Prudential Financial Inc (PRU)
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
- Symbol
- PRU
- Exchange
- NYSE
- Sector
- Financial Services
- Industry
- Insurance - Life
- Market cap
- $39.00B
- 52 week range
- 91.89 - 127.72
Valuation
- Share price
- $112.60 (close of 2026-10-02)
- P/E (TTM)
- 10.15x
- Price to book
- 1.22x
- Price to free cash flow
- 3.56x
- Enterprise value
- $48.48B
- Book value per share
- $92.19
Price performance
| Period | Change |
|---|---|
| 1 day | -0.47% |
| 5 days | -5.73% |
| 1 month | -6.04% |
| 3 months | -0.31% |
| 6 months | +15.39% |
| Year to date | -0.25% |
| 1 year | +10.46% |
| 3 years | +20.58% |
| 5 years | +6.05% |
| 10 years | +37.91% |
| All time | +284.30% |
Members of Congress who disclosed PRU trades
Gilbert Ray Cisneros · Jefferson Shreve · Alan Armstrong · Lloyd Smucker · Michael Rulli
Super investors holding PRU
Ken Griffin (Citadel) · Ray Dalio (Bridgewater Associates)
Profitability and growth
- Return on equity
- 10.91%
- Return on assets
- 0.46%
- Net margin
- 5.88%
- EBITDA margin
- 7.83%
- Revenue growth
- -13.68%
- Net income growth
- 31.13%
- Free cash flow growth
- -26.24%
Cash flow and balance sheet
- Free cash flow yield (TTM)
- 28.12%
- Net debt to EBITDA
- 1.87x
Latest reported year
- Period end
- 2025-12-31
- Fiscal year
- 2025
- Revenue
- $60.77B
- EBITDA
- $4.76B
- Net income
- $3.58B
- Earnings per share
- $10.05
- Shares outstanding
- 351.80M
Income statement by year
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| 2025-12-31 | $60.77B | $3.58B | $10.05 |
| 2024-12-31 | $70.41B | $2.73B | $7.54 |
| 2023-12-31 | $53.98B | $2.49B | $6.76 |
| 2022-12-31 | $56.88B | -$1.65B | $-4.49 |
| 2021-12-31 | $71.25B | $8.87B | $22.56 |
| 2020-12-31 | $57.03B | -$374.00M | $-1.00 |
| 2019-12-31 | $64.81B | $4.19B | $10.23 |
| 2018-12-31 | $62.99B | $4.07B | $9.64 |
| 2017-12-31 | $59.69B | $7.86B | $18.19 |
| 2016-12-31 | $58.78B | $4.37B | $9.85 |
Margins and returns by year
| Period end | Net margin | Return on equity |
|---|---|---|
| 2025-12-31 | 5.88% | 10.91% |
| 2024-12-31 | 3.87% | 9.67% |
| 2023-12-31 | 4.61% | 8.85% |
| 2022-12-31 | -2.90% | -5.32% |
| 2021-12-31 | 12.45% | 29.58% |
| 2020-12-31 | -0.66% | -0.55% |
| 2019-12-31 | 6.46% | 6.57% |
| 2018-12-31 | 6.47% | 8.31% |
| 2017-12-31 | 13.17% | 14.42% |
| 2016-12-31 | 7.43% | 9.44% |
Cash and debt by year
| Period end | Cash | Debt |
|---|---|---|
| 2025-12-31 | $19.71B | $18.86B |
| 2024-12-31 | $18.50B | $19.19B |
| 2023-12-31 | $19.42B | $18.88B |
| 2022-12-31 | $17.25B | $19.91B |
| 2021-12-31 | $12.89B | $18.62B |
| 2020-12-31 | $21.50B | $19.72B |
| 2019-12-31 | $21.79B | $18.65B |
| 2018-12-31 | $21.82B | $17.38B |
| 2017-12-31 | $21.29B | $17.17B |
| 2016-12-31 | $14.13B | $18.04B |
Free cash flow by year
| Period end | Free cash flow | Stock-based compensation |
|---|---|---|
| 2025-12-31 | $6.27B | $257.00M |
| 2024-12-31 | $8.50B | $314.00M |
| 2023-12-31 | $6.51B | $254.00M |
| 2022-12-31 | $5.16B | $208.00M |
| 2021-12-31 | $9.81B | $268.00M |
| 2020-12-31 | $8.37B | $226.00M |
| 2019-12-31 | $19.63B | $231.00M |
| 2018-12-31 | $21.66B | $155.00M |
| 2017-12-31 | $13.46B | $263.00M |
| 2016-12-31 | $14.88B | $202.00M |
Dividend history
- Most recent payment
- 2026-08-25
- Paid in the last twelve months
- $5.55
| Payment date | Dividend per share |
|---|---|
| 2026-08-25 | $1.40 |
| 2026-05-26 | $1.40 |
| 2026-02-17 | $1.40 |
| 2025-11-18 | $1.35 |
| 2025-08-19 | $1.35 |
| 2025-05-20 | $1.35 |
| 2025-02-18 | $1.35 |
| 2024-11-19 | $1.30 |
Investor relations
Next earnings report
- Next confirmed report
- 2026-11-04
- Consensus EPS estimate
- $3.44
Past earnings dates
| Reported | Fiscal period | EPS estimate |
|---|---|---|
| 2026-08-04 | Jun/2026 | $3.47 |
| 2026-05-05 | Mar/2026 | $3.24 |
| 2026-02-03 | Dec/2025 | $3.37 |
| 2025-10-29 | Sep/2025 | $3.66 |
| 2025-07-30 | Jun/2025 | $3.21 |
| 2025-04-30 | Mar/2025 | $3.21 |
| 2025-02-04 | Dec/2024 | $3.28 |
| 2024-10-30 | Sep/2024 | $3.47 |
Filings and sources
- Company website
- prudential.com
- SEC filings
- 10-K, 10-Q and 8-K on EDGAR
- Earnings calendar
- All upcoming reports
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