American International Group, Inc. (AIG)

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

Symbol
AIG
Exchange
NYSE
Sector
Financial Services
Industry
Insurance - Diversified
Market cap
$39.32B
52 week range
71.25 - 87.29

Valuation

Share price
$74.93 (close of 2026-10-02)
P/E (TTM)
13.60x
Price to book
0.97x
Price to free cash flow
10.21x
Enterprise value
$46.88B
Book value per share
$77.43

Price performance

PeriodChange
1 day-0.66%
5 days+1.02%
1 month-1.58%
3 months-5.62%
6 months-0.65%
Year to date-12.41%
1 year-5.91%
3 years+24.78%
5 years+35.06%
10 years+26.27%
All time+203.36%

Members of Congress who disclosed AIG trades

Jefferson Shreve · Julia Letlow · Lisa McClain · Alan Armstrong

Super investors holding AIG

Bill Nygren (Harris Associates LP) · Ken Griffin (Citadel) · Richard Pzena (Pzena Investment Management) · Ray Dalio (Bridgewater Associates) · George Soros (Soros Fund Mgmt)

Profitability and growth

Return on equity
7.52%
Return on assets
1.92%
Net margin
11.56%
EBITDA margin
28.87%
Revenue growth
-1.75%
Net income growth
320.51%
Free cash flow growth
1.25%

Cash flow and balance sheet

Free cash flow yield (TTM)
9.79%
Net debt to EBITDA
1.55x

Latest reported year

Period end
2025-12-31
Fiscal year
2025
Revenue
$26.77B
EBITDA
$7.73B
Net income
$3.10B
Earnings per share
$5.48
Interest expense
$396.00M
Shares outstanding
565.08M

Income statement by year

Period endRevenueNet incomeEPS
2025-12-31$26.77B$3.10B$5.48
2024-12-31$27.25B-$1.40B$-2.19
2023-12-31$27.94B$3.64B$5.02
2022-12-31$30.00B$10.23B$13.10
2021-12-31$52.16B$10.37B$12.10
2020-12-31$43.74B-$5.94B$-6.88
2019-12-31$49.75B$3.35B$3.79
2018-12-31$47.39B-$6.00M$-0.01
2017-12-31$49.52B-$6.08B$-6.54
2016-12-31$52.37B-$849.00M$-0.78

Margins and returns by year

Period endNet marginReturn on equity
2025-12-3111.56%7.52%
2024-12-31-5.15%-3.30%
2023-12-3113.04%7.10%
2022-12-3134.09%23.54%
2021-12-3119.88%15.02%
2020-12-31-13.59%-8.85%
2019-12-316.73%4.97%
2018-12-31-0.01%-0.01%
2017-12-31-12.29%-9.26%
2016-12-31-1.62%-1.10%

Cash and debt by year

Period endCashDebt
2025-12-31$1.34B$9.19B
2024-12-31$1.37B$8.92B
2023-12-31$1.57B$10.61B
2022-12-31$1.57B$27.18B
2021-12-31$2.43B$30.16B
2021-01-01$3.23B$37.53B
2020-12-31$3.23B$37.53B
2019-12-31$16.52B$35.35B
2018-12-31$13.03B$34.54B
2017-12-31$13.12B$31.64B

Free cash flow by year

Period endFree cash flowStock-based compensation
2025-12-31$3.31B$207.00M
2024-12-31$3.27B$211.00M
2023-12-31$6.00B$199.00M
2022-12-31$3.92B$288.00M
2021-12-31$5.88B$278.00M
2020-12-31$685.00M$274.00M
2019-12-31-$2.11B$314.00M
2018-12-31-$762.00M$337.00M
2017-12-31-$8.30B$353.00M
2016-12-31$2.38B$237.00M

Dividend history

Most recent payment
2026-09-16
Paid in the last twelve months
$1.90
Payment dateDividend per share
2026-09-16$0.50
2026-06-15$0.50
2026-03-16$0.45
2025-12-16$0.45
2025-09-16$0.45
2025-06-13$0.45
2025-03-17$0.40
2024-12-16$0.40

Investor relations

Next earnings report

Next confirmed report
2026-11-03
Consensus EPS estimate
$1.82

Past earnings dates

ReportedFiscal periodEPS estimate
2026-08-06Jun/2026$1.89
2026-04-30Mar/2026$1.90
2026-02-10Dec/2025$1.89
2025-11-04Sep/2025$1.68
2025-08-06Jun/2025$1.58
2025-07-29--
2025-05-01Mar/2025$1.05
2025-04-29--

Filings and sources

Company website
aig.com
SEC filings
10-K, 10-Q and 8-K on EDGAR
Earnings calendar
All upcoming reports

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Understanding these figures

Price-to-earnings ratio · Discounted cash flow · Free cash flow · Earnings per share · Return on equity · Gross margin vs net margin · Reading a balance sheet · Debt and leverage · Dividend yield · Insider transactions and Form 4 · How to read a stock chart

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