Arch Capital Group Ltd. (ACGL)
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
- Ticker
- ACGL
- Exchange
- Nasdaq
- Sector
- Financial Services
- Industry
- Insurance - Diversified
- Market cap
- $36.02B
- 52-week range
- $87.05 - $113.63
Valuation
- Share price
- $107.28 (close of Nov 6, 2026)
- P/E (TTM)
- 8.63x
- Price to book
- 1.57x
- Price to free cash flow
- 6.40x
- Enterprise value
- $39.16B
- Book value per share
- $68.47
Price performance
| Period | Change |
|---|---|
| 1 day | -2.98% |
| 5 days | +0.86% |
| 1 month | +13.14% |
| 3 months | +8.05% |
| 6 months | +13.28% |
| Year to date | +11.84% |
| 1 year | +22.24% |
| 3 years | +25.97% |
| 5 years | +147.42% |
| 10 years | +316.95% |
| All time | +4,443.62% |
Short interest
- As of
- Oct 15, 2026
- Short % of float
- 3.19%
- Shares short
- 8.78M
- Days to cover
- 3.70
- Change since prior report
- +14.38%
- Source
- FINRA consolidated short interest
Members of Congress who disclosed ACGL trades
Jefferson Shreve · Alan Armstrong · Robert Bresnahan
Super investors holding ACGL
Ken Griffin (Citadel) · Ray Dalio (Bridgewater Associates)
Profitability and growth
- Return on equity
- 18.17%
- Return on assets
- 5.55%
- Net margin
- 22.07%
- Revenue growth
- 14.27%
- Net income growth
- 2.02%
- Free cash flow growth
- -7.46%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 15.63%
- Net debt to EBITDA
- 0.60x
Latest reported year
- Period end
- Dec 31, 2025
- Fiscal year
- 2025
- Revenue
- $19.93B
- Net income
- $4.40B
- Earnings per share
- $11.83
- Interest expense
- $148.00M
- Shares outstanding
- 368.40M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $19.93B | $4.40B | $11.83 |
| 2024-12-31 | $17.44B | $4.31B | $11.47 |
| 2023-12-31 | $13.63B | $4.44B | $11.94 |
| 2022-12-31 | $9.61B | $1.48B | $3.90 |
| 2021-12-31 | $9.25B | $2.16B | $5.35 |
| 2020-12-31 | $8.51B | $1.41B | $3.38 |
| 2019-12-31 | $6.93B | $1.64B | $3.97 |
| 2018-12-31 | $5.45B | $757.97M | $1.76 |
| 2017-12-31 | $5.63B | $619.28M | $1.40 |
| 2016-12-31 | $4.46B | $692.74M | $1.83 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 22.07% | 18.17% |
| 2024-12-31 | 24.72% | 20.71% |
| 2023-12-31 | 32.59% | 24.21% |
| 2022-12-31 | 15.35% | 11.43% |
| 2021-12-31 | 23.32% | 15.92% |
| 2020-12-31 | 16.52% | 10.09% |
| 2019-12-31 | 23.63% | 13.35% |
| 2018-12-31 | 13.91% | 7.41% |
| 2017-12-31 | 11.00% | 6.17% |
| 2016-12-31 | 15.52% | 7.61% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $993.00M | $2.73B |
| 2024-12-31 | $979.00M | $2.73B |
| 2023-12-31 | $917.00M | $2.73B |
| 2022-12-31 | $855.00M | $2.73B |
| 2021-12-31 | $859.00M | $2.72B |
| 2020-12-31 | $906.45M | $3.02B |
| 2019-12-31 | $726.23M | $2.36B |
| 2018-12-31 | $646.56M | $2.19B |
| 2017-12-31 | $606.20M | $2.55B |
| 2016-12-31 | $842.94M | $2.49B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $6.13B | $148.00M |
| 2024-12-31 | $6.62B | $133.00M |
| 2023-12-31 | $5.70B | $93.00M |
| 2022-12-31 | $3.77B | $88.00M |
| 2021-12-31 | $3.38B | $88.00M |
| 2020-12-31 | $2.85B | $71.26M |
| 2019-12-31 | $2.01B | $66.42M |
| 2018-12-31 | $1.53B | $55.78M |
| 2017-12-31 | $1.07B | $67.80M |
| 2016-12-31 | $1.36B | $56.58M |
Dividend history
- Most recent payment
- Nov 18, 2024
| Payment date | Dividend per share |
|---|---|
| 2024-11-18 | $5.00 |
Investor relations
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-10-27 | Sep 2026 | $2.15 |
| 2026-07-28 | Jun 2026 | $2.49 |
| 2026-04-28 | Mar 2026 | $2.45 |
| 2026-02-09 | Dec 2025 | $2.49 |
| 2025-10-27 | Sep 2025 | $2.19 |
| 2025-07-29 | Jun 2025 | $2.31 |
| 2025-04-29 | Mar 2025 | $1.37 |
| 2025-02-10 | Dec 2024 | $1.85 |
Filings and sources
- Company website
- archgroup.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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