MetLife Inc (MET)
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it offers fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity and funded reinsurance solutions; credit insurance products; accident & health products covering hospitalization, cancer, critical illness, income protection, and scheduled medical reimbursement plans; and protection against long-term health care services. The company was incorporated in 1999 and is based in New York, New York.
- Symbol
- MET
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Life
- Market cap
- $60.22B
- 52 week range
- 67.33 - 100.93
Valuation
- Share price
- $94.43 (close of 2026-10-02)
- P/E (TTM)
- 17.95x
- Price to book
- 2.17x
- Price to free cash flow
- 3.87x
- Enterprise value
- $54.25B
- Book value per share
- $43.50
Price performance
| Period | Change |
|---|---|
| 1 day | +0.08% |
| 5 days | -3.35% |
| 1 month | -2.06% |
| 3 months | +4.85% |
| 6 months | +33.53% |
| Year to date | +19.62% |
| 1 year | +16.11% |
| 3 years | +53.07% |
| 5 years | +51.04% |
| 10 years | +138.46% |
| All time | +583.78% |
Members of Congress who disclosed MET trades
Alan Armstrong · Gilbert Ray Cisneros · Ritchie Torres
Super investors holding MET
Dodge & Cox (Dodge & Cox Funds) · Richard Pzena (Pzena Investment Management) · Ken Griffin (Citadel) · Ray Dalio (Bridgewater Associates)
Profitability and growth
- Return on equity
- 11.78%
- Return on invested capital
- 21.00%
- Return on assets
- 0.45%
- Net margin
- 138.71%
- EBITDA margin
- 256.73%
- Revenue growth
- 8.51%
- Net income growth
- -23.66%
- Free cash flow growth
- 17.08%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 25.83%
- Net debt to EBITDA
- -0.89x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $2.44B
- EBITDA
- $6.25B
- Net income
- $3.38B
- Earnings per share
- $4.74
- Interest expense
- $1.06B
- Shares outstanding
- 668.90M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $2.44B | $3.38B | $4.74 |
| 2024-12-31 | $2.25B | $4.43B | $5.98 |
| 2023-12-31 | $2.23B | $1.58B | $1.82 |
| 2022-12-31 | $2.11B | $5.28B | $6.35 |
| 2021-12-31 | $2.07B | $6.86B | $7.71 |
| 2020-12-31 | $1.35B | $5.41B | $5.72 |
| 2019-12-31 | $1.29B | $5.90B | $6.10 |
| 2018-12-31 | $1.26B | $5.12B | $4.95 |
| 2017-12-31 | $62.31B | $4.01B | $3.65 |
| 2016-12-31 | $60.79B | $850.00M | $0.68 |
Margins and returns by year
| Period end | Net margin | Return on equity | Return on capital |
|---|---|---|---|
| 2025-12-31 | 138.71% | 11.78% | 21.00% |
| 2024-12-31 | 197.15% | 15.98% | 22.73% |
| 2023-12-31 | 70.79% | 5.22% | 23.05% |
| 2022-12-31 | 250.43% | 17.54% | 21.40% |
| 2021-12-31 | 330.52% | 13.71% | - |
| 2020-12-31 | 399.34% | 7.23% | - |
| 2019-12-31 | 457.64% | 8.89% | - |
| 2018-12-31 | 407.88% | 9.67% | - |
| 2017-12-31 | 6.44% | 6.81% | - |
| 2016-12-31 | 1.40% | 1.26% | - |
Cash and debt by year
| Period end | Cash |
|---|---|
| 2025-12-31 | $25.63B |
| 2024-12-31 | $25.22B |
| 2023-12-31 | $26.68B |
| 2022-12-31 | $25.13B |
| 2021-12-31 | $27.22B |
| 2020-12-31 | $23.70B |
| 2019-12-31 | $20.45B |
| 2018-12-31 | $19.76B |
| 2017-12-31 | $17.57B |
| 2016-12-31 | $19.17B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $17.09B | $131.00M |
| 2024-12-31 | $14.60B | $168.00M |
| 2023-12-31 | $13.72B | $171.00M |
| 2022-12-31 | $13.04B | $184.00M |
| 2021-12-31 | $12.35B | $173.00M |
| 2020-12-31 | $11.64B | $127.00M |
| 2019-12-31 | $13.79B | $150.00M |
| 2018-12-31 | $11.74B | $86.00M |
| 2017-12-31 | $12.28B | $128.00M |
| 2016-12-31 | $14.77B | $147.00M |
Dividend history
- Most recent payment
- 2026-08-04
- Paid in the last twelve months
- $2.32
| Payment date | Dividend per share |
|---|---|
| 2026-08-04 | $0.59 |
| 2026-05-12 | $0.59 |
| 2026-02-03 | $0.57 |
| 2025-11-04 | $0.57 |
| 2025-08-05 | $0.57 |
| 2025-05-06 | $0.57 |
| 2025-02-04 | $0.55 |
| 2024-11-05 | $0.55 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-04
- Consensus EPS estimate
- $2.62
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-08-05 | Jun/2026 | $2.30 |
| 2026-05-06 | Mar/2026 | $2.25 |
| 2026-02-04 | Dec/2025 | $2.36 |
| 2025-11-05 | Sep/2025 | $2.33 |
| 2025-08-06 | Jun/2025 | $2.19 |
| 2025-04-30 | Mar/2025 | $1.99 |
| 2025-02-05 | Dec/2024 | $2.13 |
| 2024-10-30 | Sep/2024 | $2.16 |
Filings and sources
- Company website
- metlife.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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Understanding these figures
Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart
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