71.80M
2022-12-31$132.60M$62.60M
2021-12-31$865.80M$54.90M
2020-12-31$524.90M$54.70M
2019-12-31-$85.80M$49.70M
2018-12-31$350.30M$42.50M
2017-12-31$597.80M$38.30M
2016-12-31$649.50M$37.10M

Dividend history

Most recent payment
2026-08-31
Paid in the last twelve months
$2.18
Payment dateDividend per share
2026-08-31$0.56
2026-05-22$0.56
2026-03-09$0.56
2025-11-24$0.50
2025-09-02$0.50
2025-05-23$0.50
2025-02-21$0.39
2024-11-22$0.39

Investor relations

Next earnings report

Next confirmed report
2026-10-20
Consensus EPS estimate
$2.21

Past earnings dates

ReportedFiscal periodEPS estimate
2026-07-21Jun/2026$2.21
2026-04-21Mar/2026$1.69
2026-02-04Dec/2025$2.05
2025-10-21Sep/2025$1.93
2025-07-22Jun/2025$1.92
2025-04-22Mar/2025$1.40
2025-02-06Dec/2024$2.10
2025-02-05--

Filings and sources

Company website
equifax.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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